#How To Save Money

[bitchesgetriches]

{ MASTERPOST } Everything You Need to Know about Saving Money and Being Frugal

We’re all in this together. Don’t give up.

On food and groceries:

How to Shop for Groceries like a Boss

Why Name Brand Products Are Beneath You: The Honor and Glory of Buying Generic

If You Don’t Eat Leftovers I Don’t Even Want to Know You

You Are above Bottled Water, You Elegant Land Mermaid

You Should Learn To Cook. Here’s Why.

On entertainment and socializing:

The Frugal Introvert’s Guide to the Weekend

7 Totally Reasonable Ways To Save Money on Cheap Entertainment 

Take Pride in Being a Cheap Date

The Library Is a Magical Place and You Should Fucking Go There

Your Library Lets You Stream Audiobooks and eBooks FOR FREEEEEEE!

What’s the Effect of Social Media on Your Finances?

You Won’t Regret Your Frugal 20s

On health:

How to Pay Hospital Bills When You’re Flat Broke

Run With Me if You Want to Save: How Exercising Will Save You Money

Our Master List of 100% Free Mental Health Self-Care Tactics

Why You Probably Don’t Need That Gym Membership

How to Get DIRT CHEAP Pet Medication, Without a Prescription 

On other big expenses:

Businesses Will Happily Give You HUGE Discounts if You Ask This Magic Question

Understand the Hidden Costs of Travel and Avoid Them Like the Plague

Other People’s Weddings Don’t Have to Make You Broke

You Deserve Cheap, Fake Jewelry… Just Like Coco Chanel

3 Times I Was Damn Grateful for My Emergency Fund (and Side Income) 

When (and How) to Try Refinancing or Consolidating Student Loans

The Real Story of How I Paid Off My Mortgage Early in 4 Years 

Season 2, Episode 2: “I’m Not Ready to Buy a House—But How Do I *Get Ready* to Get Ready?”

The Most Impactful Financial Decision I’ve Ever Made… and Why I Don’t Recommend It

On buying secondhand and trading:

Almost Everything Can Be Purchased Secondhand

I Am a Craigslist Samurai and so Can You: How to Sell Used Stuff Online

The Delicate Art of the Friend Trade

On giving gifts and charitable donations:

How Can I Tame My Family’s Crazy Gift-Giving Expectations?

In Defense of Shameless Regifting

Make Sure Your Donations Have the Biggest Impact by Ruthlessly Judging Charities

The Anti-Consumerist Gift Guide: I Have No Gift to Bring, Pa Rum Pa Pum Pum

How to Spot a Charitable Scam

Ask the Bitches: How Do I Say “No” When a Loved One Asks for Money… Again? 

On resisting temptation:

How to Insulate Yourself From Advertisements

Making Decisions Under Stress: The Siren Song of Chocolate Cake

The Magically Frugal Power of Patience

6 Proven Tactics for Avoiding Emotional Impulse Spending

On minimalism and buying less:

Don’t Spend Money on Shit You Don’t Like, Fool

Everything I Know About Minimalism I Learned from the Zombie Apocalypse

Slay Your Financial Vampires

The Subscription Box Craze and the Mindlessness of Wasteful Spending

On saving money:

How To Start Small by Saving Small

Not Every Savings Account Is Created Equal

The Unexpected Benefits (and Downsides) of Money Challenges

Budgets Don’t Work for Everyone—Try the Spending Tracker System Instead

From HYSAs to CDs, Here’s How to Level Up Your Financial Savings

Season 2, Episode 10: “Which Is Smarter: Getting a Loan? or Saving up to Pay Cash?”

The Magic of Unclaimed Property: How I Made $1,900 in 10 Minutes by Being a Disorganized Mess

We will periodically update this list with newer articles. And by “periodically” I mean “when we remember that it’s something we forgot to do for four months.”

Bitches Get Riches: setting realistic expectations since 2017!

Start saving right heckin’ now!

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[artandstuffszszsz]

list of places you can get menstrual products when you can’t afford them

If you’re in school, many high schools and colleges (and at least in my country) provided them, either in a office where you need to ask for them, or simply in the bathrooms for people to take (some high schools also give you condoms if you want them, but that’s not what this list is for)

You’re place of work my also have boxes in the bathrooms, especially if the company/establishment has a high number of female employees/managers. 

Public restrooms. On occasion (mainly in the better ones) there are sometimes tampons boxes in women’s restrooms, vending machines are also available, sometimes free others a few coins but that works out more expensive than just buying a box. 

List of places that might have them in bathrooms: restaurants, cafes, libraries, large stores, museums and basically anywhere that’s somewhat “done up” ???? I don’t know how to word it, go to the places we’re rich people go (ik libraries are free shush) 

Food shelves, anywhere that offers free food also tends to have other important things, including pads or tampons! 

There are also many programs and subscriptions (this one is more for getting for cheap rather than free) that aim to get products to people that need them, this of course will depend on where you are so I encourage everyone to look into what is happing in their local area 

If you’re desperate, ask someone, like genuinely there are so many people that Carry stuff on them , (not saying they’ll buy you a box) but there are plenty of people that would be happy to spare you something if you need it 

Shop lifting, straight up if you can get away with it then go ahead, I wouldn’t judge you in the slightest but please be careful, 

that’s all I can thing of, sincerely a broke, once homeless, uterus owner

If there’s anything else add in reblogs 

[my-autism-adhd-blog]

Hi everyone,

I got an inbox asking to share some tips for financing when you’re autistic. I found a helpful guid from the National Autistic Society:

Budgeting

The first step to managing your money is to work out a budget and stick to it. Budgeting will help you:

* keep track of what you are spending

* help you to avoid going overdrawn on your bank account by spending money that you don't have

* decide whether you can afford to buy something that you would like

* deal with debt by planning repayments that you can manage

* work out how much money you may have to save. 

Bank, building society or post office accounts

Most people now have one of these types of account. The benefits of these are: 

* it will keep your money safe

* you can pay bills more simply by direct debits or standing orders

* internet banking is now widely available. This reduces the need to visit banks and other services that autistic people may find difficult

* benefit payments can only be paid into an account

* you can have a debit card, making it easier to pay for purchases and you can shop online 

* you may be able to earn interest on the money you have

* you can pay bills by direct debit or standing order, which are sometimes rewarded by a reduction in what you pay for services

* you can use your cashpoint card to access money easily from cash machines in the UK and sometimes abroad

* your bank or building society may be able to give you an overdraft or loan.

Debit, credit and store cards

There are a number of different cards that you can use to make a payment. These include:

* cashpoint and debit cards

* credit cards

* store cards.

Borrowing money, making payments and debt

It's easy to think of a loan or overdraft as free money, but it’s actually expensive as you have to pay back the original amount plus interest. Try to only borrow money when you need to and repay it as soon as you can. There are many ways of borrowing money, including:

* borrowing money from family or friends

* having an overdraft

* taking out a personal loan or secured loan

* applying for a credit card.

The full article will be below, as it goes into more detail. I hope this helps many of you.

National Autistic Society

[pennycallingpenny]

How To Save Money Without Cutting Out The Things You Love?

Welcome back to Penny Calling Penny! In this episode, we’re diving into a topic every mom can relate to—how to save money without cutting out the things you love.

Saving money doesn’t have to mean sacrificing the small joys in life. Whether it’s your favorite coffee run, family outings, or indulging in a new outfit, we’ll share smart budgeting for moms that will help you balance financial goals while enjoying life’s little pleasures.

In this video, you’ll learn:

✔️ How to approach saving money with the right mindset.

✔️ Practical tips to identify and prioritize what you truly love.

✔️ Creative ways to save money on everyday indulgences without giving them up completely.

✔️ How budgeting for beginners can make your financial journey stress-free and fun!

If you’re ready to learn how to save money without cutting out the things you love and take control of your budget, this episode is perfect for you. Tune in to discover practical, stress-free ways to save money!

Join the Penny Calling Penny Circle. Subscribe Now.

Get a FREE budgeting e-book for Busy Moms: https://www.pennycallingpenny.com/budgeting-101-ebook/

Join our Facebook community for Moms.

Also, Subscribe our YouTube Channel for weekly episodes on budgeting, saving, and learning together as we grow our financial confidence.

[roxychick96]

How I Saved $1,500 in 31 Days!

Copyright NicolaDigitalDesigns. Hello and welcome to my blog SavingSmartly, today I will be writing about how I saved $1,500 in 31 days! This year I decided that I was going to up the stakes on every saving challenge I complete and first I achieved saving $1,000 in 31 Days so next up I upped the amount by $500, so this saving challenge was $1,500 in 31 Days. Earning and saving an extra $500 in…

[ramashmarketing]

How to Actually Reinvent yourself | 2024 Goals: New Year Planning & Goal Setting

In This Video: how to actually Reinvent Yourself in 2024 and 2024 Goals: New Year Planning & Goal Setting Related Tutorial. Unlock Your Financial Freedom. This video more explains 2024 Goals: New Year planning & Goal Setting plan with me.

This Video was Created by Modern Savvy CPA. Most of the people asked how to actually reinvent themselves in 2024 and they have no ideas New Year Planning & Goal Setting 👉Click This Link for New helpful videos: https://www.youtube.com/@themodernsav...

[rue254]

Unveiling Millionaire Secrets: Keys to Financial Success

Introduction:

Becoming a millionaire is a goal many aspire to achieve, and while there is no one-size-fits-all formula for success, there are common strategies and mindsets that millionaires often share. Unlocking the secrets to financial prosperity involves a combination of smart financial decisions, disciplined saving, and a strategic mindset. Let's delve into some millionaire secrets that can pave the way to financial abundance.

1. **Financial Literacy:**

Millionaires understand the importance of financial education. They invest time in learning about money management, investing, and market trends. By staying informed, they make informed decisions that contribute to their wealth accumulation.

2. **Disciplined Saving and Budgeting:**

One key secret to building wealth is disciplined saving. Millionaires often follow a budget, allocating a portion of their income to savings and investments. Consistent saving, even in small amounts, can accumulate over time and create a financial cushion.

3. **Strategic Investing:**

Successful millionaires don't just save money; they invest wisely. They diversify their portfolios, balancing risk and reward. Whether it's in stocks, real estate, or other assets, strategic investing is a cornerstone of wealth creation.

4. **Entrepreneurial Mindset:**

Many millionaires have an entrepreneurial spirit. They seek opportunities, take calculated risks, and are not afraid of failure. Entrepreneurship allows them to build businesses, create multiple streams of income, and capitalize on innovative ideas.

5. **Long-Term Vision:**

Patience is a virtue when it comes to building wealth. Millionaires often have a long-term perspective, understanding that financial success is a gradual process. They resist the urge for quick gains and focus on sustainable growth over time.

6. **Continuous Learning:**

The wealthiest individuals are avid learners. They stay curious, adapt to changing markets, and embrace new technologies. Continuous learning enables them to stay ahead of the curve and make informed decisions in an ever-evolving financial landscape.

7. **Networking and Relationship Building:**

Networking is a powerful tool in the world of wealth creation. Successful millionaires often surround themselves with like-minded individuals, mentors, and professionals. Building strong relationships opens doors to new opportunities, collaborations, and valuable insights.

8. **Financial Discipline:**

Discipline extends beyond saving; it also involves avoiding unnecessary debt and making well-thought-out financial decisions. Millionaires prioritize needs over wants, distinguishing between essential expenses and luxury purchases.

9. **Resilience in the Face of Challenges:**

Financial setbacks are inevitable, but millionaires are resilient. They view challenges as opportunities to learn and grow. Instead of succumbing to failure, they use setbacks as stepping stones to future success.

Conclusion:

While there is no guaranteed path to becoming a millionaire, understanding and adopting the habits and mindsets of successful individuals can certainly increase one's chances of financial prosperity. The journey to wealth involves a combination of financial literacy, disciplined saving, strategic investing, and a resilient mindset. By incorporating these millionaire secrets into your own financial journey, you can pave the way to a more secure and prosperous future.

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[icewindandboringhorror]

(also feel free in the tags to clarify Why you made the choice you made!! :0c)

[sonalj]

How to Save Money?

Saving money is essential for financial stability, security, and growth. From creating a budget and building an emergency fund to automating savings and investing wisely, adopting smart habits early can help you prepare for the unexpected, achieve long-term goals, and enjoy peace of mind in every stage of life. 

[charcoalstudios]

Creating a money saving guide comic book part 2

[mathischance]

How to Save Time and Money with These Simple Tips

When life gets busy—and expensive—it pays to be smart about your time and money. Whether you're managing a household, planning a move, or just trying to make your daily routine more efficient, a few intentional changes can go a long way.

Here are practical, real-world tips to help you cut down on costs and streamline your day without burning out.

Start with Smarter Planning

The fastest way to lose time (and money) is to dive into a task without a plan. Whether it’s a home project or a relocation, a well-organized checklist can be your best friend. 

Prioritize your to-do list, estimate how long each task will take, and group similar errands or jobs together. For families on the go, these simple time-saving adjustments can make a hectic schedule much more manageable.

Many time-saving tips for busy households and movers come down to prep work—packing in stages, setting weekly meal plans, or prepping paperwork in advance are all low-stress ways to get ahead.

Small Changes That Add Up Fast

You don’t need a massive lifestyle overhaul to start saving. Tiny tweaks—like turning off lights in unused rooms or setting a timer for laundry—can lead to noticeable results over time. 

These everyday hacks can help you cut costs and stay efficient, reducing your monthly utility bills and streamlining your routine.

Apps that track spending or suggest cheaper alternatives when shopping online can also help automate savings with minimal effort. The key is consistency, not complexity.

Research Before You Commit

One of the most common financial pitfalls? Rushing into services without doing your homework. Whether you’re hiring a plumber, a dog walker, or a moving company, always check credentials, compare quotes, and ask about hidden fees. 

Avoiding costly mistakes when hiring services can be as simple as reading the contract closely or verifying insurance coverage. Spending a few extra minutes upfront could prevent hours of stress—and hundreds of dollars—in the long run.

Don’t Trust Every Five-Star Review

Online reviews can be helpful, but not all of them are trustworthy. Fake ratings and paid testimonials are more common than many people realize. 

Knowing how fake moving company reviews can cost is critical when selecting service providers. A glowing but generic review might mask real customer complaints or even fraudulent behavior.

Instead, look for specific details, verified reviewers, and consistent experiences across platforms like My Good Movers, Google, and Better Business Bureau listings.

Prioritize What Actually Matters

Not every “life hack” will suit your routine, and not every discount is worth the hassle. Focus on actions that deliver real value—whether that’s saving an hour on chores or reducing monthly expenses. 

Streamlining how you approach both time and money decisions keeps you in control and prevents burnout.

Final Thoughts

Saving time and money doesn’t require extreme effort; it just takes smarter choices. With a few everyday hacks to cut costs and stay efficient, and some caution when hiring, you’ll regain valuable hours and dollars. 

Start small, stay consistent, and let your smart habits do the heavy lifting.

[ramashmarketing]

In This Tutorial: Frugal Living Tips 2024: How to Save $10k FAST in 2024. This Video More Details explains how To Save $10,000 FAST In 2024 (Money Saving Tips). The best way is to break down the goal into smaller achievable bits. This Video More Explain how to save 10000 in 2024 to the $385 rule to save money fast This topic set up a budget with me and this Video was Created by The Modern Savvy CPA. Looking to save money fast in 2024?

Check out these frugal living tips that can help you save 10k within a year! From budgeting to cutting expenses, we’ll show you how to be a frugal money saver and reach your financial goals. When people ask how to save money with low income first, Then I would say watch this video. This Video fully explains how to save money with low-income, Complete Frugal Living Tips and Money Saving Challenge.

This video related to frugal money saver and happy planner 2024 ideas. Most of the people asked There are old-fashioned money-saving tips that actually work. Living a frugal minimalist lifestyle, Here are some frugal living tips to save money using simple living to budget your money.

Enjoy these minimalism money-saving tips to save money fast These Tips are Created by The Modern Savvy CPA. Nowadays most of people are interested " 66 frugal living tips for the coming recession to save you money" Don't worry this topic upload our channel Next week. 👉Click This Link for Our official channel's New helpful videos: https://www.youtube.com/@themodernsav...

[calyptramoths]

How to save money:

The most cost-efficient way to wash your clothes is to keep them on in the shower, and wash them as you wash your body.

Try to use plumbing less. Put plastic tubs under every faucet in the house to save as much water as possible. Plug the tub during showers.

Turn off the well.

[financeboomerservicespage]

Best Investment Apps to Save Money: Your Ultimate Guide to Smart Investing

In today’s fast-paced financial landscape, managing your money effectively is more crucial than ever. Utilizing an investment app can be a powerful tool to help you save money while making informed investment decisions. This guide explores how these apps work, their benefits, and tips on smart investing.

1. Understanding Investment Apps

Best investment apps are digital platforms designed to help users invest their money easily and efficiently. They allow individuals to buy stocks, bonds, mutual funds, and other assets directly from their smartphones or computers. Many of these apps provide educational resources, investment tracking, and real-time market data, making it easier for users to navigate the complexities of investing.

2. Benefits of Using an Investment App

Accessibility: Investment apps democratize investing by making it accessible to everyone. You don’t need extensive financial knowledge or a significant amount of capital to get started. With just a few taps on your smartphone, you can begin building your investment portfolio.

Lower Fees: Traditional brokerage firms often charge high fees for managing investments. In contrast, many investment apps offer low or zero commissions, allowing you to keep more of your money. This is particularly beneficial for beginners who want to maximize their savings.

User-Friendly Interfaces: Investment apps are designed with the user in mind. They often feature intuitive interfaces that guide users through the investment process, making it easier to understand how to save money while investing. Many apps also include educational materials to help users learn about various investment strategies.

Real-Time Tracking: With an investment app, you can monitor your investments in real time. This feature allows you to make informed decisions quickly, capitalizing on market opportunities as they arise.

3. Tips for Smart Investing

Set Clear Goals: Before diving into investing, it's essential to define your financial goals. Whether you're saving for retirement, a home, or education, knowing your objectives will guide your investment strategy.

Diversify Your Portfolio: Avoid putting all your eggs in one basket. Diversification can help reduce risk and improve returns over time. Consider spreading your investments across various asset classes, such as stocks, bonds, and real estate.

Educate Yourself: Take advantage of the educational resources provided by investment apps. Understanding the basics of investing and market trends can empower you to make better decisions.

Start Small: If you’re new to investing, consider starting with a small amount of money. This approach allows you to learn and adjust your strategy without risking significant capital.

Regularly Review Your Investments: Periodic reviews of your investment portfolio are essential. This practice helps you stay aligned with your financial goals and make necessary adjustments based on market conditions.

Final Thoughts

Utilizing an investment app can be a smart ⁠how to save money and grow your wealth over time. With their accessibility, lower fees, and user-friendly features, these apps empower individuals to take control of their financial futures. By setting clear goals, diversifying your investments, and continuously educating yourself, you can make informed decisions that pave the way for financial success. Embrace the world of investing, and start using an investment app today to achieve your financial goals!