#provides insurance

[fd-beck-insurance-brokers]

Professional Indemnity What is it and Why Do You Need It?

Professional indemnity, also known as errors and omissions insurance, is a type of insurance coverage that protects professionals against claims made by clients for losses or damages caused by professional negligence, errors, or omissions in the performance of their duties. This type of insurance is especially important for professionals such as consultants, architects, engineers, accountants, and other service providers who offer their expertise and advice to clients.

Why Do You Need Professional Indemnity Insurance?

In today's litigious society, even the most skilled and competent professionals can make mistakes or be accused of negligence. These mistakes can have significant financial consequences, especially if a client loses money as a result. Professional indemnity insurance provides a financial safety net to protect professionals against these types of claims and the associated legal fees. In addition to protecting against claims of negligence, professional indemnity insurance can also provide coverage for other types of losses, such as breach of confidence, infringement of intellectual property rights, and defamation.

How Does Professional Indemnity Insurance Work?

Professional indemnity insurance policies typically have a limit of liability, which is the maximum amount the insurance company will pay out in the event of a claim. The policyholder pays an annual premium to the insurance company in exchange for this coverage.

If a client makes a claim against a professional for losses or damages resulting from the professional's negligence or errors, the insurance company will provide legal defense and cover the cost of any settlement or judgment.

How Do You Choose the Right Professional Indemnity Insurance Policy?

When choosing a professional indemnity insurance policy, it's important to consider your specific needs and the type of work you perform. You'll also want to compare policy limits, deductibles, and the types of coverage offered by different insurance providers.

[notmusa]

[biggest-gaudiest-patronuses]

sick of doing therapy breathing exercises, just hit me up with a oxygen tank + bicycle pump i have hypothesized a shortcut

[mostlyghostlyy]

I was thinking about the whole “I know you’re not afraid of the dark” line so much recently tbh. Do you think you could write something about Dale and an s/o that IS afraid of the dark? I feel like it would give him an extra excuse to be extremely clingy at night (and also just thinking about how he’d probably mock/tease her about it 🤭)

I fucking love the way he says that line. It's so sexy and mocking. it's just perfect 🥰

I think any fear or phobia his S/O has can go two ways.

1.) He goes out of his way to keep you from getting scared. Dale wants to feel manly and protective, so he'll try his hardest to make you feel safe.

Or 2.) He wants you scared (or at least a little creeped out). Dale loves it when you cling to him. Hiding your face in his chest, relying on the security he provides. It's intoxicated that you trust him so much. Any time you're scared, he'll coo and hug you close. Reassuring that he'll care for you, and nothing bad will happen.

Being afraid of the dark is probably something he'd tease you about. There are WORSE things to be afraid of, but Dale mostly finds it cute. Pinching your cheeks and mocking every time you jump or get unsettled in the dark. He'll tuck you under his arm, nice and snug.

Dale will take any chance he can get to be extra clingy. Push him off, and he's like, "Babe! Remember, there are monsters in the dark! I gotta keep you safe!" And scrambles back on top of you. Head resting firmly on your chest. He'll demand that you play with his hair as a reward. Tell him how safe you feel around him, and he's beaming with pride.

[chrliekclly]

How did you get your job on sunny? I really wanna go into the entertainment industry.

iv told th story b4 but i got onto th show bcuz i just happened to b n th right place @ th right time

was working on smthn completely different nd drunk on th camera truck during one of our wrap days me, the DIT, nd the loader wer talking abt fave tv shows nd when i said tht always sunny was mine th loaders just like "oh lol funny im the 1st AC on that. i can get u some days if u want" ???

so i...did some days...then i did a season...and now im core crew i guess

[thesaltyoncologist]

I hate whatever asshole first decided that complex patient interactions can and should be shoved into 15 minute appointments.

[thescreamcorner]

Sometimes it's really really concerning how much anti-psychiatry and anti-recovery rhetoric exists-- and for once I'm not just talking about endos, but even within the OSDDID internetsphere, especially in actively pro self dx circles. It's not to say that you can't or shouldn't work on things away from a healthcare team, but with chronic and intensely debilitating disorders it is rare, if not impossible to fully be "fine" without help.

Like. If you're experiencing dissociative amnesia or memory/identity issues in general (even when caused by things as innocuously treated online like ADHD if it's at a debilitating level), you NEED someone who isn't affected by those things in order to have a sense of grounding and heal. And it's vital for that to be someone who has a baseline understanding of how dissociative disorders work.

My caseworker calls are sometimes the only thing giving me any sense of the passage of time, and she remembers things during calls that I completely forget or dissociate through. Not even my partner can consistently provide this because of her time blindness, vs the professional who reaches out, doesn't have a disorder affecting her memory, and takes notes during our calls.

My therapy visits, as infrequent as they've been lately, are some of the only reason why we've made progress toward one of our alters no longer making contact with our abusers when she fronts, and that fight isn't over yet. My partner can't stop her from doing it-- she'll wait until they're asleep. They also don't have the resources or bandwidth to address with her why doing this is bad, and if they intervene incorrectly it increases the chance that one day I wake up in another state.

I get from firsthand experience that healthcare, especially in the US, is notoriously inaccessible, and in some places the facilities available are full of inexperienced, incompassionate tools who don't care about their patients. But instead of using that as an excuse to stop trying, instead of pushing others into not seeking care and not trusting doctors, that needs to get channeled into finding and providing resources.

Many states have government funded healthcare available for those below the poverty line. Many facilities offer payment scaling plans even without insurance. A fair amount of insurance companies that "don't cover this" will make exceptions if you go through other channels and get professional referrals. It's not easy, it's not always free, and it's not fast. For those underage, it may be awhile before you can legally access it.

But for the love of all that is sacred on this burning planet, do NOT discourage trauma survivors from trying to get psychiatric help over the potential of a bad experience or a bad doctor. You are not helping people heal and learn to love themselves. You are creating paranoia and enforcing a regressive mentality that can prevent someone from reaching out before its too late.

[millerflintstone]

This month into next month is going to be busy for me at work. The main executive at the state office has been sending me some urgent report requests which I've been handling.

She sent one at 4:40 ish EDT yesterday. When I went to check to see if she was still online, I saw that she wasn't. I was working on something else for her so I figured I'd just reply in the morning that I got it and would work on it next.

My boss sent me a Teams message seeing if I could take a call (I love that, btw. I hate random Teams calls with no warnings). Seems that the exec texted her asking if I had gotten her urgent email and wanted my phone number.

I am SO HAPPY my boss didn't just give her my cell. The only number on my signature is my Teams phone, which would've been fine. I let my boss know that the exec didn't mark it as urgent, so I had no idea it was another urgent one. I let my boss know what I mentioned above and she understood. My boss said she'd reply to her text letting her know I was aware and would reply to the email, which i did.

My boss was exasperated. "Boy, I tell ya, she is all over the place today!" but she stopped herself. It was enough venting to let me know she wasn't happy about the situation but she remained professional.

This is a way different experience than when the head of one department just gave my cell number to a vendor who tried to get me to join a meeting after I logged off for work. That story is here (x) and happened during my two weeks for leaving the hell TX job.

The gist of the video is that the department head wanted manual corrections to things that should not have been manually corrected and was not part of my job. My boss at the time tried to back me up and the department head/ director looped in the CEO, CFO and some other c suite person. So glad I'm not there anymore

[marxism-transgenderism]

My desire to be productive being totally crushed by my utter lack of desire to actually do anything productive

[guiltyidealist]

It should be a criminal offense if an insurance company is responsible for a delay in a policyholder's necessary health care.

Withholding prescribed treatments, even for just a day, can be anywhere from inconvenient to catastrophic for the victim. Medical providers may not withhold necessary treatment from any patient on any grounds, as it is their duty to provide it-- it should be justly illegal for any "middle man" to interfere with a medical provider's legal and ethical obligation to treat a patient.

Severity of the charge and its legal consequences should depend upon the scope of the offense (length of delay) and its consequences to the victim (impact on the person).

The testimonies of the victim, the pharmacy, and the medical provider who prescribed the treatment should be key considerations for the determination. Additional important testimony should come from the victim's other medical providers, housemates, family, educators/mentors, colleagues/coworkers, or employers.

The charge should become criminal record for the company. The company (perhaps the agent's office) should be fined per day delayed.

Some taxation can be applied; just to pay off the folks who do the filing, advocacy, testimony, processing. A hefty majority of the fine should be compensation owed to the victim.

If delays became a criminal charge on companies' records, then companies would have a strong motive to terminate agents who aren't performing with punctuality. It would become their best financial interest to invest only in timely agents who would, in turn, gain a best interest to invest only in timely subordinates.

I posit that insurance delays would wane significantly, resulting in more timely delivery of treatments to policyholders, and many people's qualities of life would improve drastically for it.

[mokutone]

your art makes me wanna start testosterone

i can't read tone well, so this is either an incredibly touching ask, or an extremely funny one, and in the absence of confirmation: both!

i'm in a chatty mood, so i'll share some thoughts about testosterone and my art.

i liked being on testosterone a lot. i had an IM injection every two weeks (on tuesdays!) and because that's a sizeable dose every 14 days that slowly disperses, it can cause some mood fluctuations (every other friday i would have a crisis about not feeling like the world had a place for me in it) but even those were far more manageable than the ones that would come with my previous and current monthly hormone cycle (every month i spend a solid week thinking the world will never have a place for me in it)

It gave me a patchy little bit of scruff on my chin and a whispy mustache under my nose that still struggles on, despite adversity!

It redistributed my fat a little bit, but that's long since gone back to pre-T shape.

it lowered my voice! that hasn't changed :^)! even if i never go back on t, that won't change. it was the thing i most wanted, and its the one i'm most grateful for. Pre-T, I didn't speak much. I'm getting better and better at talking and getting more and more comfortable communicating with people because of it.

having been off t now for 3 years, i don't pass anymore—not as a cis man, or a cis woman, certainly not as anything approximating straight. if people look at me and see anything, i'd hazard a guess that they see me as A Queer (the noun—for all it's complicated connotations).

i'm not surprised that my art might make somebody want to start testosterone! a lot of my art was made out of the aching grief that came with being kicked off of testosterone, and how neatly that loss of autonomy over my own body knits in with yamato's loss of autonomy over his own.

how my body started doing things i disliked, how i didn't have the support necessary to access the healthcare i needed—how my inability to give myself what i needed made me feel as though i were trapped inside of myself and abandoned (by both myself and the world at large)

when i write comics about yamato as a trans man, i don't take away his testosterone, because that hits a little too close to home for me. for Ninja War Town Reasons, he has plenty of access to all the HRT he could ever need and nobody questions his need for it—instead, i project my own horrors onto the way Danzō defined his identity for him as a child, the way that Kabuto and Obito dehumanize him as an adult in their war efforts, and reduce him to the thing his body holds (the Mokuton). I give him a kneejerk compulsion to dehumanize himself (out of a feeling that he has a duty to his community to do so) and I give him a slow-growing resistance to that impulse (which comes out of a feeling that the people he loves would frown upon seeing him reduce himself like that)

it's dysphoria! it's not gender dysphoria, but it's a loss of self, and a need to reclaim it. it's a war between the hollow shell of a thing he thinks he has to be, and the vibrant and messy person beneath it that he is. it's a desperate need to say "this is who i am—only i can say it"

I enjoyed HRT a lot. it was a really useful tool in helping me feel like my body was my own, that i didn't have to fight it, that we were the same entity. It's not the only tool, but it was a really good one, and one day I hope to use it again.

(as for the being off of it—it's unpleasant, but i'm enduring! being somebody who now doesn't really pass as anything has put me in a weird and interesting position, where I'm constantly having to declare myself to people, because nobody knows what to make of me on any front. they don't know if i'm a man, a woman, nonbinary, nor even what age i am (Augh!!!!) it forces me to be brave and vulnerable more than I'm comfortable with—if I tell somebody I'm a man, there's no way that they will believe I'm cis, but I'm not about to recloset myself—and I don't think I could at this point anyway.)

(there's something fascinating about the position i find myself in, and while i'd leap back on t the moment that an opportunity presented itself to do so, i do feel like i'm experiencing something interesting and important in this weird zone i find myself in)

[fd-beck-insurance-brokers]

How Market Research Analysts Can Benefit from Insurance

Do you work as a market research analyst? If so, you know that the job can be both satisfying and challenging. You also know that your job requires a great deal of responsibility and that you must be up- to- date on the latest market trends in order to be successful. Your job also requires you to be insured against pitfalls that you might encounter while conducting market research.

As a market research analyst, you face risks related to data security, intellectual property, and compliance. Having the right insurance can help protect you against these risks, as well as give you peace of mind.

We’re going to discuss the types of insurance that market research analysts should consider, as well as the benefits of having the right coverage.

First, let’s talk about the different types of insurance that market research analysts should consider. The most important type of insurance for market research analysts is professional liability insurance. This type of insurance protects you from claims of negligence, errors, and deletions that could arise from your work. Professional liability insurance also covers the cost of defending yourself against any claims you might face.

 In addition to professional liability insurance, market research analysts may also want to consider cyber liability insurance. This type of insurance covers the cost of responding to data breaches and the cost of notifying affected individuals. Cyber liability insurance also provides coverage for the loss of business income and excess costs that may be incurred due to a cyber-attack.

Having the right insurance can provide market research analysts with peace of mind, knowing that they're covered against the risks associated with their job. In addition, having insurance can help you to demonstrate your commitment to professionalism and compliance. At the end of the day, market research analysts should make sure that they've the right insurance coverage in place.

[helioshellion]

a majima who never got enveloped in someone elses game

[void-of-unparalled-chaos]

I'm going to throw myself off a bridge

[tea-earl-grey]

i deserve to kill insurance companies actually.

[n3bulazer]