#positive factors

[investoropia]

10 Small Investment Ideas: Building Wealth Through Low-Risk Options

Discover 10 small investment ideas that offer low-risk options to kickstart your journey towards building wealth and securing a brighter financial future. Learn about mutual funds, index funds, robo-advisors, stocks, bonds, real estate, precious metals, cryptocurrency, small businesses, and investing in yourself. Get insights on risk factors, positive factors, and FAQs to make informed investment decisions.

Many people mistakenly believe that significant wealth is a prerequisite for investment opportunities. However, this notion is unfounded. Small investments, made consistently over time, can accumulate and pave the way to financial growth. In this article, we will explore ten small investment ideas for beginners that offer low-risk options to kickstart your journey towards building wealth and securing a brighter financial future.

We will also provide insights on how to manage these investments effectively based on facts and proven strategies:

Mutual Funds: Embracing Diversification Mutual funds are an accessible entry point for beginners in the investment realm. These funds pool money from multiple investors to purchase a diversified range of assets, including stocks, bonds, and securities. Diversification spreads investments across different assets, reducing the risk of significant losses. With modest initial investments, mutual funds are an excellent choice for beginners.

Index Funds: Simplicity and Affordability Combined Index funds, a type of mutual fund, track specific market indices such as the S&P 500. They provide a straightforward and cost-effective way to invest in a broad range of stocks. For beginners lacking the time and expertise to select individual stocks, index funds offer diversification, lower expense ratios, and the potential for steady long-term growth.

Robo-Advisors: Simplifying the Investment Process Robo-advisors are online investment platforms that automate portfolio management and offer personalized advice. They are ideal for beginners seeking convenience and requiring minimal initial investment. These platforms provide automated diversification, real-time recommendations, and low-cost portfolio management, allowing gradual wealth accumulation.

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Other Topic:

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How to create your own trading setup?

Relative Strength Index (RSI)

South Korea Retains Position in MSCI Emerging Markets

#InvestmentIdeas #WealthBuilding #FinancialGrowth #LowRiskInvestments #BeginnerInvesting

[creepfactors]

a doodle bc the prohibitedwish slowburn potential goes crazy when you consider prismo, whos been refusing to deal with his own issues, got scarab as a personal fix-him project

so much to get wrong but they do got an eternity to get it right

[wren-of-the-woods]

I've been seeing a lot of posts lately talking about how no one comments/reblogs/replies/etc anymore, and, as someone who comments regularly on a lot of fanworks, it sometimes makes me wonder if my efforts are worth anything. Then I remember how much happiness I get from comments on my own work/posts and how much the community of fandom can matter, and I remember the power that can be found in spreading joy instead of disappointment.

So -- to everyone who comments on fanfiction: thank you. You make the writing process worthwhile and so very rewarding. You make people happy every day.

To all the people who reblog art and gifsets and meta and anything else with enthusiastic tags: thank you. You make people smile and promote interesting conversations and make being on Tumblr so much more fun.

To anyone who sends people asks about their works, whether it's unprompted or part of an ask game: thank you. You give people reasons to talk about things they love and feel like a part of a community.

To the people who makes reclists: thank you. You give us more to read while showing the author how much their work is loved and appreciated, benefitting so many people.

To everyone who organizes events and groups and blogs and dedicated to fandom: thank you. You build community and love and excitement so effectively and it's wonderful.

To all the authors and artists who respond to comments and build community: thank you. You make people smile with your work and then again with your response.

To everyone who contributes to fandom and community in all the other beautiful, varied ways that I can't even begin to list: thank you. You are why we're here.

And, finally, to every writer, visual artist, gifmaker, cosplayer, maker of edits, writer of meta, or creator of art in any other form: thank you. Your work is wonderful and you make fandom what it is, regardless of who sees your art or how much response you recieve.

Keep going, everyone. You are a part of something beautiful.

[sainzstorms]

rbr never considering one stop with the specs of their car, truly goes to show that charles is literally the demon child and will do anything to get the best out of the race.

[jadeclaymoresworld]

Random midnight thought on how Jade must be really conflicted over being a knight.

On the one hand, she's been in training for as long as she could remember, and Ballentine believed in her, so if she decided not to be a knight would that tarnish his memory and everything he did for her?

On the other hand, she was stolen from her people, from her sister, to become a knight now would be in the face of her heritage. Would Scorpia understand or would she lose her sister for a second time?

[leqclerc]

I know Charles is disappointed that they didn’t convert this to a win when they had probably the best chance since Singapore to do so, and I know that because this isn’t pole -> 1st a lot of casuals who just look at the standings and results will inevitably use this to dunk on him, but I have to say that was probably my favourite Charles performance in all of 2023.

Just seeing him so comfortable and confident right from the start, from the first practice session, and carrying that into the race was incredible. Watching him overtake the Red Bulls, multiple times, in the most dominant car/season they’ve ever had as a team, was incredible.

Honestly, his entire run from Singapore onwards has been really strong, even if it’s unlikely to be remembered as such because the results belie the effort and performance. It’s so, so satisfying to hear him say “I need to work on this” and then literally see the effects on track weeks later. Improving in mixed conditions? He did that. Trying to get to grips with a car that doesn’t suit him to try and extract the maximum out of it? He did that. Improving his qualifying form after the disappointment of Monza and Singapore? Three poles in four races.

It was 100% worth getting up for Las Vegas, to watch him put in a mighty performance that mentally had me convinced we’re in early 2022. He’s always a joy to watch but it’s a special kind of joy when he’s racing out in front and he finally gets the attention and recognition and praise he deserves. I don’t think anyone has come this close so far this year to really making Red Bulls sweat and work hard to keep him at bay. Charles is good at managing expectations but if even he said the win was theirs for the taking had it not been for the timing of the safety car, then that really shows the magnitude of his performance and how confident he was this weekend. That last lap lunge? Chills.

An unforgettable performance in a season to forget.

[xhanisai]

You can talk about how much you enjoyed the film without bashing the show and you can talk about how much you love the show without bashing the films.

Of course, everyone has the right to voice their opinions and express that they disliked this or that.

But you look hella stupid when you're making ignorant takes and saying stuff like "omg astruc's writing is so shit lollllll love the film" or "the film gives us what WE want unlike the show lollll"

Both are different with their own sets of restrictions and budgets and having different creative teams and direction. The show is still ongoing and has not finished whilst the film can only rely on becoming a hit so that they can continue and flesh out the story in sequels.

[rathologic]

I've always found Alexander Saburov interesting, especially P1 Rubin's take on him where he tells how Alexander in incognito saved people from burning house and went unrecognized for the deed (nor flaunted it). Wonderful and easy to miss characterization.

YES saburov's fucked up sense of performing duty by putting himself at risk... my favorite... have had thoughts brewing in response to this that aren't quite cooked enough yet but it's very much a gendered standard that he holds himself to IMO, of idealized masculinity as a responsibility. as an active role and as the way things must be done. making the choices that he thinks need to be made regardless of how bad they are for him. pairing beautifully with katerina's self-destructive attempts to conform to the extremely feminine-gendered role of mistress, pairing wonderfully with the two of them's catastrophic attempt to conform to the heteropatriarchal nuclear family archetype by adopting the changeling :^) and especially how this is a function of how saburov relates to his Job, a role that's been passed down in his family and Actually Is critical to the function of the Town, inescapably so as long as the system of rulers exists

[bowl-of-fruit-loops]

hey why did bill’s ex-wife move to clivesdale? literally no one from hatchetfield would do that. people die and go missing all the time and they refuse to leave. and if they do they don’t move to fucking clivesdale

[ivan-fyodorovich-k]

if any of you are inclined to pray now would be a good time to do that, for my wife

[greensaplinggrace]

do you guys remember this. because it lives rent free in my brain every single day. this is still some of the funniest shit I have ever seen. like what do you mean no 😭😭

[constantvariations]

A trend in Astarion fics that I find bizarre is the idea that he's never been treated gently during sex. This is difficult to believe for one simple reason: some of Astarion's victims were virgins.

Astarion: You were handsome. Shy. You'd never been kissed. Sebastian: You taught me how. And then you destroyed me.

I get the desire to make his current partner special by having their sex be good and wholesome in comparison to his other trysts, but this is a flawed sentiment. The cutscene of that first night together is incredibly tender from the kiss to laying on the grass - the only outlier being if you offer your neck - and if you sleep with Astarion but keep it at that night, Astarion himself says he will never forget you. Not because the PC was uniquely gentle with him in bed, but because they were the first person he ever slept with of his own free will. It's his choice that makes that night special to him moreso than anything the PC may or may not have done during that time.

[butchsophiewalten]

Man this is so random but this theory is stuck in my head and I wanna see how other people feel about it because I don't see people talk about it a lot (I have no clue if the link will go through properly since I've never put a link in a ask box)

https://www.tumblr.com/art-w0rm/667910993425350656/theory-time

Oh god not this theory again. I really truly try not to be mean to people for no good reason on this blog, but this theory is literally one of the stupidest fucking things I've ever seen in my entire life. I don't talk about this theory because to me it's like the walten files theory equivalent of that tubby custard mechanically separated chicken post.

Most of the time I genuinely don't even consider it worthy of my time, because it's nonsense, but this is a very nicely worded ask, and I really don't mean to dedicate any of the vitriol I hold towards this theory to You, poor anonymous person, so I will deconstruct it. I will go through the theory point-by-point and deconstruct why I disagree with it.

First up, this:

Showbear is not a character in The Walten Files anymore. Showbear was fully retconned and is never going to appear in the series again. He was effectively just a cameo of ThunderingStatic's (one of Martin's friends) OC, but when The Walten Files blew up and people started assuming Showbear was Martin's character, Static decided to withdraw his character from the series and focus putting him in other projects.

Martin talked about this on Twitter forever ago, but I wouldn't be able to find that tweet now. But here's a bit from the interview he did with KnowYourMeme back in 2021 where he talks about it:

Now this:

This is just stupid to me? Like a complete logical incongruity? I barely even know how describe what is dumb about this because I can't even fathom how anyone draws this conclusion from this information. How is it strange for a man to say 'if my wife isn't home by the time she said she was going to be, let me know, in case something happened.'????? Why would Rosemary be out cheating on her husband with her fucking daughter with her??? If Rosemary was cheating on her husband why would her whole life collapse when he went missing? If Rosemary was cheating on her husband why would she show up at the restaurant every day after he disappeared asking if anyone had seen him and hoping to find him alive??? Why would she make paintings of herself and him together after he disappeared????? What the fuck are you talking about?

Ok now this:

Whatever. This is maybe the most coherent part of the theory, to me. I definitely agree that Sha evokes a 'wolf in sheep's clothing' sort of aesthetic, but I do remember Martin saying something in a Twitter Q&A at one point about how that wasn't actually intentional, and that Bon was the character he actually meant to seem unusually predatory. I looked for a while and couldn't find a screenshot of that, but I did find this one where he says the thing about Bon:

So whatever. take that with a grain of salt.

I don't even know what to say. here. Whatever. sure she was rolling in the hay

yeah Rosemary is asking if she's still beautiful because she cheated on her husband and not because she was chopped up and stuffed inside a big animatronic sheep. I think this is correct and is the True Deep Lore.of the walten files. I'm sure this doesn't have anything to do with the recurring motif of the double-meaning behind the word Beautiful either.

I don't know why it's weird that the lost lingering spirit of a mother would be calling out to her only living child. I Don't know why that needs additional explanation involving this batshit infidelity conspiracy theory.

Sha's chest is also ripped out

So is Banny's, honestly? Just a little less?

ok now this:

I guess I can't disprove this except that I think this is dumb. I think this is a really incredibly stupid logical leap to make. Y'know I really meant to go into this levelheadedly and very calmly go through every point and talk about why I think it's Decisively Disagreeable or whatever but I can't. I really can't. I just cannot keep my patience with this sort of thing.

You'd think if there was an infidelity aspect here it would've been lampshaded in some respect, at all, in the old /sophiewalten findjackwalten page text. Where it's literally Sophie talking to Jenny about what she remembers about her family.

Especially if the idea is that Sophie is meant to have been there. You'd think something like that would have come up here. Not 'she was nice and a good mom until my dad disappeared and her mental health started getting worse'

[autisticlee]

it kind of sucks when all your friends and family, everyone you know, are all pairing off and getting married and havinf families, except you. you're the only one that doesn't have a partner and probably can/will never get one. especially if one around you has time for you anymore, they never reach out, never get back to you, because they're only focused on their partners and families. you're stuck alone and drift away from everyone through no fault of your own. you have no hope of finding your own partner or no motivation to look for one for whatever reason. the lack of connections while seeing everyone around you having their own can get overwhelmingly lonely at times....

[bonefall]

Oooh, can you talk about the meta reason you rewrote the blizzard holly relationship and blackstar's backstory?

HOKAY

But I'm gonna preface this one; I hate Blackfoot's Reckoning. I think it's one of the most "solid" written books in the series and I still fucking hate it. I talk about authoritarianism on this blog a lot, and I think BFR was the one time that the series actually tried to textually address what they'd put on the page.

So TW for fascism, including discussion of an incredibly unfortunate quote from the book that is either an accidental or purposeful invocation of the Nuremberg Defense.

Blackfoot's Reckoning is a book that's supposed to delve into Blackfoot's backstory, what made him the cat he was during TPB. Throughout the book they're questioning, "what made him act the way he did?" And trying to drive home that Blackfoot needs to learn from his mistakes so that he doesn't repeat them

But, at the same time, they cling to their slimy Good and Evil dichotomy. So the book decides that Blackstar wasn't an Evil cat, no, he was just a Good Mislead Boy Who Loved His Clan. He's constantly lied to, mislead, people are murdered and he's duped into believing whoever gets framed, suppressing critical thought about his actions. They're trying to both write a "reckoning," but also make his motivations more sympathetic.

So in between questions of, "Is Blackstar really a Bad Boy?" and happy rewards for Blackstar when he goes through a memory, they've decided to shove in replays of Blackstar's most gruesome moments but this time he frowns :( and feels Guilty when he does them. In the eyes of the writers, if you feel sad doing hate crimes, that means there's a goodness inside of you actually.

And just like Clear Sky, all Blackstar "needed" was divine intervention. You can simply retcon in a "reckoning," even if it was never in the main series for the 10+ years the character was alive and active.

But it's not enough that Blackstar himself was getting a stupid retcondemption. No, see, they have to remind you that he was following evil people. The dichotomy inherently crunches away the nuance-- Good and Evil are inherent qualities. Tigerstar and Brokenstar are Evil People. Blackstar asks, "If I was following Evil People, what does that make me?"

The narrative concludes, "A Good Person, but mislead."

And because they can't have nuance with their Good and Evil dichotomy (or couldn't at the time), they failed to address the authoritarianism spectacularly. Think I'm reaching?

They literally wrote the Nuremberg Defense into their book. I'm not doing hyperbole, Blackstar word-for-word thinks the Nuremberg Defense, "I Was Just Following Orders," but then they bury it in a barrage of scenes showing he's Actually A Nice Guy who is Sad to do Bad Things. Either they attempted and failed to do something more meaningful with this book, OR they are so fucking stupid they accidentally included the famous Nazi officer legal defense for a character who DOES A HATE CRIME for a racist dictator.

What was IN TPB was a Blackstar who supported a massacre and expulsion against another group, was complicit in the use of child soldiers, and rehearsed a public execution for a mixed-race character. Like it or not, this is a really heavy subject... and what they decided to do was downplay every one of his actions, because he was good deep down.

And I just find that disgusting. This was ABSOLUTELY the wrong conclusion. They can't show Blackstar ACTUALLY being bigoted. They can't delve into REAL hate, or the idea that maybe he LIKED the power he had over people. Those are Evil People Things. He has to "know," deep down, that what he's doing is wrong.

He cannot have a real change, in spite of the title of the shitty book being Blackfoot's "RECKONING," because he is not bad to begin with.

So, Hollyflower and Blizzardwing.

To recap for everyone who didn't read BFR; Hollyflower is raising her three kits alone because Blizzardwing cheated on Featherstorm with her. Black only learns that he is an accident because he stayed up late one night and overheard an argument. By day, he gets bullied by Clawpaw specifically that he might be mixed-Clan and has to seethe over the truth he knows.

it's dumb. I'm sorry. This is dumb and boring, which is even worse

The war criminal was bullied as a child and that's why he did bad things :( He was good all along he was just sad :( shut up shut up shut up

The "bad environment" he was raised into was... having a single mom and being suspected of maybe being half-clan, but then learning that he isn't half-clan, and being indignant that he can't just share the information he knows about because it would make things complicated or something idk

None of this particularly contributes to his mindset as an adult because he does not HAVE a unique mindset as an adult.

He was just nebulously Sad and followed whatever strongman leader came along, constantly being tricked and bamboozled by outright lies.

"Omg WindClan killed Raggedstar >:0 ??? Oughhhhh that butters my biscuits... was it wrong that Brokenstar sent my baby nephew to battle? No, nevermind that thought that makes me uncomfortable :("

He never has any particular bigotries that were exploited, he was just tricked and mislead the entire time, while also being sad, because God Forbid Blackstar ever have been an 'evil cat'

He gets THANKED by his dead parents for keeping the secret??????????????????? girl ok.....

as usual the bully itself never really gets addressed

It was cheap and easy to just make Blackfoot's backstory the same shitty 'bullying' they write for most villains. This bullying is how he ends up bonding with Brokenkit, a villainous 5-year-old who says, "other cats don't matter" because he's eeeeeevil.

They're supposed to have a commonality connection, Blackstar who is Good Deep Down and Brokenstar who is Evil Deep Down, and that is supposed to serve as the reason why Blackstar willingly blinds himself to the incredibly obviously evil things that his superiors do.

His flaw isn't that he had bad intentions, it's that he didn't think.

FUCK that. FUCK this book. FUCK the Erins for trying to say that there are fundamentally good and bad people. That with the death of Tigerstar, of Brokenstar, of whoever, the society gets to return to 'peace' because now there's no Evil Tyrant to lead everyone astray.

The Erin's depictions of hard childhoods are sauceless. Dry, unbuttered, burnt bread. You want to see a BAD home environment? I'll SHOW you a bad home environment, not just a single teenager being rude. You wanna see the sorts of conditions that prime young people to joining radical causes for a sense of belonging? I'll GIVE you those conditions. Let's TALK about what bounces around in the head of people who aid and abet tyrants.

It's not this dumb ass sadboy shit I'll tell you that much

[radinclus-not-radqueer]

Don't cry. Radqueer community is dying, ok?