#Financial mindset

[realestateinvesting001]

How to Use Your Intuition for Smarter Financial Decisions: Trust Your Gut in Money Matters 💡💰

We all know that numbers, data, and facts play a huge role in making financial decisions, but did you know your intuition can be just as powerful? 🤔 Intuition, that gut feeling or inner wisdom, can guide you to make better choices with your money. Whether you’re investing, budgeting, or just figuring out what to buy, trusting your intuition can lead you toward smarter financial decisions. So,…

[bodyofbrilliance]

Why Your mindset Matters More Than Talent

[therapycards]

Let’s Talk Money with the "Money Talks" Deck! 💸

What’s holding back your financial flow? Or what’s your next big move? With 110 picture cards and 40 cards filled with financial prompts, the "Money Talks" deck is here to ignite your financial mindset!

Today, we’re drawing a phrase to spark your thoughts and kickstart your financial journey. Let the cards guide you to uncover hidden beliefs, set actionable goals, and bring clarity to your money matters.

What does this phrase mean to you? Share your thoughts below and take a step toward financial clarity!

#MoneyTalksDeck #FinancialMindset #MoneyMatters #MetaphoricalCards #PersonalGrowth #CoachingTools #TherapyTools #BrainUkraine

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[borngeniusworld]

A Dive into the Psychology of Wealth

Unveiling the Intricacies of Money: A Dive into the Psychology of Wealth In a world dominated by financial transactions and economic pursuits, our relationship with money extends far beyond the tangible bills and digital numbers in our bank accounts. The intricate dance between our emotions, behaviors, and financial decisions shapes what is known as the psychology of money. In this exploration,…

[themillionairethinking]

The Wealth Mindset: How Millionaires Think Differently

🌟💰 Unveiling the Wealth Mindset: Discover How Millionaires Think Differently! 💭✨ Explore the powerful beliefs. Comment MINDSET for the tips & tricks to your success. 💡🚀 #WealthMindset #MillionaireThinking #FinancialSuccess #ProsperityMindset #Success

Have you ever wondered what makes millionaires different from the rest of us? Is it luck, talent, or hard work? While these factors may play a role, the most important difference is their mindset. Millionaires think differently about money, success, and life. They have a wealth mindset that helps them attract and create abundance. In this blog post, we will explore what the wealth mindset is,…

[theambitiouswoman]

Basic Financial Rules To Live By 💰✨

Create a plan that shows how much money you get and how much you spend. This helps you see where your money goes.

Set aside a part of your money as savings. Try to save at least 10-20% of what you earn.

Be careful with borrowing money, especially if you have to pay back a lot of extra money (interest).

Save some money for unexpected things like medical bills or losing your job. Aim to have enough to cover your living costs for a few months.

Put your saved money into different things that can make it grow, like stocks or real estate. Be patient, as it takes time.

Don't spend more money than you make. Stick to buying what you really need, not just what you want.

Decide what you want to do with your money, both in the short term (like a vacation) and long term (like retirement).

Set up automatic transfers to your savings and bills so you don't forget to save or pay your bills on time.

Make saving money a top priority before spending on other things.

Regularly look at your money situation, adjust your plan as needed, and see how your investments are doing.

Pay your bills on time and use credit wisely (like credit cards) to keep a good credit score, which can help you get better deals on loans.

Save money for when you're older and don't work anymore. Use retirement accounts to help with this.

Think before you buy things. Don't buy something just because you want it; think if it's necessary.

Keep learning about how money works and how to make smart money choices.

Only use your emergency fund for real unexpected problems, not for things you just want to buy.

[succulentsiren]

There are no excuses anymore. It's time to invest in yourself and create your own opportunities. Start sharing your gifts with the world, even if you have to start small. Abundance is awaiting you. All you must do is claim it.

💋

[thatgirlchallenge]

I haven’t done long study sessions in a while…

But I am done with that. Going to the library every day until July!

[goddessinnerglow]

Become Your Best Version Before 2025 - Day 13

Financial Planning and Budgeting

Hello Goddesses! I know that talking about money, can feel scary or boring, but after working on our stress management tools yesterday, it's perfect timing to address something that's often a huge source of stress for many of us: finances.

First things first: if thinking about money makes you want to hide under your blanket, you're not alone. But taking control of your finances isn't about becoming a math genius or never buying another coffee again. It's about making friends with your money so it can help you live your best life.

Let's break this down into bite-sized pieces that won't give you a headache:

Start Where You Are

Remember when you first learned to ride a bike? You didn't start by doing tricks, you started with training wheels. Money management is the same way! First step: just look at your current situation. Open those banking apps you've been avoiding. Take a deep breath and look at your statements. Knowledge is power, even if it's a bit scary at first.

The Money Map Exercise

Grab a piece of paper (or open your notes app) and let's do something simple:

Write down all your income sources

List your regular monthly expenses (yes, including those sneaky subscriptions!)

Don't forget those irregular expenses like annual fees or seasonal costs

Look at what's left (or what's missing)

Congratulations! You've just created your first basic budget outline.

The 50/30/20 Guideline

Here's a popular way to think about your money:

50% for needs (rent, groceries, utilities)

30% for wants (fun stuff, shopping, entertainment)

20% for future you (savings, debt payment, investments)

These numbers might not work for everyone, especially depending on where you live. The important thing is to have some kind of plan that works for YOU.

Smart Money Habits You Can Start Today

The 24-Hour Rule: For non-essential purchases over a certain amount (you decide the number!), wait 24 hours before buying. You'd be surprised how many "must-haves" become "maybe nots" overnight!

Bill Calendar: Set up a simple calendar with all your bill due dates. Future you will be so grateful!

Automate Your Savings: Even if it's just $5 a week, set up automatic transfers to a savings account. It's like hiding money from yourself!

Track Your Spending: For just one week, write down every single purchase. No judging, just observing. You might find some surprising patterns!

The Emergency Fund Challenge

Let's start building that safety net! Even $500 in savings can make a huge difference in an emergency. Start with a goal of saving just $25 this week. Too much? Start with $10. Too little? Make it $50. The amount isn't as important as getting started.

Money Goals That Make Sense

Instead of vague goals like "save more," try specific ones like:

Save enough for three months of basic expenses by December 2025

Pay off one credit card by summer

Create a "fun fund" for that hobby you've been wanting to try

Your financial journey is exactly that, YOURS. You don't need to compare yourself to anyone else. The person on Instagram showing off their investment portfolio might still be paying off massive debt. Focus on your own path!

Your mission for today:

Look at your bank statement (I know, scary, but you can do it!)

Pick ONE money habit from this post to try this week

Set ONE specific financial goal for 2025

See you tomorrow for Day 14! Remember, every financial decision you make today is a gift to your future self.

[urfavvcutiee]

🎀TIPS FOR NEW ADULTS🎀

HOW TO BE SMART WITH A CREDIT CARD

Pay off your balance each month. This way, you avoid paying interest.

Use your card for immediate needs, not wants. E.g. A phone bill that needs to be paid. Then when you have the money, pay it back right away.

Never skip a payment otherwise it can affect your credit score, charge you in late fees and interest rates.

Use a rewards card especially if your going to use your credit card often, rewards can be cash backs, air points, or retail points.

Never charge more to your card than you will/have in your bank account.

Stay under 30% of your credit limit. This is one way of keeping your credit score healthy.

HOPE THIS HELPS 💝💝

[handweavers]

the most fucked up thing about being a communist artisan is that most of your "coworkers"/other people selling wares in markets/fairs/whagever self identify as entrepreneurs, or do the same shit without calling themselves that. overhearing shit in whatsapp groups and at work makes me the artisan joker. can we all die

i despise the "small business owner" "entrepreneur" culture/mindset/whatever that artisans as a class have, it really makes me feel sick to my stomach and i can't do it. looking up info for like selling at markets and booth displays and it's all people doing crazy hustler entrepreneur shit and talking about etsy shop SEO and branding toolkits and whatever else. small business networking and pinterest ads and a bunch of other things i block from my brain. which i get as a marxist like those are the interests of this class and how this class gets their bag these days but i really can't do it, i don't have the stomach for it

[karinaalexeyevnasokolova]

Every time I thought Bitcoin was done, it came back stronger. Not promoting anything just learning. DM me if you're doing the same.

[therapycards]

What Does This Card Mean for Your Financial Goal? 🃏

Here’s a card from our "Money Talks" deck, just pulled for you. Take a close look at the imag: what does it represent for you? What message might it be concerning reaching your financial goals?

Sometimes, the answers we need are right in front of us, hidden in symbols and metaphors. Let this card inspire you to think about your next steps.

Share your thoughts in the comments, let’s reflect together! 💭

#MoneyTalks #FinancialGoals #MetaphoricalCards #SelfReflection #metaphoriccards #MindsetMatters #FinancialGrowth #ThinkAboutIt #PersonalDevelopment #WealthMindset #FinancialSuccess #FollowForMore

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[satellitecock]

At The Firm (Tradcath)

Heretics instructing me to monitor spending, but I have a responsibility as a christian man, and that is to become the first daytrading billionaire.

As I was crushing up my piracetam tablets to put in my kratom potion this morning, I remembered just how warm and beautiful god's love truly is. My employer has no idea I'm daytrading right now, and I thank our father so much for protection from my boss.

All I want to say folks is, fuck 'em. Daytrade and sip on that disgusting green drank.

[themillionairethinking]

The Mind of a Millionaire: Cultivating Success From Within

Unlock the secrets to success by delving into 'The Mind of a Millionaire.' 🚀💡 Link-In-Bio #MillionaireMindset #SuccessFromWithin #MindsetMastery #FinancialSuccess #PersonalGrowth #WealthMindset #SuccessMindset #FinancialFreedom #PositiveThinking #Wealth

Do you want to know the secret of becoming a millionaire? It’s not about luck, talent, or connections. It’s about your mindset. Your mindset is the way you think and feel about yourself, your goals, and your abilities. It’s the inner voice that guides your actions and decisions. And it’s the key factor that determines your level of success. In this blog post, I will share with you some of the…

[theambitiouswoman]

Wealth Building: What Rich People Do Differently

Wealthy people prioritize learning about personal finance, investing, and wealth building strategies. They always strive to gain more knowledge in these areas.

They maintain a long term perspective when setting financial goals and are patient in their pursuits.

Wealthy people diversify their investments across various asset classes to manage their risk.

Many of them are entrepreneurs who create and manage businesses as a means to build wealth.

They build and nurture professional networks opens doors to opportunities for investments, partnerships, and business growth.

They set clear, specific financial goals and regularly review and adjust their strategies to stay on track.

Wealthy individuals exercise discipline in their spending habits, avoiding impulse purchases and consistently saving and investing.

They assess and manage investment risks carefully, often with the guidance of financial advisors.

Many engage in philanthropy and charitable giving, recognizing the importance of supporting their communities and causes they care about.

Wealthy people invest in their personal development, acquiring new skills and knowledge to increase their earning potential or make better investment decisions.

They use legal tax strategies to minimize tax liabilities, such as tax advantaged accounts and tax efficient investments.

Legal structures like trusts and estate planning are employed to safeguard assets and facilitate smooth wealth transfer.

Wealthy people can adapt to changing economic conditions and market trends by diversifying income sources and investments.

Building wealth often involves overcoming setbacks and failures, and the wealthy demonstrates the result of persistence in their pursuit of financial success.

They have a positive and growth oriented mindset drives their belief in their ability to succeed and willingness to take calculated risks.

They prioritize acquiring and growing assets, emphasizing that assets generate income and wealth over time.

They are cautious about spending in liabilities (Things that do not make you money) and maximize their assets (add value) and those that detract from wealth (liabilities).

Instead of working solely for money, they make money work for them.

When they indulge in luxury purchases, they do so using returns on their investments rather than the money they earn or have saved.