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#New housing loan
catchrupeefinance · 8 months
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Catch Rupee offers hassle-free loans for home construction, plot purchase, and commercial property with easy documentation, quick disbursal, and full transparency. Apply Now www.catchrupeeindia.com!
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batboyblog · 8 months
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Things Biden and the Democrats did, this week.
The Consumer Financial Protection Bureau put forward a new regulation to limit bank overdraft fees. The CFPB pointed out that the average overdraft fee is $35 even though majority of overdrafts are under $26 and paid back with-in 3 days. The new regulation will push overdraft fees down to as little as $3 and not more than $14, saving the American public collectively 3.5 billion dollars a year.
The Environmental Protection Agency put forward a regulation to fine oil and gas companies for emitting methane. Methane is the second most abundant greenhouse gas, after CO2 and is responsible for 30% of the rise of global temperatures. This represents the first time the federal government has taxed a greenhouse gas. The EPA believes this rule will help reduce methane emissions by 80%
The Energy Department has awarded $104 million in grants to support clean energy projects at federal buildings, including solar panels at the Pentagon. The federal government is the biggest consumer of energy in the nation. The project is part Biden's goal of reducing the federal government's greenhouse gas emissions by 65% by 2030. The Energy Department estimates it'll save taxpayers $29 million in the first year alone and will have the same impact on emissions as taking over 23,000 gas powered cars off the road.
The Education Department has cancelled 5 billion more dollars of student loan debt. This will effect 74,000 more borrowers, this brings the total number of people who've had their student loan debt forgiven under Biden through different programs to 3.7 Million
U.S. Agency for International Development has launched a program to combat lead exposure in developing countries like South Africa and India. Lead kills 1.6 million people every year, more than malaria and AIDS put together.
Congressional Democrats have reached a deal with their Republican counter parts to revive the expanded the Child Tax Credit. The bill will benefit 16 million children in its first year and is expected to lift 400,000 children out of poverty in its first year. The proposed deal also has a housing provision that could see 200,000 new affordable rental units
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shubhamhomeloan · 1 year
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#Mortagage Loan 
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pizzazz-party · 6 months
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me and my 90,000 dollar/bell sword.
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mildmayfoxe · 7 months
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yknow it is crazy to think about how much i have been able to improve my quality of life by selling art as a supplementary form of income. like obviously it's a second job and it's taxing but it's also so rewarding to know how much people enjoy my work and how much good it is doing me to like, feel like i can buy snacks at the store. to be able to get takeout every once in a while. like obviously those are extremely minor changes or things most people take for granted but to me it's huge. having berries in the house when they're out of season and more expensive. buying things for CONVENIENCE??! it feels so crazy to me to have such a sense of luxury which i know says more about the bleak feeling of poverty that's followed me around my entire adult life than anything else but i feel so much gratitude that i am afforded these small luxuries at least in part because of people that like my art. not to mention how nice is is to make things consistently again when, prior to 2020, i hadn't made art regularly in almost a decade. anyway. it's cool!
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prosebushpatch · 4 months
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So I decided to restart my animal crossing new leaf for the 3ds file completely but I didn't know that Tom Nook would OFFER TO BUY the entire town and let you carry over the money to the new town and it's hysterical because the mayor basically peaces out, cashes in on 30 million bells, changes entire identity, and accidentally becomes the mayor in a new town. There's a fanfic there but I'm too lazy to write it.
#rose and rambles#HELLO????#i did not know that tom would offer to buy AND I DID NOT EXPECT MY TOWN TO BE WORTH 30 MILLION BELLS NOT INCLUDING MY CATALOGUE AND#THE INTEREST I'LL GET FROM GETTING THE BELLS IN INCREMENTS#MAKING THE FINAL TOTAL CLOSE TO 39 MILLION#WOWZER#okay also i did think long and hard about this#like i never have restarted that town#but it was overrun with flowers and i wasn't close to any of the villagers but wolf link#and i can get him again#i needed a blank slate#i do this with farming sims all the time#i restart so often because once i get into late game i have no gumption and animal crossing *is* different#but i really needed that fresh start and it felt better to restart new leaf than horizons#but the funny thing is#i now want to restart new horizons more than ever#i just haven't really touched it since 2020#i never did the pumpkin growing thing im so behind#and every time i think about going back to it i just feel dead#but restarting new leaf has been so fun and refreshing#and its only end of day two BUT i have so much bells to burn on projects#so i can get the foundations of things like bridges and stuff right away and continue through my house loans more organically#idk i feel good#and i might prefer restarting horizons in the future with knowledge of things and#with all the updates already figured out#feels good#also my starter villagers in this new town are#fauna peanut eloise sparro and rooney and im so heckin thrilled#best line up ive ever had in the beginning
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eddis-not-eeddis · 6 months
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Guys. If you are ever in the position to be selling a house--especially if your home is okay but meh--SPEND A COUPLE HUNDRED AND SLAP SOME NEW PAINT ON IT AND INSTALL SOME CHEAP HANDRAILS AND FOR THE LOVE OF EVERYTHING GOOD WITH GRAVY INSTALL THE DAMN SUMP PUMP!!!!
I have seen so many deals fall through because homeowners want to squeeze every last penny out of their home and spend no money. The thing is, to make money, you will probably have to spend a little, and here's why:
Some of the most common loans people get in the U.S. (FHA, USDA, VA) won't cover a home that has chipped paint or lacks hand railings or has an overly damp basement.
This means the pool of people who can buy your house has dramatically decreased. You are pretty much only gonna be able to sell to people who can pay cash for your house.
Now that might sound great, but if your house isn't spectacular that kind of person isn't going to buy it. The person who can afford to buy your house at $150,000 cash is going to go and get a loan and purchase a better house somewhere nicer with more property for $300,000.
You might be able to pull a landlord, who will want to rent your house out, and try to offer you $70,000 cash for a house you listed at $150,000.
So spend several hundred, or even a couple thousand and get your house fixed up so an appraiser will approve a loan, and you will
A. Sell it faster
B. Sell it for a higher price
Because if your house is on the market for too long (even if you've received offers) people start wondering what's wrong with it. And then you get less interest. So you drop the price. Then people REALLY start to wonder what was wrong with it. So you get LESS interest. And then you paint the house and install the hand-railings and the sump pump, but it's too late because people are all wondering why the house has been on the market for three months, and you end up selling what could easily have been a $150,000 house for (if you're lucky!) $120,000. And you still had to spend the money you didn't want to shell out in the beginning.
All because you didn't want to paint.
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acnews · 3 months
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filet-o-feelings · 8 months
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back to living vicariously through fanfiction
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sharebazaar · 17 days
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Bajaj Housing Finance IPO opens on Monday: GMP jumps; shareholder quota, date, review, other details of upcoming IPO
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catchrupeefinance · 8 months
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Catch Rupee | Apply home loan online | Best home loan interest rates
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medicasino · 10 months
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i literally cannot wait until there is actually other life sim games like the sims that are actually publicly available to play!!! like Tiny Life is out now and i do definitely want to play it but... come 2024 we might have Life by You and perhaps Vivaland in our hands... also i am Really Really awaiting Paralives as well i am PRAYING for a release date to be announced. like i will exercise as much patience as i can but tbh ts4 is depriving me (i only have base game + my first pet stuff + desert luxe kit so i dont have 95% of the gameplay i want .) and i would love to just be able to have something else to play too??
#blaire.txt#lby is coming in march 2024 i think and i am EXCITED i hope it is good when it comes out... i am tempted#and i dont. know much about vivaland but MULTIPLAYER LIFE SIM??? IM INTRIGUED#finally . my friends can watch me build square houses in real time#i am still incredibly interested in Tiny Life tbh... i played the demo and its really cute 🥺#it really is tiny life... wow...#and its moddable!!!! plus since its pixel art i could probably pretty easily mod in custom clothes and hairs and stuff#life sims being moddable is so important btw like actually. i genuinely think since like#life sims are so open-ended and customizable by design that NOT having mod support is genuinely a HUGE downside#though of course ts4 also. doesnt have official mod support or modding tools which is a bummer but i mean#ive simply accepted that the sims series just. will never have official modding support#especially with the new one supposedly being f2p 😰#THIS IS NOT A SIMS 4 HATE POST I SWEAR its just . i really wish it was just a 40-60$ game#and all the dlc content was just INCLUDED in the base game for that price#i genuinely would be 100% okay with that price!!! sure its a bit expensive but like#COMPARED TO 1000+ USD FOR THE FULL GAME + DLC EXPERIENCE ITS . A LOT BETTER#like ill happily pay for ur game!!!! but i will Not get out a literal Loan to be able to afford it#sigh. anyways i am really looking forward to the new life sims coming out!!!#i think lby will probably come out first so im excited to get my hands on it hehe
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tianshiisdead · 10 months
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Forget school actually please send hate to distract me from no money I'm so hungry o(-( dunno how much longer I can go with the 1 food item per day money saving scheme to attempt to afford rent
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nerdyfangirlingbooks · 3 months
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Every now and then I remember the times I would mention to my flatmate that I was thinking of buying myself something reasonably expensive (that I had been eyeing up for months and had budgeted for) and she'd tell me that I shouldn't spend that much money on something I didn't need and it would be stupid etc etc while she regularly impulse bought things that cost at least as much and she would use once (while complaining that she was under a lot of financial stress and couldn't afford <$3/week for 2 months for a rental washing machine when ours broke). She is... perhaps not my first call for financial advice
#like I get that you're financially stressed but also it feels a bit rich to complain about it when you're on student allowance (not loan)#and your parents still contribute to things for you even though allowance is supposed to be for people whose parents can't afford to help#and you get multiple scholarships a year even though you're technically not eligible for half of them anymore but then as soon as the money#comes in from those you spend it all on a brand new dress for your sister's hen's do picnic because you can't wear the same dress as you#will for the actual hen's night or the wedding. Better buy a full price one at an expensive store instead of looking in a single op shop or#borrowing one from one of your three sisters who are all roughly the same size#god life must be so tough for you getting the same amount of money as the rest of us on student loan except you only have to pay back half#like the only money you have to live off is the same as what the rest of us get + scholarships (plural) plus what you earnt in your summer#internship? how could you possibly survive??#anyway I am NOT a fan of people who are like 'oh you say you have no money for rent but you have a phone?' because that's bullshit#and the whole 'millenials need to stop eating avocado toast so they can buy a house' thing is also bullshit#however. If you pay $60/week for a gym when you have access to the free uni one (or any other gym in the country is like $20)#and you buy uber eats multiple times a week for like $30+ each time despite having a premade meal in the fridge. and you get multiple#scholarships which mean you are arguably among the more well off students. AND you impulse buy things that cost over $100 regularly#then maybe the problem is not that you don't have enough money to split the rental costs of a washing machine (<$3 each/week)#maybe you are just bad with money#which is fine like it's not like it's unfixable it's just annoying when you act like you're worse off than people whose only money is what#they get from student loan each week so they eat beans on rice for dinner for a week#because that's all they could afford (yes I know people who did this. Yes she complained more than them)#so no I don't think I'm gonna be taking financial advice from you babes because one of us has entertained the idea of a budget to help with#finances and it's not you xx#(she turned down offers of financial help/advice/books to borrow from multiple people multiple times. I 100% get that you might not want to#talk to people about it especially your friends but we had multiple books on finances lying around the flat which she always said she didn't#need. And then she'd continue to complain that she didn't have enough money#god forbid you suggest something like going to a cheaper gym (or worse. The perfectly fine free uni gym!)#again. Her gym cost $60/week for most of last year until they brought in a student discount which was 'only' $45/week#the next most expensive gym chain I can find costs maybe $30/week for the highest membership level#to get what she was getting she would only need like a $20 membership#BUT to be fair she wouldn't get such strong culty vibes at any other gym#lol anyway sorry for the rant. I could keep going but apparently you can only have 30 tags and this is the last one
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binders-and-beanies · 6 months
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Doin bad again folx
#might delete later I’m just wide awake and miserable#summer bill came out today and it’s $7100 not including housing which will be $2400#literally dunno how im gonna pay for that and my dad is. adding to the emotional turmoil of it all#not able to get a loan at least not before the bill is due#able to get aid luckily but again who knows when or how much#my bday is tomorrow and for months I’ve been like please just let my bday be a good day i need one#i need some hope. not that I haven’t had good experiences lately bc I have. but nothing that lasts#nothing i get to feel good about for more than a day before a new problem drops#I need to enjoy my birthday without feeling this deep dark dread and fear and fucking guilt and hopelessness#I have fun plans for today And tomorrow and I’m grateful but honestly stressed about that too#bc it’s gonna be a lot + bc of all I need to do outside of that#+ I don’t get to spend my bday w friends the way I want like I have one friend Maybe coming w me#my bday is supposed to feel celebratory and instead it feels like absolutely forcing some illusion of choice or joy in my life#on top of it all. the most peaceful I usually ever feel is in bed w my partner and now my body won’t even let me hold or be held by them#currently laying next to them not touching them so I at least don’t keep them up w how physically miserable I am rn#I’m literally always physically miserable at this point and it feels like spring is never gonna come and provide any relief#but it’s like can I at least be cozy w them. nope instead I’m wide awake facing various horrors#despite being permanently exhausted and falling asleep in class after 40 ounces of coffee#Im just. so fucking unhappy in life rn dude I don’t want life to be like this forever with the constant threat of it getting much worse#fucking shred of joy in this godforsaken world: the sleep noises they r making rn#mine#txt#vent post#suicidal ideation tw#<- cry for help
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Vermont Sen. Bernie Sanders has now voiced his strong opposition toward Speaker of the House Kevin McCarthy and President Joe Biden's debt-ceiling deal.
On Saturday night, McCarthy and Biden announced they had finally reached an agreement on raising the debt ceiling until 2025 in legislation called the Fiscal Responsibility Act. The Congressional Budget Office estimated the legislation includes about $1.5 trillion in spending cuts through new work requirements for federal programs like SNAP. It also codifies the end of the student-loan payment pause and increases military spending.
Lawmakers on both sides of the aisle have criticized the bill due to the compromises Biden and McCarthy ended up having to make, with both Democrats and Republicans already saying they will vote against the legislation. Sanders is the latest to come out against the bill, explaining in a lengthy statement why he cannot "in good conscience" support to the legislation.
"The best thing to be said about the current deal on the debt ceiling is that it could have been much worse," Sanders said in the statement.
"Deficit reduction cannot just be about cutting programs that working families, the children, the sick, the elderly, and the poor depend upon. It must be about demanding that the billionaire class and profitable corporations pay their fair share of taxes, reining in out-of-control military spending, reducing the price of prescription drugs, and ending billions of dollars in corporate welfare that goes to the fossil fuel industry and other corporate interests," Sanders said.
"The fact of the matter is that this bill is totally unnecessary," he continued. "The President has the authority and the ability to eliminate the debt ceiling today by invoking the 14th Amendment. I look forward to the day when he exercises this authority and puts an end, once and for all, to the outrageous actions of the extreme right-wing to hold our entire economy hostage in order to get what they want."
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Sanders mentioned the work requirements on SNAP and the elimination of the student-loan payment pause as primary reasons why he cannot support the bill, even with the US set to default on its debt as early as June 5. The House will be voting on the legislation on Wednesday evening, and it's unclear at this point if enough lawmakers are on board to pass it through the first chamber.
Still, Senate Majority Leader Chuck Schumer and Senate Minority Leader Mitch McConnell are urging their colleagues to pass the bill in the Senate.
"President Biden and Speaker McCarthy's agreement will protect the economy and eliminate the threat of a catastrophic default. I support this bipartisan agreement. Nobody's getting all they want—but it takes default off the table and protects key investments we've made," Schumer wrote on Twitter on Tuesday.
McConnell also wrote that McCarthy "and House Republicans secured a crucial first step toward bringing Washington Democrats' reckless spending to heel. Their unity forced President Biden to do his job. And soon, it will be the Senate's turn to pass this important agreement."
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