#Net Take-Home
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Unlock Financial Opportunities with Prefr Loans – A Comprehensive Guide
Unlocking Financial Opportunities: A Deep Dive into Prefr Loans In the ever-evolving realm of financial services, Prefr stands tall as a reliable and accessible provider of credit solutions. Let’s embark on a comprehensive journey to explore the various facets of Prefr loans, understanding why this NBFC (Non-Banking Financial Company) is not just a lender but a financial ally. Prefr Loans: A…
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#Prefr Loans#NBFC#Salaried Professionals#Self-Employed Entrepreneurs#Loan Flexibility#Repayment Tenure#Competitive Interest Rates#Transparent Processing Fee#Net Take-Home#Age Criteria#Digital Process#Responsible Borrowing#Credit Solutions#Prefr Features#Financial Solutions#Financial Empowerment#cibil score#personal finance#Financial Inclusion#loan application
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DC x DP Prompt *13*
Of course something like this would happen, while Bruce was out of state with Alfred. Some business for Wayne Enterprises had come up and after he was sure the kids had everything under control in his absence, he left.
If Tim had known this would happen, he would have volunteered to go instead of Bruce. But his newest case had just been to intriguing.
Tim looked at Damian, Dick and Jason. They seemed to feel the same way as him.
Tim just had wanted to look something up before dinner! He had found the two floating Toddlers in the Batcave. And after he send a quick emergency signal up to the Manor his brothers had come down prepared for a fight.
Instead all they saw where two black haired three-year old Twins, who were either bothering the poor Bats or crawling into the mouth of the T-Rex.
"You can order Pizza, I'm not going to deal with... this", was all Jason said with disdain, before he left for the stairs to the Manor.
And yeah... absolutely understandable. Tim would do the same if he could.
"Dick, get the pool net. Damian, prepare a room. I'm going to call Uncle Clark and ask him how to handle flying Toddlers", a deep sight escaped Tim.
Why had it be today, when Alfred wasn't here.
#skylers prompts#dcxdp#dcxdp prompt#dpxdc#Tim Drake#Jason Tood#Dick Grayson#Damian Wayne#Dan Phantom#Danny Fenton#Danny gets deaged#Dan gets deaged#they try to play with the Bats and Dinosaurs#they are just having fun#Clark will be so confused#like: why are there two flying Toddlers in the batcave?#Jason didn't go home#he just needs to prepare more food now and doesn't have time to waste#his brothers can do the dirty work#Dick will take 20 Minutes to catch 1 of them in the net just for the kid to phase out of the net#he will be so done#Jason bribes them with cookies in the end#They all adopt two new brothers without Bruce knowledge#he finds out through a newspaper article that he has two new sons#Dick was there because he needs to make sure Tim sleeps at least a little bit#Jason is there because everyone else would burn the Manor down while cooking and Alfred had asked him to
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leafs v sens - nov 8, 2023 for @annieqattheperipheral
#toronto maple leafs#william nylander#morgan rielly#rick's gifs#mo's little head pat#yeah that solves it bud#it looked like willy hit the net kind of hard i hope he's alright#also hope someone is driving him home so he doesn't have to take the ttc again
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baekhyun - take you home mv ♡
#baekhyun#baekhyunedit#exoedit#exosnet#exo#ultkpopnetwork#ksoloists#mgroupsnet#mgroupsedit#bbh-net#kpopccc#kpop#kpopedit#boyidoledit#maleidoledit#my gifs#take you home#userbexrex#sunflowerchen#skyehi#melontrack#wanted to gif this for a while bc i love this song so much#and he's so cute in this#how can one not fall in love with this man
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ok serious question: how would i hide my transition from my transphobic parents? i want to start T when i go back to college but my fear of what my parents might do to me if they found out is one of my hangups (the other one being seeing a doctor by myself for the first time but we'll cross that bridge when we get to it). i feel like increased fat and body hair is innocuous enough but im afraid a deeper voice would be a dead giveaway. what the hell do i do
#before i start fr i do plan to establish a safety net in one or a few people who are willing to take me in if i get kicked out#but my goal is to graduate college as my ideal self in body and name (though top surgery might have to come later)#i will be living on campus 7 hours away from home but i do have to return for holidays n allat. i couldnt hide it forever#anyway tags for reachhh ->#transgender#transmasc#ftm
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Who put the entire charmony dove copypasta in my poll come out rn
#shit was funny as fuck tho#show yourself#One day#after dinner#while my younger sister and I were lounging about in Mr. Gopher Wood's yard#we spotted a fledgling Charmony Dove all on its own. That baby bird was tiny#it didn't even have all of its feathers#and it couldn't sing. When we found it#it was already on its last breath#having fallen into a shrub — probably abandoned by its parents. We decided to build a nest for it right there and then. However#thinking back#that winter was unusually cold#with fierce winds at night in the yard#not to mention the many poisonous bugs and wild beasts in the vicinity... It was clear that if we left the fledgling in the yard#it stood no chance of surviving until spring. So#I suggested we take it inside#place it on the shelf by the window#and asked the adults to fashion a cage for it. We decided that when it regained its strength enough to spread its wings#we would release it back into the wild. The tragic part — something that we'd never considered — was that this bird's fate had already been#I pass the power of choice to you all. Faced with this situation#what choice would you make? Stick to the original plan#and build a nest with soft net where the Charmony Dove fell? Or build a cage for it#and feed it#giving it the utmost care from within the warmth of a home? I eagerly await your answer.
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having a snack on their shiny new floor ✨
#putting them on a new feed protocol to see if it helps my whole.....situation#high high high fiber and just enough pellet to keep them at an ok weight#annoyed their wean date is....the day before i leave but what can you do#and if anyone is sick when i get home it'll be calling waddl time. and hopefully i learn some answers#i'm kinda worried the answers are gonna be 'yep that's enterotoxaemia and there's nothing you can do' which will be a net zero information#but that's why i'm also trying this new diet at the same time#high fiber and low carb diets are supposed to help kits with weaning stress and prevent enteric diseases according to every college ever#so may as well try!! hay and oats is cheap. ish#also happy that the feed i'd like to switch to is also higher in fiber than any of the local options i have#so maybe it'll also help. but probably the biggest help will be finally getting in the new barn and off these damn dirt floors#glad that it's the slow breeding season anyway so i can take a little break to figure this out without impacting my food supply#i really did think i had this figured out last year but i can never have anything easy#rabbits#blanc de hotot#kits
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I'm trying to find ways to slowly ease my way into taking walks (debilitating social anxiety) so I was going to download pokemon go again but my phone is too old :(
#im actually very upset abt this lol#all of the other tricks ive found rely on having a dog to walk#and like i would love to get my own dog but i absolutely cannot afford one lmao#so i guess i just. still can't go on walks#nobody seems to understand just how impossible it is for me to walk down the street when im not trying to get somewhere#like just going for a walk for fun/to look at nature feels like im being killed#people are LOOKING at me and when someone even so much as glances at me while im walking i instantly feel like I'm doing something wrong#or like they're going to misunderstand my sort of odd behaviors#i can't walk slow because they'll think im a stalker. i can't walk fast because ill get out of breath and they'll think im disgusting#i can't keep a normal pace because im too nervous and i just spend the whole time tense and hate myself even more when i get home#like. what the hell am i supposed to do lol#getting a dog is the only way i think i could stop myself from spiraling like that bc of COURSE im walking slow and leisurely.#im walking my dog. my dog wants to smell and has to poop or whatever#im no longer a freaky fat stalker im just some guy walking my dog#this became more of a vent than i was expecting lmao but if anyone has any actual tangible tips for how to go on walks i would appreciate it#when i had to walk 2 miles to class i used to take a small part of an edible right before i got on the bus lmao and that worked WONDERS#but i don't want to have to do that just to walk around my own neighborhood when i eventually move out#i just want to be normal lmao i want to go out and find bugs and look at leaves#i guess i could walk in the woods but what if i get lost#i want to be able to look at stuff. i want to be able to stop and look at a plant while some person passes by me#without feeling like im going to blow up or like they're going to hit me or like IM going to hit THEM#im used to anxiety but i always feel so erratic in public places. when everyone wore masks i was a little better#i still mask most of the time but it doesn't help anymore bc now im like one of the only people that does it#so now instead of blending in AND having my face covered i just stand out more#my face is still covered so it still helps but its like barely a net positive lmao#i want to be able to look around without worrying that someone is looking at me from their window and thinks im a stalker#truly how the hell am i supposed to do that without a dog lol
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I think one of my biggest fantasies in life is being able to live somewhere/with someone that I can come and go as I please. Have my own car, not have to rely on other people or explain why I can’t be home of take care of people/the dog/etc. at all time. People think I’m greedy for wanting a well-paying job but having to take care of people you’re dependant on is really shitty and money would 100% solve this problem.
#such is life#I look forward to finally getting my drivers lisence#my mom only let me practice because I convinced her it benefits her#I have a grad student scholarship that's ending and no idea where more money is coming from#I mean I am ta-ing but I'm not earning enough to pay rent somewhere#and I have a dog to take care of#I love daisy but she's a lot of work#and my mom is pretty useless#so she needs me to do nearly 100% of the work#I'm 30 why is it so hard to leave#I have no external support#why can't one person in my actual life see that my home life is shitty and help me get independence rather than just make fun of me#I'm tired of being a caregiver to someone who should have raised me#I never got to be a teenager so I don't know how to have fun so I have to pretend or people don't like me#if I've learned anything it's that all love is conditional#if you think otherwise you just don't know what the conditions are#sorry for ranting I just don't have another place I can be honest about stuff#this is a roundabout argument for ubi I guess?#having the means for financial independence and a social safety net should be someone everyone has#I know a lot of people have it much worse too#I guess this is why I need to find a good partner and create a version of myself that is appealing to them#I would kill to be loved for who I am when I'm not making myself into things but I also gotta live#and these things don't go together
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it’s an Anna/Dean fic if Anna is the little mermaid. it is NOT a destiel fic if Castiel is the little mermaid. to be clear.
#the Anna/Dean version is much more straightforwardly the story of the little mermaid with them in starring roles#and also sam and Lucifer shenanigans in the background#but the Castiel version is a lot more complicated. a lot more focused on the idea of love used as escapism.#castiel gets two legs to go meet his prince and waiting for their love story to begin. and it never does.#Aro!Dean in my little mermaid au? it’s more likely than you think#so Castiel is in an impossible situation but making the best of it. (he’ll be fine. Sam is busy melting Lucifer’s icy heart with shenanigans#u should know this is a Balthazar/Castiel story. to me. Balthazar won’t take legs but he will wait too close to the docks even knowing the#fishing nets might catch his tail every day waiting for Castiel to tell him he’s still safe and alive.#Michael starting as the king of mermaids. he had issues. Raphael starring as the one who gives Castiel the option to kill dean to come home.#not cruelly not maliciously. because they love Castiel. and he cannot come home otherwise. he will turn to sea foam. Raphael looks after#their mermaids.#also starting Gabriel as inexplicably able to walk on land and live in the sea in a plot relevant way
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haze
(this poem brought to you by my house's AC being broke and me suffering from that. this is pov k'pheli from ~roughly a little bit after ifrit but before toto-rak, feat. meandering and some self-worth issues)
the air is still
and silent
and stifling
each breath
a battle
each movement
an entire feat
i ache
and swim
through the waves
that my mind
has melted into
i am many
things, strong and
quiet and trying
so, so hard
to be good
so tis best
to
suffer
silently
lest i be
a burden
lest y'all
get tired
of my presence
i don't want to be a burden
(i am merely a weapon to be used)
#bound with thread | original posts#ink gone dry | writing#divine being of crystal and star | k'pheli tia (sae'pheli'ehva)#ffxiv wol#early to mid ARR k'pheli has a lot of Issues#he has issues in general but his biggest issue right now is his belief that he has to be useful to justify people taking care of him#(because the waking sands isn't home and he doesn't have that community as a safety net there)#(the scions aren't yet family at this point. so. press f)
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Gross Pay vs Net Pay: The Ultimate Take-Home Pay Calculator Guide for Accurate Salary Estimations
When it comes to salary and compensation, two important terms always pop up: gross pay and net pay. Understanding the difference between these two figures is crucial in knowing how much you earn before and after deductions. Additionally, with the help of a take-home pay calculator, individuals can easily determine how much they will actually receive in their paycheck after all deductions are made. Whether you’re looking to better understand your gross pay or figure out your net pay, this guide will walk you through both concepts, and help you make sense of it all.
What is Gross Pay?
Gross pay refers to the total amount of income an employee earns before any deductions are made. This includes salary or hourly wages, overtime pay, bonuses, and any other additional earnings. Gross pay is the figure listed on your employment contract and is often the starting point in understanding your overall compensation.
In simpler terms, if you're using a take-home pay calculator, you'll first input your gross pay. The calculator will then use this figure to determine your net pay, after factoring in the deductions.
What is Net Pay?
Net pay, on the other hand, is the amount of money that an employee takes home after all deductions have been made. These deductions may include taxes, insurance premiums, retirement contributions, and other voluntary or mandatory deductions. It’s important to understand that the net pay figure is what actually ends up in your bank account, not your gross pay.
This is where a take-home pay calculator comes in handy. By using a calculator, you can easily calculate your net pay by factoring in various deductions that apply to you.
Understanding Deductions and Their Impact on Net Pay
Deductions are one of the biggest factors that reduce your gross pay and impact your net pay. These deductions can be mandatory (such as federal and state taxes) or voluntary (such as contributions to a 401(k) plan or other employee benefits).
Some common deductions that affect net pay include:
Federal Income Tax
State and Local Taxes
Social Security and Medicare Contributions
Health Insurance Premiums
Retirement Contributions
Union Dues or Other Contributions
Using a take-home pay calculator, you can easily input these deductions and calculate your net pay.
How to Calculate Gross Pay
Gross pay is straightforward to calculate if you're an employee with a fixed salary. If you’re salaried, it’s simply your annual salary divided by the number of pay periods in the year (e.g., 12 for monthly paychecks, 26 for bi-weekly paychecks).
However, if you work on an hourly basis or earn commissions, you’ll need to account for the hours worked or commission-based earnings. A take-home pay calculator can help make this calculation easier by letting you input hourly rates and total hours worked.
How to Calculate Gross Pay
Gross pay is straightforward to calculate if you're an employee with a fixed salary. If you’re salaried, it’s simply your annual salary divided by the number of pay periods in the year (e.g., 12 for monthly paychecks, 26 for bi-weekly paychecks).
However, if you work on an hourly basis or earn commissions, you’ll need to account for the hours worked or commission-based earnings. A gross pay and net pay calculator can help make this calculation easier by letting you input hourly rates and total hours worked.
How to Calculate Net Pay
Calculating net pay can be a bit more complicated due to the different types of deductions. The basic formula is:
Net Pay = Gross Pay – Deductions
However, calculating your deductions manually can be cumbersome and complex. This is why many people turn to a gross pay and net pay calculator to simplify the process. These calculators automatically factor in federal and state tax rates, insurance premiums, and other deductions based on your location and personal preferences.
Using a Take-Home Pay Calculator
A gross pay and net pay calculator is an essential tool for anyone who wants to understand how much they will actually take home after deductions. By entering your gross pay, the calculator will automatically compute your net pay after considering federal and state taxes, social security, and other deductions.
Here are a few features a good gross pay and net pay calculator should have:
Tax Calculation: The calculator should automatically calculate federal, state, and local taxes.
Custom Deductions: It should allow you to input additional deductions like retirement contributions and insurance premiums.
Results in Real Time: A good calculator will show you the results quickly, so you don’t have to wait long to understand your take-home pay.
Frequency Options: Choose from weekly, bi-weekly, monthly, or annual pay frequencies to get a more accurate estimate.
With such features, a gross pay and net pay calculator makes it easy for anyone to figure out how much they will be earning on their paycheck after taxes and other deductions.
Factors That Can Impact Your Take-Home Pay
Several factors can influence your net pay. The following are some of the most common variables that may affect your take-home pay:
Filing Status: If you're married, single, or have dependents, your filing status will determine your tax bracket and deductions, which in turn affect your net pay.
State Tax Rates: Each state has its own tax rate, so the state in which you live plays a significant role in determining your net pay.
Health Insurance and Benefits: If you contribute to your employer's health insurance plan, those premiums will be deducted from your gross pay.
Retirement Contributions: Contributions to a 401(k) or other retirement plans will also affect your net pay. Some plans may be tax-deferred, which could impact how much you owe in taxes.
For a detailed analysis of your specific situation, a gross pay and net pay calculator can help you quickly estimate the effect of these factors on your overall net pay.
Why Gross Pay vs Net Pay is Important
It’s essential to know the difference between gross pay and net pay because they both serve different purposes. Gross pay is what you’re technically earning before any deductions, while net pay is the real-world figure that reflects how much money you’ll actually receive. Many people make the mistake of budgeting based on their gross pay, only to be shocked when they see how much less they take home.
This is why using a gross pay and net pay calculator is important—it ensures that you’re budgeting accurately, based on the amount you’ll truly receive. Whether you’re comparing job offers, setting a budget, or planning for the future, understanding both gross and net pay is key to managing your finances.
Conclusion
Gross pay and net pay are two crucial components of any employee’s salary. While gross pay reflects the total amount earned before deductions, net pay is the amount that actually ends up in your bank account. By using a gross pay and net pay calculator, you can more easily estimate your net pay and plan your finances accordingly.
If you need help calculating your salary, whether it’s gross pay or net pay, head over to MyWageCalculator to get a precise, user-friendly calculation tool to understand your earnings and deductions better.
#gross pay calculator#take home pay calculator#net pay calculator#salary calculator#wage calculator#wage tax calculator#take home pay calculator uk#nhs take home pay calculator
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#thank the lord I have two plans tomorrow and that my roommates are actually home#(even if we’re not friends in the slightest it’s nice to know that something else alive is in the apartment)#making the transition back to Boston less painful#but god knows the mind is being annoying#miscellaneous#the therapist has got it coming Thursday#but at least bar my no plan Saturday it’s a full week#idk I could word barf feelings of wistfulness but there’s not much to say that’s productive#I wish I could guarantee the future#I wish I could have that saftey net of knowing I was someone’s number one other than my parents#but if I think where I was three years ago when I first moved to Boston and shit man#I’ve at least come a long long way#like three years ago I didn’t even have in person friends yet#(wait four years shit wow)#so… perspective#anyway. meeting my friend for breakfast tomorrow#want to do some writing and grocery shopping after#and then in the evening I’m chatting with my friend#not too many more hours to burn tonight. and I need to unpack#AND I got a fanfic with my name on it#*slaps face*#and then in two weeks I’m back home for a month#which god will be nice#its just I wish I could take that feeling of security I get at home and transfer it to here#like it’s better than it was. it is. but it’s not perfect. which is frustrating#anyway. enough word barfing
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okay all my (non-craft) books are in my room and in some semblance of order. and also inexplicably a centipede. (she didn't get to stay. I do not like centipedes even though I otherwise love weird squiggle line animals.)
#I also loosely sorted what else still needs homes#I am for sure gonna have more shelves than I need which is good.#I can easily fill them with stuffed animals or whatever#and then put the stuffed animals back in the nets if I need the shelf space after all#even with the books still at mom's#probably not gonna bring books out of the storage unit tho#matt's not gonna cuz he doesn't wanna have to move them back down the stairs again#which makes sense tbh#I'm assuming we're staying here until his dad dies (and we take over the house) or arin comes home#which I think is also his assumption#but I think he's much more pessimistic about his dad's health than I am#cuz tbh I expect arin will come home first#it's a prednisone day.
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tag dump part 2 ( out of character tags )
☆ SELF-PROMOTION → you are a beacon of hope to so many that you meet. the burden is great; yet you remain strong. ☆ HEADCANONS → these are layers to you; to your heart. let others see who you are within; let your walls down for now. ☆ META → classified information on the world and the force that declared war on the Earth. ☆ PROMOTIONS → these are my dearest friends! you all mean so much to me & help me keep going despite the insurmountable odds. ☆ A LITTLE PLACE CALLED HOME → these facets help run the city of neo-tokyo and the world overall. ☆ MEMES → downtime games for when there's a lull in this hero's busy life! ✫ MUSIC → what empowers her to fight — to keep going on despite the surmounting odds. watch her dance like a star. ☆ OUT OF UNIFORM → downtime is necessary even for a hero tasked with so much; remember to take a break for yourself. ☆ STARTER CALL → you've got a message! what does it say? ☆ DASH GAMES → what's new on the 'net? ☆ QUEUE → ''sorry I can't answer your call right now! I'm off saving the world!'' ☆ DASHBOARD COMMENTARY → even if her duty has her out on the frontlines; may these messages remind you that she is with you. ☆ PSA → hey listen! this is some important stuff here! ☆ OPEN → as a new day comes; there will always be something new to look forward to.
#☆ SELF-PROMOTION → you are a beacon of hope to so many that you meet. the burden is great; yet you remain strong.#☆ HEADCANONS → these are layers to you; to your heart. let others see who you are within; let your walls down for now.#☆ META → classified information on the world and the force that declared war on the Earth.#☆ PROMOTIONS → these are my dearest friends! you all mean so much to me & help me keep going despite the insurmountable odds.#☆ A LITTLE PLACE CALLED HOME → these facets help run the city of neo-tokyo and the world overall.#☆ MEMES → downtime games for when there's a lull in this hero's busy life!#✫ MUSIC → what empowers her to fight — to keep going on despite the surmounting odds. watch her dance like a star.#☆ OUT OF UNIFORM → downtime is necessary even for a hero tasked with so much; remember to take a break for yourself.#☆ STARTER CALL → you've got a message! what does it say?#☆ DASH GAMES → what's new on the 'net?#☆ QUEUE → ''sorry I can't answer your call right now! I'm off saving the world!''#☆ DASHBOARD COMMENTARY → even if her duty has her out on the frontlines; may these messages remind you that she is with you.#☆ PSA → hey listen! this is some important stuff here!#☆ OPEN → as a new day comes; there will always be something new to look forward to.
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The boys still couldn’t believe it. They had just taken down Makarov, Johnny barely surviving it, and now they were somewhere in America, in a beach house with a strip of private beach. All curtesy of Kate, apparently it belonged to her family but was hardly used, so the boys using it was a welcome change.
They had been uncertain if they wanted to accept the (paid for) vacation, but after they all finally got released from the hospital, Price decided it was time for a break and some relaxation. So, they packed their bags and flew to the States. Kate had given them a brief introduction on what was where over the phone and the excitement grew, especially when she mentioned that there was scuba diving equipment.
So, the moment they arrived, after quickly dumping their stuff in the entry way and changing, they grabbed the equipment and set out into the waters. Even Simon couldn’t suppress a small smile or hide his excitement. At first, they stayed fairly close to the surface, but after Johnny saw a colorful fish he wanted to follow, they continued on into deeper waters. And that was when they heard it.
At first, it sounded like a wounded animal, but nothing like anything they had heard before. Either way, a sudden protectiveness coursed through them as they followed the sound to the source. And then they saw it. Or rather her. You.
Your tail had gotten stuck in an abandoned fishing net and you couldn’t get out. Originally, you had tried to reach your people with your cries, but no one came. Well, except for these four men suddenly in front of you. The few encounters you had with humans so far, had never ended well, so no one could blame you when you shrunk back in fear, reaching for the dagger that usually rested in its sheath on your hip, but you had lost it when you tried to free yourself earlier.
The men and you starred at each other for a few moments, before one of them approached. Immediately you tried to swim away, momentarily forgetting about the net, but you were immediately pulled back as the rope cut into your scales. A pained wail escaped you, as blood slowly seeped into the water. The man quickly raised his hands, before slowly gesturing to the net and then to his thigh, where you could see a small knife. You could see his eyebrows raise, as if asking for permission, and you slowly nodded, hoping that they would just let you go afterwards.
He mirrored your nod, before slowly approaching you and taking out his knife. With precision that was unknown to you, he cut through the rope until you were free. Out of reflex, you darted away, your tail swishing hard enough to send the man back a bit, making him loose his grip on the knife and you watched as it disappeared into the darkness. You glanced back at the four, before diving into the darkness, after the knife. Along with it, you found your dagger, which you put back in its place, before swimming back up, just to see the four still there, as if they hadn’t moved. Slowly, you swam up to the man who freed you and held out the knife with both hands, a small smile gracing your lips.
He took it from you, nodding in thanks. After one more glance over all of them, you turned around and swam back to your home, taking a few detours in case they were following you. But when you came to rest later that day, you mind stayed with the men. No matter what you did, you couldn’t stop thinking about them. And little did you know that they had the exact same problem.
Pt. 2 Pt. 3
A/N: Inspired by a post by @beloveds-embrace. Should I continue this?
#ghost fanfiction#cod#cod fanfiction#cod x reader#simon ghost riley#simon ghost riley x reader#simon ghost riley fanfiction#simon riley#simon riley x reader#simon ghost x reader#fanfiction#john price#john price x reader#captain john price#captain john price x reader#johnny mactavish#johnny mactavish x reader#kyle garrick#gaz garrick#kyle gaz garrick x reader#tf 141 x reader#poly 141 x reader#ghost cod#ghost x reader#mermaid reader#mermaid x tf141#mermaid x ghost#mermaid x gaz#mermaid x soap#mermaid x price
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