#money saving hack

[clearlyaginger]

wait people are actually paying for spotify I thought that was a joke

[heydrangeas]

hey. hey. did you know if you buy a rotisserie chicken ($5-10 depending on where you get it) you can dig into it like a rat, then strip and save the rest of the meat, then make as much stock as you can fit in your largest pot by simply simmering the bones with herbs and veggies or veggie scraps for 6-8 hours, thereby easily doubling the value of your purchase and making the best soup base ever?

[us-the-voices-and-more-voices-2]

actually good cleaning hacks from someone who’s been through some shit

Get a steam mop I don’t care how much it is or cheap, just get one

if you have a pet invest in a wet dry vacuum, you will thank me.

get cleaning cloths you actually like the feel of, if you hate microfiber get a cheap set of tea towels and use them instead. Or chop up a dead tee shirt and use that.

plug in vacuums are 2x more powerful than non-plug in vacuums. You trade sucking power for mobility with cordless, so think that over when you get one.

buying a cheap mop every time one gets moldy is cheaper than having to deal with any mold you get from using a moldy mop.

invest in disinfectant/antifungal/antiviral/antibacterial liquid for your laundry, because that stuff makes getting rid of moldy musty musky shit easy. And it cleans your cleaning cloths without getting them greasy or soapy.

to fix “I accidentally left my clothes in the washing machine too long now they smell like mold” thing, you will need antifungal laundry liquid and the literal sun. Wash your clothes on the hottest setting you can with your clothing materials in mind, add the antifungal before you start, let it go for like 2 hours. And put it in the sun to dry. Repeat if it still smells moldy, until it doesn’t anymore, works like a charm!

to clean crystalline dog piss, you will need water, a steam mop, a wet dry vacuum (depending on if it’s in a carpet) dog cleaning spray or vinegar. Basically , rehydrate the piss, clean it up with dog spray or HOT vinegarish water, grab a steam mop and steam it (if not on carpet) and viola it should be okay now.

If it’s in the carpet you will need to rehydrate the piss, then just dowse the piss with water, use the wet dry vacuum to suck up the water, repeat until water comes up clean. Use whatever pet cleaner that’s good on your carpet to get the smell out, Patch test it in the corner of the carpet before you do it on the piss spot, soak up and remaining water from the carpet until it’s dry or blow dry it if you have to. And tada you have a cleaner carpet! The same works for dog shit too.

drain snakes are your best friend if you don’t remember to get the hair out the drain.

have one sponge for wiping down the sink and one for washing your dishes, because sometimes it’s easier to use a sponge to wipe down the sink than a cleaning cloth.

You can put sponges in the dishwasher and it cleans them REALLY WELL, do it everyday if you can.

Invest in a good glass cleaner for glass because when it gets greasy it’s hell.

Koh cleaner will literally cut through grease and oil, and fat. Like it wasn’t even there, if you don’t have the money white vinegar and bi-carbs does the same thing. Though be careful because it’s reactive and might destroy your countertop or pots, just invest in koh your life won’t be the same. (I can clean all the grease off things, that’s how good it works. Plus it doesn’t smell!!!)

Replace your toilet cleaner every 3 months, or make sure you don’t let it fester. That’s more of a hassle than replacing it every now and then.

Get a good dish soap, because you can use it for everything because of how mild it is.

After mopping always steam mop otherwise it will always be streaky or tacky, idk why but steam mops fix this 9/10 times.

there’s more, but I;m too tired.

[youngadulthacks]

Aim for short-term savings goals. Make a goal such as setting aside $20 a week or month, rather than a longer-term savings goal.

[wittyworm]

im at my wits FUCKING end

[moneymilf]

For anyone on SNAP benefits:

*Doordash, Instacart, & Uber Eats accept SNAP customers

* Amazon offers a discount on membership to SNAP customers

*Walmart+ subscription is only $6 for SNAP customers

*Ritas Italian Ice takes SNAP (double check if your local location does)

*The Providers app helps you track your SNAP benefits

[humaforever]

Harry doesn't understand why bouquets are so expensive. When he wants to get Uma flowers he just walks around the neighborhood and picks the prettiest flowers from people's yards.

[stabbyfoxandrew]

oh my god my parents almost fell for a facebook scam.

someone they know posted that they were selling a car and my parents asked me to help them send a down payment over paypal.

thank GOD they asked me instead of just trying to do it themselves.

[financecontributors]

🌈 Financial Hacks for the Cool Kids: Gen Z & Millennials Edition 🌈

Hey fam! 🙌 If you're part of the digital tribe, listen up—we've got money moves to make! 💸 Whether you're hustling in your PJs or plotting world domination, these tips are for you:

Budget Like a Boss: Forget the boring spreadsheets (zzz). Download apps like Mint or YNAB. Set goals—whether it's funding your next concert or buying that vintage Pokémon card. 🎤🎮

Side Hustle Vibes: We're all about side gigs, right? Freelance, sell your art, or be an affiliate marketer. Just don't sell your soul to the corporate overlords. 🤘

Invest Wisely: Compound interest is our secret sauce. Start investing—even if it's just your lunch money. Robinhood, Acorns, or that piggy bank under your bed—pick your weapon. 💰

Credit Cards: Handle with Care: Swipe responsibly! Pay off the balance, and that cashback? It's like finding a shiny Pokémon. Cha-ching! 💳

Student Loans? Slay 'Em: Those loans? They're like the final boss. Refinance, strategize, and show 'em who's boss. 🎓

Emergency Fund FTW: Life throws curveballs—like a sudden zombie apocalypse or unexpected bills. Aim for an emergency fund that says, "I got this!" 🌧️

Tax Basics: Adulting alert! Understand deductions, credits, and why Uncle Sam wants a piece of your pie. TurboTax is like your nerdy sidekick. 🤓

Remember, we're all leveling up together. Share your money hacks, memes, and existential crises. Tumblr, let's vibe! 🚀💸

More Explain: https://finance.worldculturepost.com/2024/07/financial-management-for-personal.html

[feyres-divorce-lawyer]

taking my card off my wallet and leaving the physical card in a locked box. i’ve had enough

[yourbestdream]

since it's canon that vee can shapeshift into different outfits do u think that instead of buying clothes she just like. goes to stores and takes pictures of stuff she likes so she can shapeshift into it later. honestly slay

[six-of-ravens]

i feel like out of all the services, ticketmaster is the least justified in asking me for more information and to download an app right now

[umihoshi]

some tips for people who just started living on their own

It's been 4 years now, and I'm not regretting a single day that I moved out. No more adapting to what my parents want, no more reporting where I'm going or who I'm bringing over, I can create my save haven the way I like it. For me, it was really the start of becoming myself.

But, there's a bunch of stuff here and there that would've been nice if I had known it from the get-go. And I thought: let's share them!

1 what appliances to invest in?

one thing that is going to come back every single day is cooking. and food is expensive AF if you're not careful. I found 2 great ways to save a bunch of money and they both rely on one thing: Invest in a good freezer! Many grocery stores have systems where they price down things that are close to the shelf life date. One of our local grocery stores can go up to 70% discount! But the problem with those is, you need to eat it right away.... OR DO YOU??? Freezing things close to expiring will let them last for a full freaking month extra. and vegetables go even longer. Plenty of time to use it when you need it (just don't forget to thaw) Be careful though: once you thawed it, you can't freeze it again.

Items are usually also WAY cheaper if you buy them in bulk. Chop them up and in the freezer they go! This one's also great if you don't always have the energy or drive to cook: cook up a large pot of whatever you like, put it in containers and freeze them. I always like doing so with pasta sauce and then cook the pasta fresh~ But it also works great with stews, curry and other types of sauces. stores like IKEA have containers that are just the right size for one meal.

For some of you, the next one may be a no-brainer, but.... My mom was really proud of how fast she was with doing the dishes. She was always like 'why get a dishwasher, I'm faster if I do it myself'. And I have lived up to that same idea up until half a year ago. My kitchen was always a mess, I didn't feel like cooking, inviting people over was embarrassing. I exhausted myself every time visitors would come and I had to fight that monster pile. Please, if you recognize these problems: invest in a dishwasher. Life became SO MUCH easier. My house is clean, my mind is more at ease, social contact increased cuz it's not as big a hassle to clean before guests show up. I really wish I wouldn't have wasted those 3 years fighting a monster that was this easy to tackle in the end...

2 easy cooking

Though it's also a bit of an investment: cooking becomes fucking easy with an airfryer. No oil is added, so it's a bunch healthier. you just put the temperature and timer and it's done. and a lot of things can just fry simultaneously. chuck in some meat and potato's at 400F (200C) for 20 minutes and all you'll have to worry about is adding some vegies with it. springrolls, pizza, potato's, meat. it all gets nice and crunchy too. (prepare vegies in a rice cooker for the same don't-have-to-keep-an-eye-on-it experience. you can cook them simultaneously with rice too!)

Something that became one of my fave dishes of the late is 'stir fried whatever'. it goes like this: Bake whatever meat you fancy, great with egg or tofu too. add whatever vegies (straight out of the freezer is fine). add stir fry sauce in whatever amount seems nice (little for coating, more if you want it to be saucy). make some carbs and you're fucking DONE! no measuring, no thinking what spices to use, it goes with anything and everything. and your local grocery has probably like 5 different flavors. (or at least, it does here. dunno if that's true for America...) like it creamy? add half a cup of soya milk. it takes like 10 minutes tops (not counting the cooking of rice/pasta/potato/bread)

3 think in money or think in space

With tricks like a good freezer, saving money with discount products becomes a whole lot easier. But there are also different discount products that can save you a lot of money. my mom always used to buy like.... packs of 4 toilet rolls. and if you calculate it, buying 3x4 rolls is so much more expensive than buying a 12 pack. But what you'll need for that is space. Try keeping account of a spot like that in your house. cupboard underneath the sink, the spot where they installed the boiler, top shelves you don't often use cuz it's high up, on top of the fridge, garage. I live in an apartment and have a small storage space for my bicycle. Perfect spot for non-consumables. (be careful to keep them out of reach for mice) think toilet paper, tissues, cat litter, soap, shampoo, toothpaste. they'll be good in 2 years too, and you'll still be needing them all the same. I once found this 6 pack of toothpaste for like 3,-! aint no one selling 1 tube for 0,50 when I buy it once I need it.

dunno if this is of any use to someone, but I hope this can help out anyone to safe some money, time or energy! Because it sure did for me.

[simplegenius042]

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[youngadulthacks]

Update your budget as you go along to incorporate lessons learned.

[terashards]

The VGC watchers are being weird about hacked Pokémon again 😔