#Money and Mindset

[janiirose]

✨ Confidence & Wealth: The Unspoken Glow-Up ✨

Let’s talk about confidence for a sec—specifically, the kind that seems to radiate from people who *have money*. You know the vibe: that effortless swagger, the unshakable belief that things will just *work out*, the way they walk into a room like they own it (and honestly, they might).

But here’s the tea: confidence in rich people isn’t *just* about the money. It’s about the *freedom* that money buys. The freedom to fail without it ruining your life. The freedom to take risks because the stakes feel lower. The freedom to wear that ridiculously expensive outfit just because you can.

Money doesn’t *create* confidence—it just removes a lot of the barriers that make confidence harder to access for the rest of us. Think about it: when you’re not worried about how you’re going to pay rent or afford groceries, you’ve got way more mental space to focus on *you*. Your goals, your style, your dreams. That’s where the magic happens.

But here’s the real kicker: confidence isn’t exclusive to the wealthy. It’s a mindset. It’s about owning your space, your choices, and your worth—regardless of your bank account. So yeah, rich people might have a head start, but confidence? That’s something we can all cultivate. 💅

[kc22invesmentsblog]

Monday Motivation: Why Talking Ideas Builds Wealth and Gossip Keeps You Broke

[richarlotte]

How I got my life together.

Getting your life together, and I mean really getting it together, should be a priority of yours. You can’t miss out on your life by staying in a pattern of losing it all, pulling it together as quickly and as carelessly as you can, and then losing it all again because you weren’t ready enough or devoted the first time. I made a choice to pull my life together when I was 18, and I’ve stayed improving myself ever since; I bettered my mental health, fixed my body, changed my mindset, found an aesthetic and style that worked for me and that I loved, and have done my part to keep steadily improving my life and my mindset. If you are devoted to yourself and your life, you will do well and find that the path towards your future will become much clearer as time goes on.

Exercising.

You need to be exercising, bettering your body, and taking the time to nourish yourself and your health. This means eating whole meals and taking the time to cook and prepare them, considering removing heavily processed foods and alcohol from your day-to-day diet, and taking the time to do at home or in gym workouts. I do Move with Nicole videos in the morning, finish up with a quick yoga session, go to the gym in the evenings, and make sure that my body is being fueled by real foods and being properly hydrated throughout the day. You will live in the same body for the rest of your life; you need to make sure that you’re caring for it and nourishing it in ways that will let it support you for the rest of your life. You won’t regret a health journey, and you should actively be on one. 

Socializing.

Isolation will kill you, and if you already have anxiety, it will worsen it. You should be meeting people, getting to know them, leaving your comfort zone, and trying new things. Your late teens and early twenties are all about taking the time to know people, making and losing friends, and figuring out the sorts of people you want to have in your life forever. You have to socialize, go to social events, join clubs and different activities, and get out of the house. I’m a person who believes in spending time around and loving other people, and that has saved my life. If you aren’t sure how to socialize, don’t have friends, or aren’t sure of what you like, now’s the time to learn how. You don’t become good at meeting people in one day; it takes time and failure, but the more you do to leave your comfort zone, the easier it will become as time moves along.

Studying.

I believe that life is meant for learning. It’s important to always be learning, to always be bettering yourself, and to always be keeping your mind busy. While I strongly believe that every woman should have a university education and a degree, I understand that it’s not always feasible. If it’s not possible for you to get a degree, you have to learn a trade, a skill, a language, or find something to occupy your mind so that it’s not idle. It’s important to always be doing something, and it’s important that you’re pursuing a passion; life isn’t much if you’re not passionate about what you’re doing, so you have to find them and do more with them. Education can come from work experience; it can come from pursuing projects, cultivating wisdom, and spending your time nourishing your mind and reading books. Life is a learning experience, and you should be in constant pursuit of educational excellence. 

Seeing More.

Life is about seeing more and seeing things you’ve never experienced. If you’ve always wanted to watch a tennis match, step into the ocean, or see the sights in a new city, now’s the time to start making plans to do those things. We all deserve to see and experience beautiful things, so it’s important that we find the time to do so. If I hadn’t made the time to find beauty in the mundane, I wouldn’t have made it far. You don’t have to spend money pursuing beauty; I find the most beauty I’ve seen in my life is found on short walks and time spent around my city. You should spend your time both looking for beauty and becoming beautiful too.

Doing More.

Doing more is next. I’ve spent my life trying new things, failing, succeeding, having a good time, and learning about what I enjoy. You should be doing more; your twenties are for moving away, visiting new cities, trying new foods, working jobs you hate and finding jobs you love, going to new restaurants and getting into new relationships, and doing more with yourself. All of the greatest women I’ve ever known have told me that they spent next to no time resting in their twenties because they had so much life to live. I’d encourage you to do things without holding yourself back, and if you don’t know what to do with yourself, find things to do. You can't waste your youth being idle; now is the time to get out of your room, see the world and what it has to offer, and do more with yourself and your gifts.

Richarlotte x

[theambitiouswoman]

Basic Financial Rules To Live By 💰✨

Create a plan that shows how much money you get and how much you spend. This helps you see where your money goes.

Set aside a part of your money as savings. Try to save at least 10-20% of what you earn.

Be careful with borrowing money, especially if you have to pay back a lot of extra money (interest).

Save some money for unexpected things like medical bills or losing your job. Aim to have enough to cover your living costs for a few months.

Put your saved money into different things that can make it grow, like stocks or real estate. Be patient, as it takes time.

Don't spend more money than you make. Stick to buying what you really need, not just what you want.

Decide what you want to do with your money, both in the short term (like a vacation) and long term (like retirement).

Set up automatic transfers to your savings and bills so you don't forget to save or pay your bills on time.

Make saving money a top priority before spending on other things.

Regularly look at your money situation, adjust your plan as needed, and see how your investments are doing.

Pay your bills on time and use credit wisely (like credit cards) to keep a good credit score, which can help you get better deals on loans.

Save money for when you're older and don't work anymore. Use retirement accounts to help with this.

Think before you buy things. Don't buy something just because you want it; think if it's necessary.

Keep learning about how money works and how to make smart money choices.

Only use your emergency fund for real unexpected problems, not for things you just want to buy.

[lillumo]

[venuslilgirl]

The energy of money flows to me with ease.

[urfavvcutiee]

🎀 TIPS FOR NEW ADULTS 💝

MONEY TIPS

Prioritize your emergency fund!!

Prioritizing your emergency fund is useful for saving money because it provides a financial safety net, reducing the need to rely on high-interest debt during unexpected expenses.

2. Plan your meals and cook in bulk.

Planning meals and cooking in bulk saves money by reducing food waste, lowering per-unit costs through bulk purchases, minimizing impulse buys, saving time and energy, and encouraging healthier eating habits.

3. Look to split costs with others if possible.

Splitting costs with others saves money by reducing individual expenses on shared items or services, such as rent, utilities, groceries, and transportation, allowing each person to pay a smaller portion of the total cost. I usually recommend doing this with a family member, relative, or a good friend.

4. Learn independence skills.

Learning independence skills saves money by reducing the need to pay for services such as repairs, cooking, and cleaning, allowing you to handle tasks yourself and avoid outsourcing costs.

5. Maintaining a budget.

Having a budget keeps your spending in check and makes sure that your savings are on track for the future. Budgeting can help you set long-term financial goals, keep you from overspending, help shut down risky spending habits, and more.

6. Practice no-spend days.

It refreshes a budget and prioritizes “needs” over “wants.”Try to not spend money for a set period of time, like a week or a month. Soon enough, you would have control on overspending, changed your financial management habits, and saved extra money.

7. Buy frozen vegetables.

Frozen vegetables are usually picked, processed and frozen on the same day, to preserve freshness. Unless you can guarantee your fresh vegetables are that fresh, you are just adding days of starchy conversion to your otherwise fresh vegetables.

HOPE THIS HELPS 💝

[young-goddessx]

[authenticfashionstatements]

Money Mindset

[ultred]

the money mindset ? no, the spoiled “princess” mindset.

i love the topic of money so much because it’s always been an extremely easy thing for me to manifest and i’m here to remind you of how easy it is. you’ll be drowned in it once you fully tap into the mindset of a “spoiled” person.

now, i’m not talking about being spoiled as in ungrateful, condescending, and unappreciative. i’m talking about having the mindset of someone who is always spoiled by those around them. a spoiled person is always receiving things. they’re always given what they want and money seems to be around them everywhere they go. why is that ? because money isn’t something they get, it’s part of their identity and they don’t care how it comes to them.

this mindset can also be considered as receiving princess treatment. and trust me, having this mindset will make money flow to you in unlimited amount and in different forms, and you don’t even have to lift a finger.

reminders :

1. princesses don’t have to do anything to get spoiled. they just exist.

when you truly believe that having money is your birthright and that being spoiled is the norm, that’s exactly what you receive. walk around knowing that everywhere you go, people want to do things for you. they want to give you their money. they want to buy you things. they want to pay for your food. they want to pay for your rent. they want to take you anywhere you want.

2. stop putting money on a pedestal.

it’s literally just paper. diamonds on earth are really expensive yet apparently there are planets where it RAINS diamonds. nothing really is as valuable as you think. we assign meaning to everything. having all the money you want is literally a thought away from receiving it. just take it off the pedestal.

3. money comes in many forms.

one thing that helped me manifest anything money related is that i didn’t limit money to just receiving it in its “paper form.” i see money in everything. i see ABUNDANCE in everything. i don’t just focus on money itself. i focus on the idea of being spoiled, thus leading to money being manifested in different ways. i don’t just limit myself to receiving cash or money randomly showing up on my bank account. be open to receiving money in any way aka being spoiled through different ways. i don’t have money to buy food ? oh, whatever. someone will pay for my food. i don’t have money to pay for rent or the clothes i want ? oh, someone will pay for my rent or it will magically be solved because i am spoiled and don’t have to do anything. also, someone will buy me the clothes i want because i deserve to receive gifts and be spoiled exactly how i want.

4. spoil yourself first.

i know this might raise some questions like how tf am i supposed to do that ? this works for me so it might work for you as well. i always spoil myself in any way possible. through self-care routines, buying myself little things if i can, and overall doing things that make me in the state of being someone who is living a soft life ? i also keep affirming that i’m always spoiled and receive princess treatment from everyone. i don’t necessarily focus on money as something that is separate from me. i make it my identity and like i said, i’m fully open to receiving it in any way possible not just in a particular form. and since then, i’ve been manifesting not only cash, but also everything i could possibly want that requires money without having to pay at all, paying a little amount, etc.

affirmations :

i am drowned in money everywhere i go.

i receive princess treatment from absolutely everyone.

i am always spoiled by everyone around me.

everything comes to me effortlessly.

everything works out in my favor perfectly.

i am a spoiled princess. i receive everything i want.

i get paid to exist because life loves me that much.

i love how everywhere i go, people want to buy me stuff.

i love how everyone wants to make my life easier. i truly don’t have to do anything.

i love how money is always chasing me everywhere i go.

money is my birthright and being spoiled is a norm for me.

i love being spoiled and treated like royalty.

i am living a soft life. i don’t have to work hard for anything.

money comes to me easily. i can just sit and do nothing and it begs me to spend it on everything i want.

i have always been a spoiled person. i love how easy my lifestyle is.

i am abundance personified.

overall, you can manifest money in various ways and any way works. i believe that choosing this mindset just makes it flow to you so easily without even having to do anything and it truly feels so good. ✶ ૮₍৹˘ᵕ˘৹₎ა 𓈒

[theblackfemininesociety]

💎 Our Top 10 Tips for Making The Best out of The New Year:

Tip #1: Allow God to be your foundation.

God has to be the firmest foundation in your life. Go to him with and for everything. With the Most High, you are not only protected, corrected and forgiven, you are also loved beyond measures and guided to your highest potential. This year there will be many obstacles but remember Jesus is The Prince of Peace (Isaiah 9:6) and you are never alone!

Tip #2 : Be Intentional.

It’s as simple as it sounds, do everything with intention 💎 you simply can not afford to play with your potential this year. You are too valuable. Every decision, every action, and every thought should be aligned with your deeper purpose. When you approach life with clarity and focus, you create a ripple effect that transforms not only your own experience but also those around you. Embrace this mindset, and watch how opportunities flourish, relationships deepen, and fulfillment becomes a consistent part of your journey. Intentional living is not just a practice; it’s a lifestyle that leads to profound growth and connection. Always speak life into yourself and your situation. So, take a moment to reflect on your intentions and let them guide you toward a life that resonates with your true self.

Tip #3: Learn when & how to say NO.

As the new year approaches, remember that being selfish can be a positive trait. We're not suggesting you become like Ebenezer Scrooge, but it's important to know when to prioritize yourself. You cannot pour from an empty cup. Saying "no" doesn’t mean you’re failing those who love and respect you—keep that in mind.

Tip #4: If it doesn’t align, let it fly.

As the new year approaches, it's the perfect time to confidently reflect on your experiences—recognizing what worked and what didn’t. This year, you'll master the art of identifying what truly aligns with your goals and what you need to release. Trust yourself and embrace this journey ahead.

Tip #5: Self-care isn’t just a luxury, it’s a necessity.

As a woman, it's crucial to prioritize self-care. Women of BFS understand that self-care is an essential part of their journey. When you feel empowered and confident, you'll align yourself with becoming the best version of yourself. Self-care isn't just about pampering your outer appearance—though that is important—but also about nurturing your mind and soul. This is how you heal and effortlessly exist in your femininity. So, this year, self-care is a must sis. Take care of yourself.

Tip #6: If you can’t afford to buy it twice, don’t buy it once.

We told you, There is nothing soft about being broke (see post here) a game changer this year will be how you decide to invest and save your money. If you can’t afford to buy it twice, don’t buy it once. How you handle $100 will determine how you will handle $1000. Luxury is a mindset thing before an aesthetic. The fools will blow it, the wise will multiply it.

Tip #7: Stay Exclusive

Tap into your IT GIRL energy this upcoming year. Dont let everyone have access to you. This includes your body, ladies! You must protect your energy. Being exclusive also means staying true to who you are. This is how your aura is created... Have you ever seen a woman who is so authentic that she draws people in effortlessly? Her confidence radiates, and her presence is felt long after she has left the room. It's as if she has a magnetic yet mysterious quality that sets her apart from the rest. This woman is YOU this year. Tap into HER! 💋

Tip #8: Dont double back & stand on it!

9 times out of 10, you’ve been released from that experience for a reason. Whether is a job, a man, a friendship or even a bad habit! You must avoid returning to what caused you pain and hindered your purpose. Take your L’s as lessons and move forward with more wisdom and knowledge. What’s behind you can rarely comprehend what’s ahead of you, don’t bring dead weight into this new year!

Tip #9: Don't be afraid to be SEEN!!

Listen, we know all too well how much an isolation season is needed but so is your pop-out season sis. God didn’t put you in that season for you to hide all that he’s been working within you. You can do this and still be humble, and kind and still give thanks to GOD. When you pop out think of it as being released from the shackles of the enemy! THEY CAN'T HOLD YOU DOWN! So many times we get too comfortable in our preparation season; we start sleeping on the very thing we were designed to become! Don’t let that be your reality this year babe.

Tip #10: Take The Risk.

Bet on yourself! This is a year that you will be happy to do things that scare you! Believe in yourself! This is the year to embrace challenges that intimidate you! View this as a chance for personal growth and development. You will learn that when the year is done, you will appreciate the fact that you have stepped outside your comfort zone and tried; putting you in positions you never thought you'll be in! You miss 100% of of the shots you dont take. 💋

────── ⋆⋅🩷📲🫂⋅⋆ ──────

We’re basically besties now!

Let’s stay connected! 🫶🏽🫶🏿🫶🏾

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[brownsugar-vision]

Beauty is me. 🧸💞

[richarlotte]

something on your mind?

Time to talk about love.

My friends, my good friends who are in Chicago, D.C., Montreal, Philly, and New York and who are in amazing relationships, share one thing: they focused on bettering their lives and themselves, and good men fit into the picture they were focused on painting. There was no “I’m going to find a good man and do the work later,” and there were no excuses made as to why they were neglecting themselves in favor of finding someone to take care of them; there were many distinct efforts made to better themselves, and when the right people came along, things fell into place naturally on both sides and progressed smoothly.

 

There’s a lot of focus on whether someone will fit into your life on Tumblr, but not a lot of talk about what’s going on on the other side. If you’re unhealed, uneducated, emotionally unstable, and unfit for a relationship, do you really think that you’ll find someone who’ll want to stay with you and do the healing for you? I say this not to be unkind but to be realistic. In order to form a strong, long-lasting relationship with someone, you have to be healthy and ready to deal with the conflicts and disappointments that occur in anyone’s life. If you have never had to deal with the things that can arise in any romantic relationship and you’re not mentally prepared to in the first place, you’ll find that it’ll be harder for you to keep things together and remain stable when life feels hard.

 

I have been in relationships before—healthy relationships—and I have thrived in them. But I’m also a person with trauma, and I know how that trauma presents itself and I know my triggers. It took me plenty of therapy, lots of listening to myself and acknowledging my feelings, and tons of breakups before I recognized both what I needed and what I was subconsciously seeking out. All of my friends who have made their longterm relationships last know what they’re looking for, know what they need, and know themselves well enough to walk away before things end on bad terms. Self-work must be done if you want to truly thrive in life, and you must have the ability to reflect on the things you could have done better.

 

Myself and the people I’ve known who’ve gone from struggling to thriving in relationships all share one common denominator: we’ve done the hard work associated with success, and we’re all willing to continue doing the work needed to get what we want. It’s incredibly hard and very damaging to one’s psyche to go through life with a clear image of what you want in your mind but a lack of awareness that limits you from getting what you want. It’s important to understand that you can overcome the obstacles in your own path and you can also overcome being an obstacle yourself. There are effective ways to heal, books you can immerse yourself in, therapists you can see, and things you can do to build yourself up so that you can thrive and feel more confident in your love life.

TL;DR:

You have to be willing to do the inner work before you seek out a romantic partner. A relationship won’t repair you if you feel broken; only you can heal yourself and fix your trauma. It’s an important part of finding yourself and finding a love that lasts and feels healthy.

[chulamula]

I can't ignore the way they speak to each other. They exhibit literally all of the 4 biggest signs within one conversation of eventual separation. I love my Liz, but I can tell from her previous stories of relationships (as well as what she has shared about this one) that she doesn't choose the best partners, and like cupid, jumps into relationships with her eyes closed. I pray that she waits longer to bring children into this world so that she can prevent having a child with someone she doesn't want to remain connected to for the rest of her life.

I don't understand why strong, young, wealthy women who have all they need on their own feel the desire to insert a man into their lives knowing how much of a risk men can be and have been to their happiness.

Also, there's so many young kids and impressionable adults who will look at this relationship as something to emulate or aspire to, but like many young women who portray a fantastical lifestyle of "marrying rich", that will lead them to experiences of discomfort and toxicity.

I give Liz and this tech boy about a year or 2 before they split.

[poshredlippie]

[thesirencult]

Wealth comes from a wealthy mindset.

Be rich in spirit and money will follow.