#finance managed

[scribefindegil]

Thinking again about how many disabled people end up getting shunted into art/craft work because like. You can technically do it. Sometimes. Yeah you make a pittance at best and are almost certainly going to make your physical health worse by pushing yourself to get things done, but what else are you gonna do? You're too sick for anyone to hire you. You're "not sick enough" to qualify for benefits. Just devote every scrap of time and energy you have to a chronically underpaid, low-prestige, incredibly labor-intensive industry. A few people manage to make it work with luck and help and the right skills. Many people don't. Everyone gets pressured to monetize their hobbies, but it's especially insidious if you're disabled because any tiny thing you manage to accomplish to bring yourself joy gets twisted into proof that you should somehow be able to work.

[standingappa]

headcannon that albus is a math genius he just never knew because they don’t teach fucking math at hogwarts

[pinkacademiaprincess]

life lately: studying for the cpa exam 📕🧠📝💗

some motivational pics for myself b/c i'm deep into studying for the cpa exam and the light at the end of the tunnel for me is passing scores 😅🥹🤞

[bitchesgetriches]

{ MASTERPOST } Everything You Need to Know about Saving Money and Being Frugal

We’re all in this together. Don’t give up.

On food and groceries:

How to Shop for Groceries like a Boss

Why Name Brand Products Are Beneath You: The Honor and Glory of Buying Generic

If You Don’t Eat Leftovers I Don’t Even Want to Know You

You Are above Bottled Water, You Elegant Land Mermaid

You Should Learn To Cook. Here’s Why.

On entertainment and socializing:

The Frugal Introvert’s Guide to the Weekend

7 Totally Reasonable Ways To Save Money on Cheap Entertainment 

Take Pride in Being a Cheap Date

The Library Is a Magical Place and You Should Fucking Go There

Your Library Lets You Stream Audiobooks and eBooks FOR FREEEEEEE!

What’s the Effect of Social Media on Your Finances?

You Won’t Regret Your Frugal 20s

On health:

How to Pay Hospital Bills When You’re Flat Broke

Run With Me if You Want to Save: How Exercising Will Save You Money

Our Master List of 100% Free Mental Health Self-Care Tactics

Why You Probably Don’t Need That Gym Membership

How to Get DIRT CHEAP Pet Medication, Without a Prescription 

On other big expenses:

Businesses Will Happily Give You HUGE Discounts if You Ask This Magic Question

Understand the Hidden Costs of Travel and Avoid Them Like the Plague

Other People’s Weddings Don’t Have to Make You Broke

You Deserve Cheap, Fake Jewelry… Just Like Coco Chanel

3 Times I Was Damn Grateful for My Emergency Fund (and Side Income) 

When (and How) to Try Refinancing or Consolidating Student Loans

The Real Story of How I Paid Off My Mortgage Early in 4 Years 

Season 2, Episode 2: “I’m Not Ready to Buy a House—But How Do I *Get Ready* to Get Ready?”

The Most Impactful Financial Decision I’ve Ever Made… and Why I Don’t Recommend It

On buying secondhand and trading:

Almost Everything Can Be Purchased Secondhand

I Am a Craigslist Samurai and so Can You: How to Sell Used Stuff Online

The Delicate Art of the Friend Trade

On giving gifts and charitable donations:

How Can I Tame My Family’s Crazy Gift-Giving Expectations?

In Defense of Shameless Regifting

Make Sure Your Donations Have the Biggest Impact by Ruthlessly Judging Charities

The Anti-Consumerist Gift Guide: I Have No Gift to Bring, Pa Rum Pa Pum Pum

How to Spot a Charitable Scam

Ask the Bitches: How Do I Say “No” When a Loved One Asks for Money… Again? 

On resisting temptation:

How to Insulate Yourself From Advertisements

Making Decisions Under Stress: The Siren Song of Chocolate Cake

The Magically Frugal Power of Patience

6 Proven Tactics for Avoiding Emotional Impulse Spending

On minimalism and buying less:

Don’t Spend Money on Shit You Don’t Like, Fool

Everything I Know About Minimalism I Learned from the Zombie Apocalypse

Slay Your Financial Vampires

The Subscription Box Craze and the Mindlessness of Wasteful Spending

On saving money:

How To Start Small by Saving Small

Not Every Savings Account Is Created Equal

The Unexpected Benefits (and Downsides) of Money Challenges

Budgets Don’t Work for Everyone—Try the Spending Tracker System Instead

From HYSAs to CDs, Here’s How to Level Up Your Financial Savings

Season 2, Episode 10: “Which Is Smarter: Getting a Loan? or Saving up to Pay Cash?”

The Magic of Unclaimed Property: How I Made $1,900 in 10 Minutes by Being a Disorganized Mess

We will periodically update this list with newer articles. And by “periodically” I mean “when we remember that it’s something we forgot to do for four months.”

Bitches Get Riches: setting realistic expectations since 2017!

Start saving right heckin’ now!

If you want to start small with your savings, consider signing up for an Acorns account! They round up your every purchase to the nearest dollar and save and invest the change for you. We like them so much we’ve generously allowed them to sponsor us with this affiliate link:

Start investing today with Acorns

[thatsbelievable]

[boygirlswag]

modern au laios would 100% be a zookeeper. i feel like they'd start him with mucking out the monkey pits but hes so good with kids that they eventually just let him do shows and demonstrations. actually where's the dungeon meshi we bought a zoo au

[lil-gingerbread-queen]

Bruce: The most Nepo Baby of the Nepo Babies

Type of day when he pretends he has a hangover to not deal with their bs. The peace inside the company is all Lucius works.

He does not accept criticism.

The Gotham Knights' hoodie is Dick's or Jason's, and was in the kitchen that morning when Bruce ran late for the meeting.

Rip to the (paid) intern that was terrified to bring documents to THE Bruce Wayne and found themselves stuck in his office, listening to him telling stories about his kids for hours.

"I don't understand why we need to make more money, we're already rich." (he's talking about the highers up)

Just a bunch of doodled memes of how I believe Bruce Wayne acts with his company. He is not a capitalist, he doesn't care about making more profit and doesn't understand finance.

If you think Brucie Wayne is just an act, talk to Lucius Fox, who has to endure Bruce' antics at WE. The man whines like a child about having to speak to any shareholders, he has to be dragged to meetings. In Bruce's eyes, his job is "using the company's money to improve the people's life", "talking about his kids" and "being a pain in the ass of the highers up". If someone is trying to kill Bruce Wayne, 50% of chances some WE shareholder or board member ordered the kill because they are tired of him stopping them from playing the game of capitalism. His other employees love him, tho. There aren't janitors as well treated than the ones working for Wayne.

[my-autism-adhd-blog]

Hi everyone,

I got an inbox asking to share some tips for financing when you’re autistic. I found a helpful guid from the National Autistic Society:

Budgeting

The first step to managing your money is to work out a budget and stick to it. Budgeting will help you:

* keep track of what you are spending

* help you to avoid going overdrawn on your bank account by spending money that you don't have

* decide whether you can afford to buy something that you would like

* deal with debt by planning repayments that you can manage

* work out how much money you may have to save. 

Bank, building society or post office accounts

Most people now have one of these types of account. The benefits of these are: 

* it will keep your money safe

* you can pay bills more simply by direct debits or standing orders

* internet banking is now widely available. This reduces the need to visit banks and other services that autistic people may find difficult

* benefit payments can only be paid into an account

* you can have a debit card, making it easier to pay for purchases and you can shop online 

* you may be able to earn interest on the money you have

* you can pay bills by direct debit or standing order, which are sometimes rewarded by a reduction in what you pay for services

* you can use your cashpoint card to access money easily from cash machines in the UK and sometimes abroad

* your bank or building society may be able to give you an overdraft or loan.

Debit, credit and store cards

There are a number of different cards that you can use to make a payment. These include:

* cashpoint and debit cards

* credit cards

* store cards.

Borrowing money, making payments and debt

It's easy to think of a loan or overdraft as free money, but it’s actually expensive as you have to pay back the original amount plus interest. Try to only borrow money when you need to and repay it as soon as you can. There are many ways of borrowing money, including:

* borrowing money from family or friends

* having an overdraft

* taking out a personal loan or secured loan

* applying for a credit card.

The full article will be below, as it goes into more detail. I hope this helps many of you.

National Autistic Society

[y-rhywbeth2]

OK, so good news(?); either the temple is so dilapidated that it isn't worth taxing (considering its in a part of the city that's so old the modern city is built on top of it: fair) or else Durge will be going to jail for tax evasion... Oh dear, it looks like it's time for the apocalypse! What a shame that will interfere with the court date!

Also they seem to expect the bank to still be standing once they're done razing the city and they are a fucking terrible employer:

Player: "Fine. I'll open an account." Head Clerk Meadhoney: "Splendid! New coin and customers always welcome. We need only settle the matter of Waukeen's Wage." Player: "I've recently come into a large estate. Could I sign it against that as a guarantee instead?" Head Clerk Meadhoney: "Naturally. We serve the Gate's oldest families - not all have cash in hand. What kind of establishment would we be if we saw value in coin alone? Could you provide the address of your property?" Player: "It's in the Undercity." Head Clerk Meadhoney: "Oh, by the Coinmaiden! How, er, quaint. And the name of the manor?" Player: "Erm, the Bhaal Temple." Head Clerk Meadhoney: "Is that B-H-A-A-L or B-A-L-L?" Player: "Bhaal. As in, the Lord of Murder." Head Clerk Meadhoney: "Silly me - of course! Let me check our records..." Head Clerk Meadhoney: "I'm afraid your estate is not registered on the Sword Coast customs censuses - have you been paying your mansion taxes? Or perhaps it isn't valued highly enough to be above the threshold." Player: "It is an illustrious household. We employ paid help!" Narrator: *You wonder how many years ago it was you last gave Sceleritas so much as a table scrap of your dinner, let alone any paycoin.*

Hey, he's a fiend! He has no biological needs to pay for, and I dread to think what he'd spend money on.

And more of Durge being a hilariously entitled brat:

Player: "The indignity! I'm heir to one of the oldest families in this city!" Head Clerk Meadhoney: "Then why not bring the gold for the account? Father not given out your allowance yet?"

Good question!

BHAAL. WHERE THE FUCK IS MY POCKET MONEY.

That said, I don't think Bhaal has ever had estate in the city whose existence he predates and I don't think that they have any claim on the Anchev's stuff (assuming they weren't nouveau-riche). Then again, the temple is technically Bhaal's house, has been there forever, and as a god he does outrank the nobility, so... they're kind of right?

"I am a god and an honorary Patriar, you peasants."

Player: "Fool! I will soon hold the treasures of the world over, as all tremble in stricken awe." Head Clerk Meadhoney: "Do come back when you do!"

[chaos0pikachu]

some of y'all taking this Viu thing hella personally lmao, as if BOC rolled up to your house and threw eggs on the door while laughing like the joker as they skedaddle away gleefully

when in reality they probably went with Viu cause it's a big streaming platform in Asia and helped foot the big fat price tag of the production since it's a "Viu Original"

[crimeronan]

turning off reblogs on this bc we were able to get the car fixed!

okay shorter pithier tl;dr of this post: i am chronically ill and my car needs a new starter that’ll cost $870. which i... do not have. i’m in the process of getting the chronic illness under control so i can work normal hours again, but in the meantime i need to ask for help because it’s really really important to fix my car.

i got tipping set up with stripe on this blog so that’s a very easy way of donating if you want to, other links are:

venmo: @Katherine-MacEachern

paypal: paypal.me/kitkatmkath

ko-fi: https://ko-fi.com/elliptical

anything and everything helps, i’m really sorry to have to do this & don’t want anyone to overtax themselves on my behalf. i remain unbelievably grateful for all of the support and care and love you guys have shown me over the years. many thanks and all of my love to you <3

[howlsofbloodhounds]

Wait, wait, do you think Killer would be amazing at piker or gambling in general? The poker face, his smarts, his way to manipulate?

Or do you think he's smart enough to not do it? Only asking because I'm listening to a song about gambling...

Killer would definitely gamble. Why? Because why not. Why would he care. He doesn’t get paid, it’s not his money he’s losing lmao. He wants to try something new. And it’s not like he cares about consequences.

He wouldn’t care about losing or winning money, I don’t think. He just cares about either getting to fuck someone over by losing their money, or taking someone else’s money. It’s a new game to win, and a way to develop and sharpen useful skills.

{ @undertale-person }

[indeedgoodman]

[hotvampireadjacent]

Heheh. My credit card bill still high. But I’ll just eat tofu and spend very little and I’ll be ok.

Laughing bc I thought being on poverty meal would suck but tofu with sweet soy sauce was good and filling. Had some onion with it

[bitchesgetriches]

Learn more through our Burnout Workshop.

[thepersonalquotes]

Money on its own is nothing but peace of paper, and a million kwacha's today maybe worth only two bags of Irish potatoes in 10 years time due to inflation. Don't keep your millions at the bank and boost that your rich, those are just papers, put them on the investments that covers for inflation as well.

Ekari Mtewa