#saving mindset

[ottoshelpfulhacks]

Who Are You Financially? The Spending, Saving, and Investing Mindset

Who Are You Financially? The Spending, Saving, and Investing Mindset “Poor people spend money. Middle-class people save money. Wealthy people invest money.” That quote isn’t just a catchy line—it’s a reality check. What’s your money mindset? You’re in control of your direction this year. The Spending Mentality: Living to Get By If you’re constantly spending just to survive, you’re not alone—but…

[dollistive]

what giving up on shifting would feel like

[lamusedhermes]

Taller than me, richer than me, CHALANT, funny, manly, great sense of style, intelligent, pretty, smells good, kisses the floor I walk on, profound personality.

[randomness-is-my-order]

while i’m on the topic, it is very hilarious and also very insightful that mxtx actually plainly tells us how anyone else except wei wuxian would have fared without their golden cores/spiritual powers by putting thousand-plus cultivators in exactly that situation during the second siege. the way they all absolutely lose their shit, fumble around, lose coherence of thought, see-saw between decisions and become, essentially, helpless and useless is eye-opening. hell, jiang cheng ends up so affected that jin ling is able to manhandle him into the cave. the cultivators from the biggest clans aren’t able to come up with anything to save their asses and it takes shizui to point out the array for them to even consider it as an option. if wei wuxian, lan wangji and the juniors weren’t there, sooooo many disciples would have lost their lives–simply because of how incompetent they collectively became once they lost their spiritual powers. if they made a coordinated effort, they could have still held the corpses off, but it’s just that... they weren’t able to, mentally, get past their sudden lack of powers. they were disoriented.

now, i’m not saying that this isn’t a normal reaction to have. it’s totally understandable how these people were huge messes, especially in such a high stakes situation. it is just that it puts into perspective how AWESOME wei wuxian is to have had his golden core cut out of him, voluntarily, then beaten within a micrometre of his life, then thrown straight into the hell on earth aka the burial mounds and then instead of succumbing instantly, he instead overcame these impossible circumstances and somehow, survived and found alternative powers to keep him going. that is nothing short of mind-boggling, awe-inspiring, jaw-dropping. not one person in that siege-laying populace would be able to accomplish that and it held some of the finest cultivators their world has to offer. because no one, other than wei wuxian, had the internal capabilities to build their strengths up from a source that wasn’t their spiritual powers. without their golden cores, they would be toast faster than a human within one kilometre of the sun’s radius. and i love love love how mxtx hits us with this fact in our faces in exactly the scenes that are all about undoing the falsehoods and allegations that wei wuxian, until then, had been levied with in the larger cultivation world’s perspective.

[lemonyinks]

The way that a large portion of the mdzs fandom treats human life as expendable is absolutely disgusting by the way.

Too many people seem to think that it was stupid of Wei Wuxian to interfere with Lan Wangji and Luo Qingyang being killed. Or act like the Wen remnants were bothersome hinderances that they would rather see dead, instead of a group of PEOPLE.

"He should have just kept to himself" "He's bringing trouble by getting involved where he shouldn't" "He has to stop playing hero" are all takes I see frequently in both fandom posts and fanfics. My only question is why?

Why is it "playing hero" to......do good things?? To not let people be murdered and mutilated right in front of you when you can do something to stop it?? Why is it "playing hero" to help someone in return after they've already helped you several times before?? Or to help them at all for that matter, regardless of obligation. Why is it "playing hero" to protect people who do not deserve to die when you have the means to protect them??

Why should Wei Wuxian just sit back and let bad things happen just because it would be the easiest and most convenient thing to do?

[urfavvcutiee]

🎀 TIPS FOR NEW ADULTS 💝

MONEY TIPS

Prioritize your emergency fund!!

Prioritizing your emergency fund is useful for saving money because it provides a financial safety net, reducing the need to rely on high-interest debt during unexpected expenses.

2. Plan your meals and cook in bulk.

Planning meals and cooking in bulk saves money by reducing food waste, lowering per-unit costs through bulk purchases, minimizing impulse buys, saving time and energy, and encouraging healthier eating habits.

3. Look to split costs with others if possible.

Splitting costs with others saves money by reducing individual expenses on shared items or services, such as rent, utilities, groceries, and transportation, allowing each person to pay a smaller portion of the total cost. I usually recommend doing this with a family member, relative, or a good friend.

4. Learn independence skills.

Learning independence skills saves money by reducing the need to pay for services such as repairs, cooking, and cleaning, allowing you to handle tasks yourself and avoid outsourcing costs.

5. Maintaining a budget.

Having a budget keeps your spending in check and makes sure that your savings are on track for the future. Budgeting can help you set long-term financial goals, keep you from overspending, help shut down risky spending habits, and more.

6. Practice no-spend days.

It refreshes a budget and prioritizes “needs” over “wants.”Try to not spend money for a set period of time, like a week or a month. Soon enough, you would have control on overspending, changed your financial management habits, and saved extra money.

7. Buy frozen vegetables.

Frozen vegetables are usually picked, processed and frozen on the same day, to preserve freshness. Unless you can guarantee your fresh vegetables are that fresh, you are just adding days of starchy conversion to your otherwise fresh vegetables.

HOPE THIS HELPS 💝

[bunbunism]

AHHH A TOTAL OF 50 SM HOURS IT'S DONE 🐡

I'm a bit late but like genuinely the last song made me bawl for hours, it means so much to me be represented, I barely see anything actually portraying bipolar, ocd, osdd, (lots of D's hehe) autism, pots yk all the crazy stuff I got and even if they are it's in an negative light, where they end up miserable forever or they'll some horrible person

Forgive me for the yap 🙏

( thank you on notes + reblogs on the sketch, made a grown man cry tears of joy fr)

[theblackfemininesociety]

💎 Our Top 10 Tips for Making The Best out of The New Year:

Tip #1: Allow God to be your foundation.

God has to be the firmest foundation in your life. Go to him with and for everything. With the Most High, you are not only protected, corrected and forgiven, you are also loved beyond measures and guided to your highest potential. This year there will be many obstacles but remember Jesus is The Prince of Peace (Isaiah 9:6) and you are never alone!

Tip #2 : Be Intentional.

It’s as simple as it sounds, do everything with intention 💎 you simply can not afford to play with your potential this year. You are too valuable. Every decision, every action, and every thought should be aligned with your deeper purpose. When you approach life with clarity and focus, you create a ripple effect that transforms not only your own experience but also those around you. Embrace this mindset, and watch how opportunities flourish, relationships deepen, and fulfillment becomes a consistent part of your journey. Intentional living is not just a practice; it’s a lifestyle that leads to profound growth and connection. Always speak life into yourself and your situation. So, take a moment to reflect on your intentions and let them guide you toward a life that resonates with your true self.

Tip #3: Learn when & how to say NO.

As the new year approaches, remember that being selfish can be a positive trait. We're not suggesting you become like Ebenezer Scrooge, but it's important to know when to prioritize yourself. You cannot pour from an empty cup. Saying "no" doesn’t mean you’re failing those who love and respect you—keep that in mind.

Tip #4: If it doesn’t align, let it fly.

As the new year approaches, it's the perfect time to confidently reflect on your experiences—recognizing what worked and what didn’t. This year, you'll master the art of identifying what truly aligns with your goals and what you need to release. Trust yourself and embrace this journey ahead.

Tip #5: Self-care isn’t just a luxury, it’s a necessity.

As a woman, it's crucial to prioritize self-care. Women of BFS understand that self-care is an essential part of their journey. When you feel empowered and confident, you'll align yourself with becoming the best version of yourself. Self-care isn't just about pampering your outer appearance—though that is important—but also about nurturing your mind and soul. This is how you heal and effortlessly exist in your femininity. So, this year, self-care is a must sis. Take care of yourself.

Tip #6: If you can’t afford to buy it twice, don’t buy it once.

We told you, There is nothing soft about being broke (see post here) a game changer this year will be how you decide to invest and save your money. If you can’t afford to buy it twice, don’t buy it once. How you handle $100 will determine how you will handle $1000. Luxury is a mindset thing before an aesthetic. The fools will blow it, the wise will multiply it.

Tip #7: Stay Exclusive

Tap into your IT GIRL energy this upcoming year. Dont let everyone have access to you. This includes your body, ladies! You must protect your energy. Being exclusive also means staying true to who you are. This is how your aura is created... Have you ever seen a woman who is so authentic that she draws people in effortlessly? Her confidence radiates, and her presence is felt long after she has left the room. It's as if she has a magnetic yet mysterious quality that sets her apart from the rest. This woman is YOU this year. Tap into HER! 💋

Tip #8: Dont double back & stand on it!

9 times out of 10, you’ve been released from that experience for a reason. Whether is a job, a man, a friendship or even a bad habit! You must avoid returning to what caused you pain and hindered your purpose. Take your L’s as lessons and move forward with more wisdom and knowledge. What’s behind you can rarely comprehend what’s ahead of you, don’t bring dead weight into this new year!

Tip #9: Don't be afraid to be SEEN!!

Listen, we know all too well how much an isolation season is needed but so is your pop-out season sis. God didn’t put you in that season for you to hide all that he’s been working within you. You can do this and still be humble, and kind and still give thanks to GOD. When you pop out think of it as being released from the shackles of the enemy! THEY CAN'T HOLD YOU DOWN! So many times we get too comfortable in our preparation season; we start sleeping on the very thing we were designed to become! Don’t let that be your reality this year babe.

Tip #10: Take The Risk.

Bet on yourself! This is a year that you will be happy to do things that scare you! Believe in yourself! This is the year to embrace challenges that intimidate you! View this as a chance for personal growth and development. You will learn that when the year is done, you will appreciate the fact that you have stepped outside your comfort zone and tried; putting you in positions you never thought you'll be in! You miss 100% of of the shots you dont take. 💋

────── ⋆⋅🩷📲🫂⋅⋆ ──────

We’re basically besties now!

Let’s stay connected! 🫶🏽🫶🏿🫶🏾

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[miaveryobsessive]

“nobody is coming to save you”

wrong. i’m coming to save me

[certainlyathrill]

i’ll find you in every lifetime (threat)

[tea-cat-arts]

I simply think this fandom doesn't give Wei Wuxian enough credit for the various ways in which he saved Lan Wangji

[lgbtlunaverse]

Jgy is a class traitor this, jgy is the only person who cares about the common people that. Jgy is the type of guy who would scab during a strike, bring in a union-buster to earn favours from upper management, slowly work his way up to CEO and then give everyone the extra vacation days and payraises they were asking for anyway. Which is an extremely funny type of guy to be. Like, can we all take a break from arguing to agree how fucking hilarious that is?

[fairsweetlonging]

i'm so weak for original luo binghe/shen yuan where he succeeds in stealing bingmei's shizun to have for himself.

maybe they cross over in the dream realm (like in the punishment protocol), and he sees this other version of shen qingqiu, standing beside the koi pond of qing jing peak, looking calm and healthy and alive, and different, just slightly different. and when this shen qingqiu looks up and sees binghe, he doesn't sneer and attack like in nightmares, nor does he try to run like in the punishment dreams—he smiles. he smiles at binghe, and calls his name. he looks... happy, to see him.

confused, yet intrigued, bingge indulges a little by humoring this weird dream version of his old shizun, meeting him by the pond, and while it's the same face it's not the sharpness of an ice cold beauty, it's warm and soft and tender, even more so when shen qingqiu plucks a peach blossom from the tree and tucks it in binghe's hair, when he leans over and presses the pretty curve of his mouth against binghe's cheek, when he calls him "binghe" instead of "beast".

at first bingge thinks this must be a dream; he's a mere spectator, saying little to nothing at all, watching quietly as shen qingqiu chatters about some beast that liu qingge brought him (bingge was a bit surprised to hear that name, he died so long ago), sitting down with him, not moving when shen qingqiu leans against his side.

then shen qingqiu disappears, and bingge is alone again. he isn't sad, or even angry, he's just confused. he usually has full control over his dream realms, what just happened? but then again, he usually enjoys tormenting shen qingqiu, so he hadn't interrupted the man before, and after he realized it was different, he never bothered changing it. this might be just a fluke?

it happens again. shen qingqiu is a little more quiet, this time, a little tired. they sit together at the pond's edge again, shen qingqiu leaning against him, and this time bingge takes him into his arms, just to see what happens. shen qingqiu reacts positively, snuggling closer, but he shouldn't. this has never been something bingge wanted, nothing he ever even thought about, it makes no sense.

then somewhere somehow he realizes that through xin mo he's transporting a different shizun from a different world to his dream realm, and when he realizes that somewhere out there there is a shizun that smiles and laughs and cares for him, loves him.... he wants it.

so he does what he always does when he sees something he wants: he takes it.

next time they're together in the dream realm, he's prepared. he silently hooks his claws into shen qingqiu's (ridiculously unprotected) consciousness, using xin mo's power to track him down and create a rift. he lands in a cosy little bedroom, with a large bed and trinkets on the shelves and a ton of books. shen qingqiu is still asleep, curled around a large pillow but alone. whoever he thinks bingge is in his dreams isn't here. and well, if they're not here to protect him, clearly they don't care enough to keep him (bingge would never leave him out in the open like this, his sweet, naive, stupid shizun, laid out like a treat for anyone to snatch up). he makes sure shen qingqiu is deep asleep before he lifts him up and takes him back, closing the rift behind him.

[mr-mistyeyed]

happy birthday to i am clancy !!

[meanya]

Now seems like a good time to introduce a strategy to all my ADHD peers that I've invented so I wouldn't be Late to everything!

It's called...

✨️ Disaster Time ✨️

You know that feeling when you wait til the last second to do something and THEN it seems like THAT'S when everything goes wrong??? Right when you need everything to go smoothly?

You're thinking "the office is only 10 minutes away, so I'll leave 10 minutes before my appointment time!" And THAT'S when it happens; You forget to brush your hair, you can't find your keys, your wallet is missing, your GPS is glitchy, there's traffic, there's a detour, you hit every red light, there's no parking, you enter the wrong door, you can't find the room, etc. There's always SOMETHING.

I used to get SO MAD when everything would go wrong while I was on a time crunch. It seemed like when I least expected it, suddenly every object that could possibly get in my way would get in my way. I used to think, "The universe is out to get me 😔 No matter what I do, everything is gonna go wrong."

And that's when a switch went off in my mind...

Everything is gonna go wrong when I least expect it to!!!

Therefore -> I should stop being surprised and just. Expect it to!!

Every time!

Hence, the invention of ✨️Disaster Time✨️

Disaster Time (noun) the extra time you alot for disasters.

If you just KNOW something's gonna go wrong and then just PLAN for something to go wrong! Then you'll always be ready for it!

Because something is always is gonna happen, right? Something is always gonna go wrong. You don't know what's gonna go wrong, so instead of hoping nothing goes wrong and then being disappointed when something does go wrong, just alot some Disaster Time!

So you think to yourself "the office is only 10 minutes away, so if I give myself 10 extra minutes of Disaster Time for when The Disaster happens, then I'll leave 20 minutes before my appointment time."

Your assignment's due at midnight? Disaster Time! Make it due at 11:40 to account for when the [internet goes out / file gets corrupt / website doesn't load / grammar errors pop up ]

Your hangout is at 8pm? Disaster Time! Give yourself 10 extra minutes to [find your missing phone / stop and grab some gas / brush your hair / quickly eat a snack]

Work at 9? Disaster time! Leave 15 minutes earlier for when [you spill coffee on your shirt / your car light goes off / you forgot something and have to go back]

People used to tell me to do things "early" but I have adhd and time blindness! "Early" doesn't exist!!! "Early" is an abstract concept! And "early" isn't as motivating as "The Last Second"

So instead, alot a set amount of Disaster Time and adjust your "last second" to account for that pesky inevitable Disaster, and you'll always be on time!

If you EXPECT that everything will go wrong EVERY time and just *account* for that when you plan, then you'll always be on time!

[missescalientee]

You mentioned Branch is a lot more u in the AU he went with JD & Jade

Will this sweep Poppy off her feet perchance? 👀

To me Branch is always the one who falls first in every universe, their friendship and his crush would start in movie one and he’d be hardcore flirting and she just doesn’t notice because of everything going on

They would meet around the time OG Branch would’ve come to rescue her

At some point I'll clean these up and line them but I've been having entire arm issues so we got sketches rn

Things aren't all cupcakes and rainbows with the two of them, even with Branch not being gray he still harbors some worry and sadness which would end up being a point of conflict

Not shown to great extent here but his inability to see "the silver lining" would become a moment of conflict for them in place of singing killed my grandma

Also what Lief is doing during all of that:

He gets sent back to trolls village to help them hide from the Bergens while Poppy is away!