#Loan and Fund Raising

[virtualcfoservice]

What is HR and Payroll? Basics, Process & More

The primary capability of HR is to deal with representative relations, while the finance capability manages the monetary pay of those workers and the cycle by which they get compensated. These two offices have unmistakable obligations in an association, but they truly do have regions where they cross-over. For more information about hr and payroll please visit our official website cfoone.in.

[applesandbannas747]

Students will take my classroom economy and build a mafia, successfully control at least half of the class’s fake money with predatory loans and interest rates, then expect ME to deal with it when someone steals from them

Like little homies I am so sorry to tell you this because I am so sorry it’s true but I am the government in this situation. The Man, if you will. You make a mafia, you deal with running it

Anyway, they decided to threaten thieves with breaking their knee caps and I’m helping them build a spreadsheet to keep track of their finances

They have not, however, relocated the jankass box made out of roughly hacked apart pieces of cardboard glued together that’s always sitting in the middle of the class library and bursting with their dirty fake money nor seem to have any intention to make ‘the mafia’ more secure

[nkbkedit]

Unravelling the Truth: Disputing Common Myths About Business Funding

A to z Guide On business Funding Myth To know more Viit:-

[sujalmalviya]

How to Create Fund for Start-ups ?

Introduction

Are you wondering how to raise funds for a startup, then this article / post is for you.

Do you know how Private Equity / Venture Capital / Angel Investor can be helpful in funding different stages of Business?

A business has mainly four stages-

Stage #1: Start-up Stage of Business

In this stage, you arrange money from family, friends, and fools (FFF).

Friends They are always ready to help you and mostly become the first investor in your start-up business.

Family - Next is your family members, who can be valuable support in your start-up business.

Fools - (who comes easily in your words without analyzing the future scope of your business) If you have convincing skills you - can also collect fund from such people who can easily believe on your business model.

Stage #2: Early Stage of Business

In this stage of business, Angel Investors supports you. Angel investors refer to those investors, who invest less and gain less but they work like a necessary supplement to your business and help to move your business to the next level.

Stage #3: Growth Stage of Business

Venture capital (VC) is the major source of funding for the growth of business. "VC brings seed capital to your business." VC invests in your idea.

Important Facts -

VC investor usually invests only in Software, Technology or Biotech Business.

VC starts with low investment in business.

VC focuses on Top line in P&L account, sales or big market share.

► VC determines the valuation of a company. He roughly calculates the potential of a company to jump from Rs. 1 crore valuation to Rs. 100 crore. And his money will become Rs. 30 crore from Rs. 30 lac.

VC is a fast mover and works on valuation so he invests in the business.

► From the very start, VC works on high risk.

► VC exit through another investor. ► VC invests in many companies and knows very well that out of 100 companies at least 10 companies will give him desirable profit so he focuses on those 10 companies, which are growing rapidly.

Stage #4: Maturity Stage of Business

Private Equity invests only when your business expands on a vast level. So "Private Equity brings a growth capital in your business."

► PE will invest in your business when he will found Profit / Compounded Annual Growth Rate (CAGR)/ Stability in your business.

► PE investors focus on every stable business. - PE can go inside portfolio i.e. Manufacturing, Retail, IT and FMCG business because he is in the search of stability in the business.

PE starts with high investment.

► PE expects profit from the business and focuses on the bottom line of the P&L account.

PE is stable and wants both profit and

expansion in parallel. PE works on low risk.

PE exit through IPO.

Loan (Debt Financing) and PE (Private Equity) invests in business in the same stage, when operations, sales, and profitability of the company are stable. At this stage, you can take a loan and private equity both for the expansion of business.

If profitability and cash flow are very good in your company, then don't invite Private Equity. Better you take a loan on the nominal interest rate. And if you feel risk in your business also unable to pay EMI, then invite Private Equity.

This essential information will give immense growth in your business and no one can stop you from reaching the top position in your industry.

I hope this blog post was of great value for you. If you want to get in touch with me, please feel free to Email me at: sujalmalviya06@gmail.com / Linkedin

[dotster001]

For Tuna

Summary:Grim does some interviews to find the perfect sugar dad for him you gn!reader x all boys in one way or another.

A/N:I haven't unpacked my tag list yet, so hopefully this is everyone!

Part Two Part Three choose your ending...

"Grim, we can't afford the bougie tuna. Put it back."

You'd missed it before when you were loading your basket at Sam's shop, but Grim had snuck in the expensive tuna. Now you were at the counter, trying to hide your embarrassment as you told Grim to put it back. Sam gave you a sympathetic smile, but still. You didn't need to add his pity to your plate of worries.

"Prefect, don't worry about it. I can take care of it."

You jumped. You hadn't realized Ruggie had lined up behind you with his own basket full of stuff.

"Yeah! Let Ruggie-"

"I couldn't do that, Ruggie, but thanks for the offer."

Ruggie grinned, "oh please, it's on Leona. He said I could get whatever I want as long as I come back with his energy drinks."

You made an unconvinced face, and Ruggie gave a playful wink.

"Trust me, your tuna won't even make a dent in his wallet. I could pay for your entire load, and still be able to pay off my student loans. In fact," he slapped down Leona's wallet, "Sam, add Y/N's groceries to mine, I'll take care of it."

Before you could protest further, Sam was ringing you both up.

And then Grim got an idea. A terribly, wonderful, awful idea.

"There, all settled. Plus now you can afford to fix your windows this month, or…." He looked at the cash in your hand, "well you can fix one window at least. And don't feel too bad for Leona. Eat the rich and what not," Ruggie patted your back comfortingly then left with his groceries.

"C'mon Grimmy, let's go," you said with a heavy sigh.

"Actually, I have something to do, Henchhuman. You go on home, I'll see ya later."

"Okay, but if you need me…."

"I'll be okay! Geeze you get so anxious without the great Grim. It's embarrassing."

You rolled your eyes and left. You would be so proud of him once he had finished though. He was excited already.

Heartslaybul Dorm….

"Mr. Rosehearts. Thank you for meeting with me."

Grim primly took out his pen and began to scribble on a clipboard.

"I didn't meet with you. You barged into my office," Riddle said, his arms crossed along his chest.

"I think you will find this meeting beneficial. It pertains to Y/N L/N."

Riddle relaxed a little, and raised a single curious eyebrow.

"You see, It has come to my attention, that Y/N and I do not have the funds to live comfortably. In fact, Y/N is practically starving to death! It has also come to my attention that you harbor some feelings for the prefect, and are in possession of a great deal of funds. Now," Grim dramatically looked up at Riddle, who's face was a shade of dark red. "How do you intend to provide for Y/N?"

Riddle opened his mouth, and Grim prepared himself for the worst, but…

"Wait, Y/N's on the market?!?!!"

Grim turned over his shoulder just in time to see Cater run in, tea tray in hand.

"He's only taking applications from rich people."

"Not a concern, housewarden!" Cater cleared his throat. "Hi, I'm Cater Diamond, and my dad is a banker."

"Oh!" Grim made a note on his paper. Riddle stood up abruptly.

"You only talk to your family on holidays, I wouldn't call that a solid source of income-"

"Yes but I'm a people pleaser, so I'll probably follow in his footsteps. So I will also have a banker's salary."

Riddle turned to Grim in a panic.

"I'm going to be a doctor!"

"Oh!" Scribble scribble.

"Oh please!" Cater rolled his eyes before conspiratorially leaning into Grim. "We both know Riddle. He'll work long shifts, day in and day out, and he'll never come home. Meaning poor Y/N will be trapped in a lonely loveless marriage. Meanwhile, I'll work my nine to five, and be home in time to gift you tuna, and keep Y/N warm at night."

"You think Grim cares about that?" Riddle shoved Cater out of the way. "I'll make time for Y/N. Plus my salary will provide double the tuna for you."

"What's all the yelling about?" Trey entered the room, followed by Ace and Deuce.

"Don't look at them, those three are poor as fuck. I mean a baker? Blech, disgusting," Cater apologetically smiled at Trey. "No offense."

"What?" Trey said, feeling more confused than he ever had been.

Grim clicked his pen closed.

"Thank you for your time. I have more interviews to conduct, but I will be in contact if you get through to the second round."

He scampered out of the room as Riddle and Cater nodded after him.

Savannaclaw Dorm….

Grim sat at the foot of Leona's bed as he tapped his chin thoughtfully.

"How can I provide for Y/N, huh? You mean the little demonstration Ruggie gave this morning wasn't enough?"

Grim tapped the pen impatiently against the clipboard.

"Mr. Kingscholar, it is important that you participate fully, or I will remove you from the list entirely."

Leona groaned.

"I receive a….certain amount of, shall we say, an allowance."

"And how much can I expect from that? I have a lot of people to interview. Please don't waste my time."

Leona looked over at Ruggie, who was folding laundry, then gestured Grim closer, before whispering a number into his ear.

Grim gasped, then hastily scribbled something onto his clipboard.

"We will be in contact with you when the second round of interviews begins." Grim stood up and hopped off the bed.

"Ruggie," Leona snapped, "Ensure my future relative makes it out of here safely. Let no one stop you."

Ruggie nodded in understanding as he escorted a proud looking Grim out.

Once they were halfway through the dorm, Ruggie began to speak.

"Leona has promised me a job with an excellent salary once I graduate. Just sayin."

"Won't he just take back the job if he finds out you're competing with him?"

Ruggie rolled his eyes, "Nevermind."

Jack left his room, and noticed the two of them, and began to walk towards them.

"Jack will make you get a job if you pick him," Ruggie whispered hastily. Grim hissed and sprinted the rest of the way out of the dorm.

"What's wrong with Grim?" Jack asked.

"Shi hi hi who knows?"

As Grim made his way to his second location, he was picked up by the scruff of his neck.

"Hey! What's the big idea?!?!?"

"Aw little sealie you're so cute!"

Grim stiffened.

"Fu fu fu," Jade laughed next to him. "our boss would like to have a word with you."

Grim gulped.

Octavinelle Dorm….

"Thank you for agreeing to see me," Azul said smugly.

"I didn't. Your scary twins picked me up and dragged me here."

"You see," Azul pushed his glasses up his nose, expertly ignoring Grim, "We got word that you were interviewing potential candidates for Y/N's future husband. I prepared some charts for you."

Azul pulled out several charts. Grim understood exactly zero of them. But he nodded thoughtfully and pretended to make a note on his clipboard.

"As you can see, my income is projected to continually go up until retirement. Plus my assets will continue to be of value, and my investments will be bringing in money for many years to come. I can safely say, money is no object. Plus, I am an excellent cook. You will never have to eat poor person's tuna ever again."

Grim made a real note this time just as the twins roughly turned his chair around.

"Now that Azul has had his turn, we would like to give our pitch," Jade said with an eerie grin. 

"You see, our parents run a certain…. organization," Floyd and Jade shared a grin before turning to Grim again. "Jade and I are the sole inheritors of this empire when they pass. Just keep that in mind."

"Also, people who oppose this organization have a tendency to, shall we say, disappear."

Grim shivered as he made a skull and crossbones picture on his clipboard.

"Awesome. Great. I'll be taking Grim now…."

"Sea Snake!" Floyd shouted, wrapping his arms around Jamil, who had silently snuck into the room. 

"Let go," Jamil hissed, wriggling away from Floyd. "Give me the cat."

"Aw, but we were playing with him…."

"It's alright Floyd. I think the three of us have made our point quite clear," Jade hummed, before the octotrio shared a laugh.

Jamil rolled his eyes before carefully picking up Grim.

Scarabia Dorm….

"Look, Kalim isn't going to brag for himself so I thought I'd bring you here and remind you that this entire dorm was funded by his family. And he will be inheriting said funds."

Grim nodded and made a note.

"What about you? I mean, I already know you aren't getting picked cause, well, " Grim pointedly looked him up and down. "But the other broke losers have tried to participate."

Jamil leaned down and gave a dark smile.

"I don't need money to win over Y/N," eyes flashing red as he spoke.

"Monsieur Fuzzball!" 

Grim and Jamil both groaned. It only took two seconds for him to be scooped up by the hunter.

"Non, non, do not struggle. I only wish to prove myself as a proper caretaker!"

Pomefiore Dorm…

Grim had never been so pampered, well fed, and relaxed in his entire life. Rook had provided snacks galore, given Grim the full on spa treatment, brushed out his fur, and was now massaging his sore kitty back.

"Monsieur Fuzzball, doesn't this feel wonderful?"

Grim nodded as Rook continued his massage.

"Just think, you could have this everyday!"

Grim groaned happily as Rook hit a tough knot.

Suddenly, Rook's voice was directly in his ear.

"All you have to do is give me the Trickster."

In that moment, Grim knew he would sell you for this life without a second thought.

But before he could do that…

"For heaven's sake I told you to find Epel, not this rodent!"

Rook immediately stopped the massage, to turn to his Queen.

"Roi du poison! I was simply-"

"Spare me," Vil snapped, before handing a struggling Epel over to Rook. He then reached into his pocket and pulled out a small card, gracefully handing it to Grim between two fingers. 

"I believe you are aware of my financial situation, but should you have questions, you can reach my manager on that card."

Then he left the room with a flourish, and the lingering scent of apple blossoms.

"You know I am willing to share the trickster with you," Rook whispered to Vil in the hallway.

"Ew," Epel groaned.

"As if I'd ever share," Vil smirked.

Outside the Ignihyde Dorm…

Ortho stood next to the tablet, holding Grin up so he could see what it said.

"So as  you can see from my bank account," Idia's voice said from the tablet, "Money is not and never will be an issue."

"It all looks good," Grim muttered as he made a note, "but I have to say it's a red flag that you couldn't come here in person…"

"Hey! Big brother is just busy with his experiment!"

"Yeah, exactly, thank you Ortho, for being the only one who appreciates genius. In fact this conversation is over. If he doesn't get it, then that's his loss. Ditch the noob, Ortho!" And the tablet floated back into the dorm.

Ortho gently set Grim down. "Look, big brother gets nervous around the prefect, that's all. But I think they'd make a great couple."

He gently patted Grim's head, then floated back in. Grim sighed, made a note about how Idia was a package deal, then continued to the final dorm.

Diasomnia Dorm…

"Small kitten, I am to be king of a country. Not only that, but I have spent centuries curating my hoard. Our nest will be always warm, and my perfect child of man will want for nothing," Malleus finished with a smug grin, as he leaned back in his throne. Then he sighed and rolled his eyes.

"Now you three can make your offers, or whatever."

"Me next! Me next!" Lilia said, cradling Grim like a baby. "I'm not as young as I look, and am on the best of terms with the queen and future king. I also have a great fortune built up! Kay, who's next?"

Silver timidly raised his hand.

"I just want to say, what about what Y/N wants? What if Y/N doesn't like any of us? What if Y/N doesn't even want to get married in the end? Or maybe they'll be just as happy with or without money?"

There was a long pause. Then…

"Silver's father is loaded and will do anything to see his children married and happy!"

"Fa-Lilia!" Silver hid his face in his hands in embarrassment.

"Same with Sebek. And his dad's a dentist!"

For once Sebek had nothing to say.

"Excellent, this looks very promising for you four," Grim nodded scribbling his final notes, "Now to-"

"GRIM!" 

Uh oh. He turned around and saw you storming in.

"Child of man!"

"Save it Mal Mal! I'm here for my rat," You scooped up Grim, placing him under your arm as you left the room.

"When will we hear about the second round of interviews?" Lilia giggled.

You answered by flipping them the middle finger without looking back.

The Hallway….

"What the hell, Grim? I'm not for sale!"

"I'm not selling you! I'm just trying to get you provided for!"

"Please! This is about tuna and you know it!"

"Who even told you?"

"Jack called me about an-"

"Ah! Prefect!" 

You and Grim groaned as you heard Crowley call to you both.

"Yes, headmage?" You asked through gritted teeth. You turned and saw Crewel was with him….wearing a bigger coat than normal.

"That coat looks so soft," Grim muttered.

"Yeah," you whispered back. "Wait, headmage, what do you need?"

"I heard your current allowance is no longer sufficient," he gently traced your jawline, settling below your chin, tapping up against it thoughtfully. "How does a little extra sound?"

You nodded dumbly.

"Good good, I'm too generous, I know," he hummed and walked off.

Before Crewel followed him, he smirked and patted the top of your head.  

"Good pup."

He stalked off. You stood frozen for a moment. Grim smirked up at you.

"You know, they look like they…."

"You keep that thought to yourself, Grim."

....

Tag list-@shytastemakerthing @stygianoir @leonia0 @lleoll @eccedentesiast-sapphic

[allfearstofallto]

I FORGOT A COUPLE PEOPLE FOR MY YANDERE HISTORICAL AU!!

[Part 1] [Part 3]

TW: mentions of drugging

Travelling Merchant! Alhaitham who has seen practically every nation twice over, yet always lingers in yours for a bit too long. His ability to document down things quickly and retain information better than most means that he's always ahead of what trends will be happening soon using data and analytics. He sells mostly dresses, fabrics, and jewelery. Things that a commoner like yourself could never afford. But he insists every time that you take some of his stock. A dress here or a necklace there, something to make your already pretty face prettier, even though you tell him that you'd never be able to afford it. He's fuming, seeing red when he observes your parading around the city with someone on your arm, one of the dresses he'd given you hugging your body, you accept his gifts so easily, but don't throw yourself at him?

Mercenary for Hire! Arataki Itto who thinks you look so cute begging on your knees for his protection. You have not much to give in the way of funds, but the loan sharks after your father have set their sights on you and your humble business instead. You heard he's the best of the best and you plead to his good nature to just protect you until their attention falls on someone else. But even after they're gone, he doesn't leave. He assured you that what little gold your provided to pay for his service was enough, yet he's still outside your house every single night. And you can't hire someone else to get rid of him, can you?

(Also) Arranged Husband! Ayato who visited from the nation across the sea. He saw your face once, an innocent looking viscountess, and immediately sent a letter asking for your hand when he returned home. You were wed and sent somewhere entirely different, the complete opposite of what you knew. But Ayato seemed nice. He was always calm and soft spoken, never even raising his voice when he was angry. When he saw that you were still nervous, he always offered you calming tea. But you realized quickly how much you'd been sleeping. How you'd wake up in bed with your husband and not remember when you went to sleep. You constantly felt groggy and your limbs were too heavy. But like clockwork, Ayato would bring you another cup of tea, it'll make you feel better.

[steddielations]

Eddie should’ve never taken that loan. It was at the start of his career, he was young and desperate to make it in the industry. It was just to fund his demo tapes but he should’ve known better than to get entangled with the mob, it wouldn’t end there. Once his music took off, they wanted more and more.

Now he has a life, a husband, they’re talking about adopting and Eddie hates himself for keeping this from Steve. He rationalized it, didn’t want to drag Steve into his mess, thought he could keep quietly paying but they want too much now. Eddie’s career isn’t as active anymore, there’s no way Steve won’t notice, they’ll go bankrupt, revealing this secret that he shouldn’t have kept for so long.

He’s gotten a few ominous calls and an unfriendly visitor at the studio that made it clear, they want their money and they’re gonna get it. He has to tell Steve, it’s getting too dangerous. So now he’s sitting across the dinner table from his husband, over a meal so lovingly made for them, about to blow up their life.

“Sweetheart, there’s something—”

There’s a noise outside the window, could’ve just been the wind but there’s more noises, people… footsteps… Eddie grabs Steve, dragging him to the bedroom as he demands to know what’s going on. Eddie tells him everything, in a hushed voice crouching inside their closet with tears brimming, he tells him every lie that’s caught up to them, stained their marriage, apologizes for putting their lives in danger and Steve—

Steve is rifling through the closet, pushing aside clothes to reveal the wall. There’s a compartment behind a painting that Eddie’s never seen. He watches, speechless and shocked to his core as his husband, his kindergarten teacher husband who wears ironed polos and makes dinner every night in a ‘kiss the cook’ apron, takes several lethal looking weapons from the wall and starts loading them up, quick and efficient like a machine.

“Steve, what—”

“You’re not the only one with secrets, love,” he presses a firm, forgiving kiss to Eddie’s forehead and leads him out of the closet, weapon raised, “Now get behind me.”

[tasia-reader]

JULY 11

I have been crowdfunding for two full months now, and have managed to raise $4100 total! That is absolutely amazing, and never could have happened without the support of everyone on Tumblr. Thank you so much to everyone continuing to share my post, and an especially big thank you to those who donated. I have just under $3,000 in direct debt currently, and I have until December 1 to find a new place to live, regardless of if I have been placed by BC Housing into housing whose rent is geared to my disability income. Vancouver rents are about $2,000/month for 1 bedroom, I don't have a prayer of keeping a roof over my head without donations.

So that's where I am now, to be clear, the money not spent directly on debt was spent on food, monthly bills, and transit. Even so, I ended up needing to take out payday loans to get through this month, and am out of funds for now.

I have more appointments and transit costs than ever right now, and with time running out to clear my debts before I'm on my own I'm really feeling the strain. There is much more information on the gofundme page, I also, of course, have my original post, which I am retiring because it seems to have lost traction now.

I'd appreciate anything anyone has to offer, from $1-$5 on paypal, to $5+ on gofundme, literally ANYTHING helps. I feel abandoned and alone and I don't know what to do other than beg the public for help. Please.

[tastesoftamriel]

Hey everyone. I'm really upset rn but much longer description of this fundraiser below the cut as it's quite the ramble.

My private PhD funding was immediately cut without warning this week, leaving me with no option but to crowdfund the next half year of studies (Sept-Jan 2024/5).

As suggested by some friends, I have made a crowdfund for my tuition fees for the next academic year. I have only listed half a year's tuition to start with as I will be on fieldwork next year, and will have a slight reduction in fees over that period. If I need to by then I will start a new fundraiser but I want to be totally transparent about how much money I am raising and where it is going.

I need to have the full amount raised by early September. Anyway this is a massive amount of money and if I even get close I'll be grateful. I am looking at every possible open funding option, I have considered a loan but wasn't eligible (both in SG and UK). This is a really a mortifying last resort. I'm sorry.

Over this period I will be opening my books for editing and writing commissions again. Please watch this space for announcements, I cannot start immediately as I'm currently at a really busy point in the term.

Anyway, thank you for reading this far. I'm holding out hope I get academic funding at some point in the next few months because I can't fathom the thought of my entire life crumbling around me again.

Sceptical about the veracity of this crowdfund? Want to know more about my research? Head over to my public anthropology blog, @painthropologist or shoot me a DM! I love talking academia!

[upsidedownwithsteve]

Eddie Munson x fem!reader [2.1k] Shotgunning with Eddie, shy reader, best friends who touch too much.

“Smoking’s bad for you, sweetheart.”

You set the boy with a stare, deadpan. Eddie grinned, dimples in cheeks as he shrugged, holding the lit joint between you both. 

“You smoke like a chimney, Eddie, I don’t tell you off.”

You were cross legged on his bed, sheets still messy and rumpled from the morning. You were tired and sore, foggy behind the eyes from too many overtime shifts and nights spent in front of a computer screen, scrolling through college applications and student loan funding. 

You’d asked your best friend for a few puffs, not even a baggie despite the amount you knew he had stashed underneath his bed. You just wanted to relax. 

“That’s ‘cause you’re prettier than me,” Eddie replied, voice lilting, “I’m sparing you from early wrinkles.”

You frowned and he grinned wider, hand shifting above his head when you made a reach for the joint again. 

“C’mon Eds, please,” you shuffled closer, eyes doe like and lips twisting into a pout. If you were whining, you tried to tell yourself you weren’t. “Just one hit, I just need to feel…”

You stopped, sighing heavy, a hand feeling out for the chain around the boy’s neck, twisting it between your fingers. You watched him swallow, Adam’s apple bobbing in his throat before he parted his lips, a little awed. 

“I wanna feel good.”  

“Good?” Eddie repeated, brows raised and his big, brown eyes were wet on you, watching carefully. “Princess when was the last time you slept?”

You dropped your head to his shoulder, mumbling softly about deadlines and too many night shifts, your boss and nagging parents. You pushed your face into Eddie’s neck, still grumbling but you smiled at the smell of him, familiar and entirely comforting. 

Weed, smoke, pine and peppermint. 

“You’ve never smoked before,” Eddie reminded you gently, voice softer and you knew he was giving in. His free hand was on your back, steadying you as you swayed into him, unbalanced on your knees. “You’re not gonna like it.”

“Can’t you do that thing?” You asked mournfully, lips grazing his neck by accident, too close to care anymore. You were so tired and Eddie was so warm. His long hair tickled your cheek, his hand pressing circles over your shirt. “Y’know the shot box, hot gun, whatever it is?”

Eddie pulled back a little, eyes dancing with the laughter he held in ‘cause he knew if he delighted in the way you got your words mixed up, you’d be embarrassed. 

“You mean shotgun?” He said with a grin, a hand squeezing gently at your waist. 

You nodded, cheeks warm. 

“Alright princess,” Eddie sighed, “c’mere.”

The boy pushed himself back, leaning against his bed frame and he placed the joint between his lips, the roll up hanging lazy. His belt and the chains that hung from his jeans clinked prettily as he patted his knee and beckoned you. 

You were like an excited puppy as you jumped at his words, body swaying as your knees dipped into the soft mattress, your hand catching Eddie’s as he helped you shuffle up the bed to meet him. It wasn’t unusual to be so close, but when he coaxed you into his lap, it was with your legs spread and your shorts riding up your thighs. 

He patted at your bare knee soothingly, palms warm, rings cold and eyes studying you. 

“Okay?” He asked, chin tucked to his chest to meet your gaze. 

Warmth trickled through you and you suddenly felt more awake than you had in days. There was a buzz in the air, anticipation, excitement, and maybe Eddie felt it too, ‘cause he chuckled soft, a low vibration. 

“What do I do?” You asked, fingers twisting together, brow knitted in the middle and you almost didn’t want to put your full weight on the boy, your knees holding yourself off of his thighs awkwardly, muscles burning. 

His hands found your legs again, pushing you down onto him with a soft huff and the joint moved precariously from where it still hung from his lips as he spoke. 

“First, you gotta relax for me, sweetheart, Christ,” Eddie laughed breathily, before he levelled you with another soft stare, eyes searching for something in your own. “Y’okay? Don’t have to, y’know.”

“Mhmm,” you hummed, suddenly shy, worried you’d do something wrong but you let Eddie guide you to sit properly in his lap, his legs warms under yours and the ripped denim of his black jeans. “I still want to.”

“Jus’ relax, hmm?” He told you again and his voice dropped to a murmur, rough and warm. Eddie took the joint from his lips, held it away from you both as smoke trailed from the amber end and he tapped your chin with a large knuckle, silently asking for your attention. 

You stared, hands antsy on your thighs, thumbs pulling at the edges of your shorts, breath coming a little too fast. 

“I’m gonna take a hit, yeah?” Eddie explained to you, a hand coming to pull at one of your own, distracting you away from the frayed hem of your shorts. He kept it in his, placing them in between your bodies. “And then you’re gonna let a big breath out for me princess, and when I blow out, you’re gonna breathe it back in, ‘kay?”

You nodded, surprisingly nervous. Maybe it was the idea of the smoke, maybe the notion of being high for the first time. Maybe it was because Eddie was so close. 

“Good girl,” he praised, and fuck, your stomach dipped at his words, your fingers tightening around his and you hated the way his gaze flicked to you, searching, knowing. “We can stop whenever you want.”

“I know, Eds,” you whispered but you didn’t say anything else, sitting pliant and pretty in his lap instead, waiting for your next instruction. 

“Right sweetheart, c’mere for me,” another finger, beckoning you closer still and you held your breath as you leaned forward, into the boy, your hands flying to grab his forearms as he helped steady you. “You’re alright, I’ve got you.”

You were warm. 

His fingers were at your chin again, holding you lightly, and then his thumb was tapping at the curve of your bottom lip. 

“Open for me.”

You wanted to squirm with it all, a need building in the pit of your stomach that overtook the tiredness, the nerves, it left you feeling messy and a little out of control, desperately trying to stay still and wondering if your best friend could feel the heat that was radiating from you. 

You parted your lips and Eddie smiled, brown eyes turning into a dark honey, molten on you. 

He kept his hand there, ready to guide you, as he brought his other hand to his own mouth, the joint still burning between two fingers and he took a hit, cheeks hollowing around it. 

Eddie stubbed the roach into the ashtray beside his bed and suddenly he was crowding you, back coming away from his pillows as he leaned in, nose brushing yours. He tapped your thigh, eyes on you, a smile on his closed lips as he trapped the smoke. 

You remembered what he told you and exhaled softly, breath stuttering over his lips before he was tugging at your chin and bringing you into him. 

The smoke passed from his mouth to yours, lips not touching, but barely a breath away. It wasn’t a kiss but it felt like it, the bridge of his nose pressed to yours, his hand guiding your face to tilt into his and the whole time, he kept your hand in his other one, fingers tangled tightly together as if you were both scared you’d float away. 

You held the smoke you’d breathed in, a little gift from your best friend and your chest burned and your eyes watered. But you smiled when Eddie tsked, all soft on you as he dragged a gentle finger under your lash line, collecting the not getting fallen tears there. 

You exhaled when he nudged your knee, his brows knitted in concern for you but you blew out, breath hitching and you coughed just a little. You did well enough to earn a grin from the boy and he smoothed two hands across your bare legs, a touch that was as dizzying as the high that was coming over you. 

“That’s my girl,” Eddie chuckled and he tilted his head to the side, curls almost hiding his stare and he watched you carefully. “You okay? Was that alright?”

You nodded, languid, muscles growing warm and lazy. “Mhmm, thanks Ed’s.”

“S’okay sweet thing,” Eddie murmured, and neither of you made any move to separate. “As long as you tell me if you start to feel sick, yeah?” He took note of your worried expression but smiled reassuringly, more soft pats to your legs, your waist, a tuck of your hair behind your ear with large hands. “You’ll be okay, promise.”

“What do I do now?” You asked, blinking slow. 

You were still closer than you need to be and your hands had found purchase on Eddie’s tummy, fingers pushed into the soft there, the lines of muscles under his cotton t-shirt and you found that he really didn’t seem to mind. 

He poked a gentle finger to the apple of your cheek and you grinned when your face felt squishier than normal. You hummed, happy to be touched. 

“You can do whatever you want, princess,” Eddie’s voice was honey, sticky sweet as he gazed at you, lips pulled into a smile that swore was prettier than normal. 

“Am I high?” You suddenly asked, voice a conspiratorial whisper. 

It earned you a chuckle, the boy’s body vibrating under yours as he laughed and he gave you a lazy shrug, not wanting to say anything that would panic you. 

“Think you might be getting there, you feelin’ good?”

You nodded again, head heavy on your shoulders and you yawned, an embarrassingly soft sound from the back of your throat. Everything you did seemed to make Eddie grin and then his hands were on your waist, easing you off of him and you made a noise of protest, hands still gripping his shirt. 

“Eddie,” you were whining and you should’ve been mortified but something was pulling you down into the mattress and everything was warm and Eddie smelling. 

“Right you, Christ, woman” he admonished but his voice was heavy with affection. “M’jus gettin’ us comfy.”

“I already was comfy,” you grumbled but it didn’t have the same effect as you curled into him, nosing at the collar of his shirt until you moved enough of his wild curls out of your way. 

You pressed yourself to the boy, completely unashamed in your sluggish state, eyes heavy and sleep pulling at you for the first time in days. An arm came round to cradle you, Eddie pulling you into him, his head resting on top of yours and he didn’t say anything when you slung a bare leg across his thigh. 

“Wanna take a nap, sweetheart?” 

If you’d been more awake, more sober, you would’ve heard the sarcasm lacing his words, ‘cause you were already sleep heavy on him, lips parted cutely as you squished one cheek to his chest. 

“I should be making sure you’ve had enough water,” Eddie sighed, voice all faux huffy as you mumbled into his chest, nose still rubbing into the soft cotton that smelled so delightfully of him. 

“Y’can take me for food when I wake up,” you bargained, eyes still closed so you couldn’t see the grin on the boy’s face. “You drive, I’ll pay.”

Eddie snorted. “How generous of you, seeing as you don’t have a licence.”

“Shut up, I’m sleeping,” you whispered and your words were slipping together, softness brimming at the corners, making everything slow and hazy. 

Another laugh, huffed into the crown of your head. 

“You’re gonna be here when I wake up, right?” You asked after a pause, fingers curling into Eddie’s shirt sleeve, finger and thumb sliding over the material, the same way you used to do as a kid. 

“Yeah, sweetheart, ‘course,” Eddie promised, a little surprise colouring his voice. His cheeks were warm, a pretty flush settling over them but you couldn’t see, not from where you lay curled against him. 

It was easy to laze with you, the day sinking into late evening outside and Eddie’s old curtains didn’t do much to hide the dying sun. It lit his bedroom up in a moody glow, the air hazy, leftover smoke still swirled at the ceiling and a lone beam of light filtered through the gap in the curtain, catching dust motes floating in the air. 

Everything was pink toned, rosy and quiet. 

You were warm beside him, soft and sweet smelling, small hands clutching him like you were scared he’d disappear. 

“I’ll stay right here.”

[greentreesredhearts]

I'm in endangered of being kicked out of school for lack of fund. After working a full time job and unable to get a loan, I've exhausted every other avenue. I know as a black queer woman the importance of having a degree and really don't want this to be the end for my academic career so any help would be much appreciated. I’m trying to raise some of the funds by January 10th to be able to attend the spring semester. Thank you for reading and please share if you can.

C@shapp: $Sunnishin3

v3nmo: @Sunni-Stewart

Any donations made to v3nmo and c@shapp will be added to the gofundme

[nkbkedit]

Debt vs Equity: The Ultimate Guide to Funding Your Business

Raising capital is a critical step for any business, but navigating the world of financing can be a daunting task. As an entrepreneur, you’re faced with the dilemma of choosing between debt and equity financing, each with its own set of advantages and drawbacks. In this comprehensive guide, we’ll dive deep into the nuances of debt versus equity funding, empowering you to make an informed decision that aligns with your business goals and growth strategies.

[chrollohearttags]

truly hoping that everyone witnessing what’s going on and more so specifically what our president is doing right now and taking that into accountability when election time rolls around. Calling for that senile bastard to be held liable not only for the full funding and support of genocide/ethnic cleansing but the countless of other horrible deeds he’s committed since being in office is not being “pro trump” or republican. People are fucking tired and this inhumane treatment of the Palestinian people was more or less the breaking point. We watched how he and his entire campaign was centered around nothing more than engaging in a pissing contest with the blood orange. How every promise of monthly stimulus checks, erased student loans, wage raises, lower cost of living, etc ALL went down the drain the second he got sworn in. How our tax dollars were used to fund literal slaughter but people are sleeping in parking lots because they can’t afford housing. Healthcare is non existent, we can’t even afford to pay attention with minimum wage and we’re barely even able to fill our tanks or grocery baskets with our entire paychecks being thrown at it. As people keep saying, the propaganda is no longer working. Is*eal, Biden and every other sick entity in support of harming these people are being called out abs rightfully so. No one is subscribing to their bullshit ideologies anymore. No one is believing this rallying around the flag, blind patriotism, etc. call it desensitization or overexposure but we have real time access to information that refutes any of these influencer or corporate advertising. Continue to be tired, continue to be angry and continue to question everything because silence equals complicity and that’s exactly what they want.

[transmonstera]

PLEASE READ BELOW

Hi! I am a UK based trans artist and writer looking to pursue a private hysterectomy. I run an Etsy store (you may even have one of my stickers or badges!) and work part time but am still struggling to save much of anything towards surgery due to debt, living costs, etc so I’m looking for a little bit of help!

The reason I am pursuing a hysterectomy now is due to having cervical ectropion. This condition is where the cervix is essentially inside out and causes bleeding and excruciating pain. Frustratingly enough the treatment for this condition worked for all of two weeks before returning straight back to how it used to be. Cervical ectropion is aggravated by fluctuating hormone levels, particularly estrogen, so if I was to ever experience atrophy and seek treatment for that it would only make my ectropion far worse. The NHS does not offer hysterectomies for this condition due to them deeming it “a harmless condition”. Funnily enough the only procedure they approve of to “treat” this is a tubal ligation which has nothing to do with the cervix (make it make sense). 

I could attempt to get a hysterectomy through my GIC (Nottingham), however their communication is abysmal, I get one appointment a year with them and I cannot sit by and wait for the topic to come up on their terms, they never even spoke to me about top surgery (after telling me they would) leaving me to get that privately too, and I think even if they do approve a referral it’d take far too long and I would have little control in the situation. I simply cannot be in this pain for however long they wish to take to help me. Especially with how things are going for trans healthcare.

So I’m looking to get it privately. I have been recommended Mr Saurabh Phadnis with Nuffield Health in London due to him approving hysterectomies for many reasons and getting rid of everything you wish to remove and not just the bare minimum. I would like to go with him as I wish to remove everything including the cervix. My GP is happy to do a referral for him, so it is literally just a case of getting the funds. I was quoted an estimate of roughly £9000. I’m not going to ask for people to send me that amount as I know it is a huge sum to ask for. I’m hoping to raise as much as I can by about January/February time (through donations, etsy sales, and anything I can spare from my part time job) and look at taking out a loan for whatever is left over and if I can save even a third of the full amount that would help immensely.

A hysterectomy would truly change everything. I don’t want to take depo injections for the rest of my life, I don’t want to be in pain anymore and I don’t want to bleed randomly throughout the day because I dared to go for a walk. This is not just for transition purposes, this is so I can live without fear of further pain, more bleeding, being unable to treat potential atrophy because of an existing condition, HPV, cervical cancer, pregnancy scares etc.

If you'd like to donate:

ko-fi.com/transmonstera

cashapp: £transmonstera

Even if you can’t donate, please take a moment to share. It’d mean the world to me.

[eddiescouch]

Help a disabled queer Jew get a service dog

Hey, I'm Jack and I'm trying to raise some funds for a new service dog. My previous service dog passed away three years ago and my quality of life has broken through the basement without her help. I'm in the process of getting the new boy (still working on a name) and he's expected to be on his way to me June 20th.

I am planning on getting a loan through a local charity organization that offers low interest loans for people to get medical assistance supplies. It means that I can get him now, but it is money I do have to pay back. I have some money saved but it's not enough to cover the full amount. Right now my only income is through disability payments so any extra help I can get would be greatly appreciated.

The current goal is $10,000, which would cover all of the foreseeable expenses, but anything I can get would be helpful.

I'm also selling flower crowns to raise money. You can find that post here

Thanks gentle-friends, and happy pride!

[copperbadge]

Radio Free Monday

Good morning everyone, and welcome to Radio Free Monday!

Ways to Give:

Anon linked to a fundraiser for Andrea, a trans woman, UU minister, and veteran, and her wife Wren, a genderqueer veteran, who are currently homeless along with their three cats. While they are working with the VA to get approval for housing assistance, they're in need of funding to get back on their feet; you can read more and support the fundraiser here.

littleredreadinghood linked to a fundraiser for kirkaut, who was recently diagnosed with an aggressive cancer and is in need of help with medical bills. You can read more, reblog, and find giving information here.

like-the-midnight-sun linked to a fundraiser for a close friend, a queer, trans, and multiply-Disabled writer who has just lost their job and needs to pay a steep phone bill to reactivate their service so they can look for work. You can give via paypal here or via Chime to nachonaco.

Anon linked to a fundraiser for crazywolf828, whose grandfather, one of the household's main income sources, recently suffered a broken hip and is currently in a rehab center; they need help with medical bills among other things. You can read more and reblog here or give via ko-fi here. (The page does pop up a "possible NSFW comment" warning window but there's nothing NSFW on that page.)

Anon linked to a fundraiser for Vinn, a disabled nonbinary person who is raising funds to move away from Utah, where being a queer person is becoming steadily less safe, to Michigan, where they have a place to live with their partner already set up. You can read more and support the fundraiser here.

like-the-midnight-sun and her wife are multiply marginalized people who don't feel safe in the US anymore; they are fundraising to move to somewhere in Europe, probably Norway or Sweden, where they will be less likely to experience violent persecution. You can read more and support the fundraiser here.

like-the-midnight-sun and her wife are also hoping to get temporary assistance with a vet bill before they go out of town; the appointment is the day before payday and they won't be able to cover it until they are paid. They need a loan of $150 that they can pay back; you can give (with repayment on March 30th) via paypal here, via Venmo to ARZinzani (9980), or via Chime at $Nassun-0428.

Recurring Needs:

thelastpyler is raising funds to help with food, transportation, and replacement IDs after being robbed; you can read more, reblog, and find giving information here.

And this has been Radio Free Monday! Thank you for your time. You can post items for my attention at the Radio Free Monday submissions form. If you're new to fundraising, you may want to check out my guide to fundraising here.