#Debt Problem
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How the Debt Snowball Method Helps You Pay Off Debt Faster
If you’re drowning in the debt problem and do not know which credit card debt to pay off first, try the debt snowball method. Have you ever heard of the snowball method of paying back debts to your creditors? If not, read this article to learn how the debt snowball method can accelerate your debt payoff procedure. There is a myth among debt-stressed consumers that paying off the debt with the…
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yeah, here's the comic from december 31st that i mentioned, a little angst/comfort to make your day, enjoy <3
#okay so you can basically interpret the context however you want but generally it is known that peppino has problems with debts or bills#or his life is simply falling apart but he doesn't let anyone get close to him to help him#he thinks he can handle everything on his own#*bangs head against the wall* GET THEM OUT OF MY HEAD NGAAAAHH#pizza tower#peppino spaghetti#gustavo#pepstavo#my art#my stuff
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AGHHhhh I swore off Inanimate Insanity after the Cabby disrespect but then I heard they were KILLING PEOPLE IN THE FINALLE???? I want to rewatch the season before I draw anything serious but Oh my god the plot twist makes me feral
#inanimate insanity#art#digital art#fanart#ii yinyang#ii mephone4#ii paintbrush#ii cherries#ONE OF MY MAIN PROBLEMS WITH THE SERIES(other than the ableism lol) WAS HOW THE CHARACTERS NEVER AKNOWLAGED THIER LIVES OUTSIDE THE SHOW#Seriously going feral over the twist it was actually worth the wait I think#now for the horrors of trying to rewatch earlier episodes will I be able to do it without killing myself from cringe? find out soon#also I have a hard time rewatching things in general my brain just struggles to sit still for that long with things ive already experienced#Also I made the Cherries transfem bc I forgot to doublecheck their gender before drawing them and I like the design too much to change it#They need the prize money to pay the debt from their double transition
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Phone Bill, car note and gas
Okay so I have my GoFundMe campaign post up but right now this is the biggest need I have.
I need 40 for gas, 70 for phone, and 350 for car note.
Please if you can help please either stop by my GoFundMe here or you can send directly via PayPal to [email protected]. (Just if you send via PayPal please note it's for the GoFundMe so I can make a manual donation towards the total.)
If someone was able to do the remaining for my GoFundMe that would be the biggest blessing of all and I set the intention that of someone is able and has it in their heart, it will happen—but also any help is absolutely encouraged and appreciated. Especially for the smaller things I need like the gas and cat food and cat litter and OTC meds I need.
So yes, please. If you can donate, even 5-10 dollars will help and can add up quickly. And if you are unable to help out financially, please, please, please 🙏 reblog this post for me.
Thank you so much to everyone who is able to help. Sending epic awesome vibes for your year and setting the intention that the universe gives you and your loved ones everything y'all need to thrive in life. Asking my dear loves (my patron gods) to help these intentions to manifest. So mote it be! 🙏💖🙏💖🙏💖🙏
(fluffy belly of my baby Frosta to help convince y'all to help lol)

#money help#mutual funds#mutual aid#please donate#donations needed#donate if you can#help needed#go fund him#financial need#gofundme#go fund them#go fund me#gofundme campaign#charities#charity#gas money#raise money#money needed#fundraisers#raise funds#emergency funds#emergency help#financial emergency#money need#financial losses#financial debt#health issues#health problems#health keeping me from working#unable to work
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People saying that "playing dnd doesnt have to cost anything" and "it can be fun even without all the books and expensive maps and minis" may be right but have you seen some of the dice out there????? Fucking beautiful
#i am in serious credit card debt#shit post#dnd#dnd dice#dice#ttrpg#pathfinder#d&d#dnd problems#dnd memes#dnd jokes#i have a problem#the dice are taking over my room
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I don’t care if Artemy/Daniil is problematic I care that it is literally the most boring ass “witch in the alps looking for her neighbor’s lost cat” ass option of like. ANY shipping between ANY characters in that cast
#pathologic#daniil dankovsky#artemy burakh#DANIIL CAUSES LIKE 99% OF HIS OWN FUCKING PROBLEMS#he is like 1 degree away from becoming jordan peterson#im sorry if your autistic and 27 and have no friends and shitty job prospects and student debt. get tf off tinder.#you are ALL part of the problem
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I am going to jump off a building for mental health
(my friend organising the event has asked that I please stop phrasing it like this or at least clarify that when I jump off the TALLEST VERTICAL DISTILLERY IN SCOTLAND I will have a rope attached. it's an abseil. but I'm very scared of heights so on an endocrine level it's the same thing)
It is to help provide access to free community mental health support in Edinburgh, the Lothians, and the Borders, which is Super Fucking Important because uhhhhh Edinburgh local authority just made a 60% cut to statutory mental health funding a few months ago (after 15 years of austerity!!!! fucking monstrous to cut that hard there's nothing left to cut) but that wasn't enough! no! they're making I think another 50% cut this year??!! I work for the organisation I'm fundraising for and we are literally losing funding for projects that we'd already agreed funding for the year.
almost everyone I know has struggled for lack of access to basic mental health support. I was on the NHS waiting list for support for over 5 years before I was seen and that was almost a decade ago, it has got so much worse.
Full disclosure I do not think charities are the answer long term. I don't think that this fills the gap left by the government's refusal to fund anything other than sectioning or back-to-work schemes. but the services Health in Mind offer do help people and the people struggling locally right now can't fucking wait until we unfuck the system. Some help is better than no help and your donations could help build up the funding to keep vital projects like free counselling for CSA survivors; one on one support to help unfuck things like finances, housing and social isolation; peer support matching for people with specific life experiences; and addiction support and post-criminal-justice mental health support to help people rebuild after crisis.
the really nice thing about mental health support is that in my personal experience a little can go a long way. like actually a lot of the time what we need is to be heard and valued and given the space and grace to get out from under the weight of Everything Has Sucked Forever, and I have seen a lot of people get there from the services Health in Mind provide. idk. it's good. it's an efficient use of money and honestly one of the reasons I work here is because it's shockingly hard to find support that sits in a space between 'here is a short course of wellbeing exercises go back to work' and 'we will stop you topping yourself and then you're on your own'. and a lot of these services. are that. they help people find their feet a bit more and build some structure and support networks and that makes a big difference.
#red said#they do also do short course cbt. which did put me off bc for some reason that's most of what we talk about publicly?#I'm trying to change that because i think many of us have Negative Experiences with being prescribed CBT#but like. CBT is a minority of the work. a majority is either peer support or like#one to one person led problemsolving. like a space to work through the impacts of your MH issue and troubleshoot#sort out housing. debt. cleaning. find appropriate services and social groups. find solutions for recurrent problems caused by symptoms#i have my gripes about the organisation. obviously. it is my place of work.#but like holy shit this work is so needed. our community is so fucking underserved for mental health support
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Student loan debt is still our country problem
#Student loan debt is still our country problem#student loans#debt relief#student debt#debt consolidation#debt recovery#debt#utas#university#universities#ausgov#politas#auspol#tasgov#taspol#australia#fuck neoliberals#neoliberal capitalism#anthony albanese#albanese government#class war#eat the rich#eat the fucking rich#anti capitalism#antifascist#antinazi#anticapitalista#anti colonialism#anti cop#anti colonization
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Children Shouldn't Play with Dead Things (1972)
"Come children, Uncle Alan's going to curdle your blood."
"Uncle Alan already does. Turns my stomach, too."
#children shouldn't play with dead things#1972#horror imagery#horror film#bob clark#american cinema#alan ormsby#valerie mamches#jeff gillen#anya ormsby#paul cronin#jane daly#roy engleman#robert philip#bruce solomon#alecs baird#seth sklarey#bob sherman#curtis bryant#carl zittrer#a pretty rough and ready indie horror film about a theatre troupe who fuck around with the occult (and‚ naturally‚ find out)#this hasn't a whole lot to recommend it on its own merits; it's most interesting as a formative work by filmmaker Clark‚ his first stab at#the horror genre. juat a few years later Clark would helm the superlative Black Christmas‚ sincerely one of the greatest slasher#films ever made‚ but Children... is if anything a testament to just how much his style progressed in a short span. there are moments here#that pack a visual punch‚ tbf‚ and once the dead begin to rise it improves considerably. anything with the impressive looking 'Orville'#corpse (third and final pics above) is great. the problem is more in the script‚ cowritten with star and frequent Clark collaborator Ormsby#it's a turgid mess‚ with an hour of bitchy bickering between the theatre group before anything really happens. there's some great snark in#there and it's pretty entertaining at first‚ but my god does it go on (and on) until you're willing the zombies to tear everyone to shreds#in the zombie canon this has obvious debts to Romero's NotLD as well as more traditional folklore‚ but its emphasis stays frustratingly on#the unlikeable characters and their incidental conversations rather than exploring anything more interesting.
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WE'RE GETTING EVICTED FROM OUR APARTMENT.
#ok yeah not the best news to suddenly reappear on after almost a month of radio silence#but a shit ton has been happening lately its fucking wild#i had to call the ambulance for my mom :[ DW she's ok !!! just some stomach problems#i went to the club the like last last week ish ?? it was.. okay i wish my friends werent super self concious#abt dancing bc damn it was kinda boring.... almost just stood there for 5 ish hours#got plastered the other day at a friends house too#and we stayed up and watched the whole entire cars franchise and this is probably my biggest hear me out yet...#lightning mcqueen.#LIKE NOT THE FUCKING CAR OK LIKE IF HE WERE A REAL GUY HE WOULD B HOT#......yes its owen wilsons voice yeah ok i get it yeah. shut. shut it. SHUT UP.#anyway cars 1 is a classic a masterpiece muah muah cars 2 is abysmal and cars 3 is pretty good#ALSO I MISSED LESBIAN VISIBILITY WEEK I AM DEVASTATED WHAT DO I DO I FAILED YOU LESBIANS IM SO SORRY........#the karmic debt from me missing it will curse me somehow..........#anyway yeah we r getting evicted i think idk so were apartment hunting and its so difficult everything is so expensive :']]]]#landlords r actually the spawn of satan#thats it for the update ill doodle smthn maybe i dunno zzzz#frambling...?
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fundraising for palestine!
if you feel pushed to help palestinians with donations after the ICJ ruling as well as the news that many western nations have paused funding for the UNRWA, i hope i can give you a little incentive.
send me a screenshot of a donation you made to a mutual aid fund or charity for palestine (here's a link to a tumblr post with a variety of different funds/charities), and i'll post a piece of cc for every $20 raised. i'll stack the amounts donated, so if four people donate $5 that'll count as one piece of cc!
if possible, please make sure that your receipt screenshot has a date in it. and if you made a donation earlier this week, feel free to submit anyway! i'll count everything back until 1/21/24.
(also, if you made a $10 donation to esims for gaza you can get a piece of art from the cartoonist cooperative)
thank you if you decide to make a donation!
Total: $62
#i just donated $50 to the care for gaza mutual aid fund myself! let's help the people we can#if any other cc creators would like to join me in this endeavor i would be forever in your debt!#also if you all clean me out (i have 55 pieces of cc in the queue) that would be a very good problem for meto have! i mean i'll be stressed#but that's good#if you would prefer to make a donation to a fund for sudan or the congo that's fine too! send me your receipt!
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I wish I could be a mysterious benefactor for all my friends
#so many problems can be solved with money....I have money....#my rent is $75 a month to my mom and I have no debt. I should get to throw money at problems.
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Sorry to do this but American Social Security has cut me off from food stamps and my entire paycheck has gone to bills and paying off my debts and I need money for groceries, if you patch me even $6 through Venmo @ChuckTalbot it would really help


In fact, if you put your username and a drawing request in your Venmo description I will draw it for you with little colored markers and post it with a thank you while at work. I will do memes, fanart, and animals.
Example of my work if you have not seen it:




#I actually have negative $11 in my bank rn so thats a problem#im usually pretty private abt this stuff but Democrats literally beg for money all the time and they literally have private chefs#fortunately I have enough sugar to not have to drink my coffee black#i cant get milk from the food bank bc Im lactose intolerant rly bad and I have to get dairy free#not hazbin#mutual aid#venmo#I am in incredible debt#commissions#drawing requests#art requests#donations#embarrassed
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who can solve my plot/character problem in the sylki con artists au so that i can continue writing it
#The Problem: AU Loki scams rich people so that I can make (gentle! wholesome!) fun of Fandom Suit Kink Classism#which i'd think would give him a fairly good criminal income?#however the plot requires him to be A Poor and desperate for money enough to take daft risks with these scams#so i need to drain that income continually in some way to leave him hoping that This Next Scam Will Solve All Our Problems Bro#(AU Thor is not convinced and has got himself a job instead)#anyway the obvious drain that suggests itself is a gambling problem but that feels way too serious for this fic#as well as likely impossible to fix in time for the Happy Ending#and so i am kind of stuck at this point#debt incurred by some previous less successful crime? an ironic “he spends it all on suits duh” self-inflicted-by-the-solution problem?#what do people with money do to lose that money?!! halp!!!#fic related#oh the shark has such teeth dear
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god, this situation sucks.
i dont want to have to beg for money to stay housed but this might be the only solution at this point.
my stepfather passed away and the house still has around 180k left to be paid, and even with combined income, we're probably not gonna be able to make the 15k monthly payments for the house.
selling the house likely means surrending the dogs, too.
my mom doesn't have a job either, so rwally the "combined income" is more theoretical than actually plausible until we get her a job and have consistent paychecks.
i'm so anxious about it. things are changing and i dont know what the future looks like right now, and i'm having a very difficult time seeing a future at all.
#shitalks#vent#having finanical problems and fears and insecurities.#if i were rich this wouldnt even be a problem but im not#i work dead end jobs and cant even survive because the workforce makes it impossible to get anywhere and#formal education means debt to death for the rest of my life#and i just cant find any peace or comfort in things right now#i'm so afraid and i'm rapidly losing any sight in the future
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