#how to get a business loan

[britishbusinessonline]

Business Loans UK How Do Business Loans Work? (UK 2024)

Presuming you are new to business loans, let’s explain briefly how UK business loans work, now this will be very quick and easy to understand, so make sure you read all the way to the end so you don’t miss any important details. So to start with, what is a business loan? It’s a sum of money that a business borrows from a lender such as a bank or a building society, and this helps it start to…

[personalskill]

Unlocking Financial Growth: Mastering the Art of Business Loan Applications | HDFC Bank Looking to expand your business? Learn how to apply for a business loan with HDFC Bank. Get step-by-step guidance and expert advice to secure funding. https://www.hdfcbank.com/personal/borrow/popular-loans/business-loan

[todaynewsonline]

How to Get a Startup Business Loan with No Money

How to Get a Startup Business Loan with No Money:- Starting a business is a dream for many entrepreneurs, but the biggest challenge they face is financing their ideas. While most people believe that starting a business requires a lot of capital, this is not always true. There are several ways to get a startup business loan with no money, and in this article, we will explore some of the best…

[financesevaloan]

Small Business Loan

We understand that each business has unique financial small business loan requirements. We take pride and effort in ensuring that business owners and entrepreneurs meet their business goals by offering them the best possible credit solutions.  

Moreover, our web portal named Financeseva have designed and end to end digital process so that you can apply for a business loan from the convenience of home anytime and anywhere.

Based on the information you give on your small business loan application; our team of experts will work on behalf of you to make sure that it best fits your needs.

Key features & benefits

Flexible Loan facilities: A flexible loan facilities allow borrowers to repay your loan within 12-60 months as per your inconvenience. This makes you ensure that your repayment schedule matches your cash flow. In addition, you are also be allowed to prepay how to get a business loan amount without any additional charges.

Fulfill Capital Requirements: Get easy and quick finance of up to Rs. 75 lakhs* for small and medium-sized enterprises. Our reasonable interest rate ensures that your cost of capital will remain low.  

Collateral – free Loans: With no collateral facility, you can get collateral-free business loans and needn’t pledge your personal or business assets to secure a small business loan.

One-stop Solutions: Our small business loan products come with pre-approved offers for your capital needs. In which you can also get a maximum loan top-up amount and choose a repayment tenure of up to 60 as per your wish.

[giantkillerjack]

My first time watching Glass Onion it was obvious that Miles' speeches were bullshit, but I still searched for any hidden meaning there might be.

The second time is a different experience though because every time my brain starts to search for meaning, I feel like Benoit Blanc discovering that no, there is absolutely no hidden meaning.

It's bullshit it's all nothing nothing nothing! It is just how you end up talking when everyone reacts to your self-aggrandizing word vomit like it is actually wisdom.

Also, legit, when Miles gave his stupid bullshit speech about what the word 'disruptor' means to him, I shit you not I was like holy shit am I back in business school right now?!

Miles must have given speeches like that at 100 business school graduations, goddamn.

Like, the motherfuckers really do sound like this. We didn't have any billionaires come, but we had a lot of millionaire guest speakers in my classes, and they fucking talk like that.

They all think they're rugged capitalists, but they're just glass onions!

[grocerystoreanxiety]

k did the math, and if I stick to the budget, I have until next march to get money from somewhere (bc by april, I can’t afford my rent). Things aren’t as bad as I thought, like that’s 6months-ish away, if I don’t manage to get a job in 6months I deserve to pass away. I thought I had like until december, so this gives me some extra months

[clowningaroundmars]

just enrolled in my job's 401k, opened a brokerage acct and will invest in an IRA soon after that account is all set 😌

#adultthings #adulting #adultlife #allgrownup #ifuckinghatecapitalismbutihavetodothisagainstmywill #midlifecrisis #girlboss #financeguru

[laurelindebear]

So I'm bringing something I personally own to the museum for our October half-term display (so is another co-worker) and now I'm in the process of writing a loan agreement between myself (the lender) and myself (the contact at the borrowing institution) where I am also the courier. My signature is going to be on this paperwork about seven times. It feels like this shouldn't be allowed but I *am* the Collections Officer and it is frankly hilarious to me.

[we-re-always-alright]

any time I see people tying minor world events to economics I’m like. that’s not how economics works. I know you want it to be how it works so you can blame someone. but that’s not how it works in any country or global economy.

[littleravenpuff]

i am being personally victimized by elon fucking musk. his stupid car company will only accept wire transfers to buy out leases and we can only send official checks. tesla is literally the only dealer i have ever encountered that is like this. i have spent the last three (3) business days running up my own management chain to find a way to make this work. he is the reason i have a headache today and i hate him

[dubiz]

How to Get A Business Loan In Dubai

What would a business be without money? It is hard to imagine. Whether it is a startup or a well-established company, money is like the lifeblood of any business. Continuous funds are essential for initial setup, expansion, operational expenses, or daily activities. That is why entrepreneurs often find themselves needing money regularly, and the same is the case in the city of dreams, Dubai. 

In Dubai, starting a business is easy and thrilling. However, entrepreneurs here require substantial capital to keep their businesses running smoothly. While raising investment for this purpose can be daunting, applying for a business loan in Dubai can be a practical solution. Business loans are readily available and can provide the financial boost needed to give your business a lift. 

[dubaifuture]

How to Get Business Loan in Dubai?

With attractive tax policies and ease of doing business, Dubai offers an ideal location to set up a new business. However, every venture requires sufficient capital to get started. One can either consider investing the whole capital or choose to apply for a business loan. Securing adequate funds can help in starting a business successfully, thus ensuring its survival. But the question here arises - how to get business loan in Dubai? The process is clear but involves several steps. Please reach out to the finance experts at Shuraa and see how they can help.

[liberaljane]

Women's Not So Distant History

This #WomensHistoryMonth, let's not forget how many of our rights were only won in recent decades, and weren’t acquired by asking nicely and waiting. We need to fight for our rights. Here's are a few examples:

📍 Before 1974's Fair Credit Opportunity Act made it illegal for financial institutions to discriminate against applicants' gender, banks could refuse women a credit card. Women won the right to open a bank account in the 1960s, but many banks still refused without a husband’s signature. This allowed men to continue to have control over women’s bank accounts. Unmarried women were often refused service by financial institutions entirely.

📍 Before 1977, sexual harassment was not considered a legal offense. That changed when a woman brought her boss to court after she refused his sexual advances and was fired. The court stated that her termination violated the 1974 Civil Rights Act, which made employment discrimination illegal.⚖️

📍 In 1969, California became the first state to pass legislation to allow no-fault divorce. Before then, divorce could only be obtained if a woman could prove that her husband had committed serious faults such as adultery. 💍By 1977, nine states had adopted no-fault divorce laws, and by late 1983, every state had but two. The last, New York, adopted a law in 2010.

📍In 1967, Kathrine Switzer, entered the Boston Marathon under the name "K.V. Switzer." At the time, the Amateur Athletics Union didn't allow women. Once discovered, staff tried to remove Switzer from the race, but she finished. AAU did not formally accept women until fall 1971.

📍 In 1972, Lillian Garland, a receptionist at a California bank, went on unpaid leave to have a baby and when she returned, her position was filled. Her lawsuit led to 1978's Pregnancy Discrimination Act, which found that discriminating against pregnant people is unlawful

📍 It wasn’t until 2016 that gay marriage was legal in all 50 states. Previously, laws varied by state, and while many states allowed for civil unions for same-sex couples, it created a separate but equal standard. In 2008, California was the first state to achieve marriage equality, only to reverse that right following a ballot initiative later that year. 

📍In 2018, Utah and Idaho were the last two states that lacked clear legislation protecting chest or breast feeding parents from obscenity laws. At the time, an Idaho congressman complained women would, "whip it out and do it anywhere,"

📍 In 1973, the Supreme Court affirmed the right to safe legal abortion in Roe v. Wade. At the time of the decision, nearly all states outlawed abortion with few exceptions. In 1965, illegal abortions made up one-sixth of all pregnancy- and childbirth-related deaths. Unfortunately after years of abortion restrictions and bans, the Supreme Court overturned Roe in 2022. Since then, 14 states have fully banned care, and another 7 severely restrict it – leaving most of the south and midwest without access. 

📍 Before 1973, women were not able to serve on a jury in all 50 states. However, this varied by state: Utah was the first state to allow women to serve jury duty in 1898. Though, by 1927, only 19 states allowed women to serve jury duty. The Civil Rights Act of 1957 gave women the right to serve on federal juries, though it wasn't until 1973 that all 50 states passed similar legislation

📍 Before 1988, women were unable to get a business loan on their own. The Women's Business Ownership Act of 1988 allowed women to get loans without a male co-signer and removed other barriers to women in business. The number of women-owned businesses increased by 31 times in the last four decades. 

Free download

📍 Before 1965, married women had no right to birth control. In Griswold v. Connecticut (1965), the Supreme Court ruled that banning the use of contraceptives violated the right to marital privacy.

📍 Before 1967, interracial couples didn’t have the right to marry. In Loving v. Virginia, the Supreme Court found that anti-miscegenation laws were unconstitutional. In 2000, Alabama was the last State to remove its anti-miscegenation laws from the books.

📍 Before 1972, unmarried women didn’t have the right to birth control. While married couples gained the right in 1967, it wasn’t until Eisenstadt v. Baird seven years later, that the Supreme Court affirmed the right to contraception for unmarried people.

📍 In 1974, the last “Ugly Laws” were repealed in Chicago. “Ugly Laws” allowed the police to arrest and jail people with visible disabilities for being seen in public. People charged with ugly laws were either charged a fine or held in jail. ‘Ugly Laws’ were a part of the late 19th century Victorian Era poor laws. 

📍 In 1976, Hawaii was the last state to lift requirements that a woman take her husband’s last name.  If a woman didn’t take her husband’s last name, employers could refuse to issue her payroll and she could be barred from voting. 

📍 It wasn’t until 1993 that marital assault became a crime in all 50 states. Historically, intercourse within marriage was regarded as a “right” of spouses. Before 1974, in all fifty U.S. states, men had legal immunity for assaults their wives. Oklahoma and North Carolina were the last to change the law in 1993.

📍  In 1990, the Americans with Disability Act (ADA) – most comprehensive disability rights legislation in U.S. history – was passed. The ADA protected disabled people from employment discrimination. Previously, an employer could refuse to hire someone just because of their disability.

📍 Before 1993, women weren’t allowed to wear pants on the Senate floor. That changed when Sen. Moseley Braun (D-IL), & Sen. Barbara Mikulski (D-MD) wore trousers - shocking the male-dominated Senate. Their fashion statement ultimately led to the dress code being clarified to allow women to wear pants. 

📍 Emergency contraception (Plan B) wasn't approved by the FDA until 1998. While many can get emergency contraception at their local drugstore, back then it required a prescription. In 2013, the FDA removed age limits & allowed retailers to stock it directly on the shelf (although many don’t).

📍  In Lawrence v. Texas (2003), the Supreme Court ruled that anti-cohabitation laws were unconstitutional. Sometimes referred to as the ‘'Living in Sin' statute, anti-cohabitation laws criminalize living with a partner if the couple is unmarried. Today, Mississippi still has laws on its books against cohabitation. 

[badjokesbyjeff]

A blonde walks in a bank to get a loan. “I need to borrow $100 for a month,” she says. 

The banker frowns, but takes her information anyway. He runs her credit but can’t find a report. “I’m sorry,” he says, “but in the absence of a credit record, we’ll have to charge 20% interest on the loan, and you’ll need to put up collateral.

“What does that mean?” the blonde says.

“It means,” the banker says, “you’ll have to repay us $120, and you’ll need to give us something more valuable to hold onto until you pay us back.”

“Something more valuable?” The blonde says. “How about my Ferrari?”

The banker nearly snorts his coffee all over his desk, but he prides himself on customer service so he soldiers on. He runs the title on the Ferrari and what do you know, the blonde owns it free and clear. “Okay, he says, “I’ll print out the papers.”

“Just so I understand,” the blonde says, “I give you my Ferrari and you give me a hundred dollars, right? And then in a month, I give you $120 and you give me my Ferrari back?”

“Yes,” the banker says, “that’s the deal.”

She signs the paperwork and hands him the keys. He counts out $100 for her and watches her saunter out the door.

A month to the day later, he’s sitting at his desk when the blonde saunters back in. She hands him $120 and says “I get my car back, right?”

“Yep, he says as he hands her the keys. She turns to go but he stops her. “Miss, I really have to ask, why did you use a $140,000 car as collateral on a $100 loan?”

“Oh!” The blonde says. “I got called out of town unexpectedly on business. How else can I park a Ferrari for a month in Manhattan for only $20?”

[hellyeahsickaf]

I found an extremely dope disability survival guide for those who are homebound, bedbound, in need of disability accommodations, or would otherwise like resources for how to manage your life as a disabled person. (Link is safe)

It has some great articles and resources and while written by people with ME/CFS, it keeps all disabilities in mind. A lot of it is specific to the USA but even if you're from somewhere else, there are many guides that can still help you. Some really good ones are:

How to live a great disabled life- A guide full of resources to make your life easier and probably the best place to start (including links to some of the below resources). Everything from applying for good quality affordable housing to getting free transportation, affordable medication, how to get enough food stamps, how to get a free phone that doesn't suck, how to find housemates and caregivers, how to be homebound, support groups and Facebook pages (including for specific illnesses), how to help with social change from home, and so many more.

Turning a "no" into a "yes"- A guide on what to say when denied for disability aid/accommodations of many types, particularly over the phone. "Never take no for an answer over the phone. If you have not been turned down in writing, you have not been turned down. Period."

How to be poor in America- A very expansive and helpful guide including things from a directory to find your nearest food bank to resources for getting free home modifications, how to get cheap or free eye and dental care, extremely cheap internet, and financial assistance with vet bills

How to be homebound- This is pretty helpful even if you're not homebound. It includes guides on how to save spoons, getting free and low cost transportation, disability resources in your area, home meals, how to have fun/keep busy while in bed, and a severe bedbound activity master list which includes a link to an audio version of the list on Soundcloud

Master List of Disability Accommodation Letters For Housing- Guides on how to request accommodations and housing as well as your rights, laws, and prewritten sample letters to help you get whatever you need. Includes information on how to request additional bedrooms, stop evictions, request meetings via phone, mail, and email if you can't in person, what you can do if a request is denied, and many other helpful guides

Special Laws to Help Domestic Violence Survivors (Vouchers & Low Income Housing)- Protections, laws, and housing rights for survivors of DV (any gender), and how to get support and protection under the VAWA laws to help you and/or loved ones receive housing and assistance

Dealing With Debt & Disability- Information to assist with debt including student loans, medical debt, how to deal with debt collectors as well as an article with a step by step guide that helped the author cut her overwhelming medical bills by 80%!

There are so many more articles, guides, and tools here that have helped a lot of people. And there are a lot of rights, resources, and protections that people don't know they have and guides that can help you manage your life as a disabled person regardless of income, energy levels, and other factors.

Please boost!

[grantphillipslawcom]

How to get a Small Business Loan | Grantphillipslaw.com

Secure the funds you need to start or grow your small business with the help of GrantPhillipsLaw.com. Get personalized advice from our experts to ensure you get the best small business loan.

How to get a Small Business Loan