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#Investment-Tips
mytradegenie · 11 months
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https://tradegenie.com/ - Welcome to a comprehensive journey of mastering the art of trading and investment! In this video, we delve into a treasure trove of invaluable knowledge and strategies designed to elevate your trading game to the next level.
"Mastering the Principles of Abundance" sets the stage, as we discuss the fundamental concepts that underpin success in the financial markets.
Learn the art of "Creating Waves in the Market," and discover how to spot emerging trends that can propel your investments to new heights.
"Developing Low-Risk Trade Ideas" is a key theme, as we unravel the secrets of making calculated moves to protect your capital while maximizing potential gains.
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Learn the importance of "Price & Volume Filters" to refine your trading decisions, ensuring you're well-prepared to seize the right opportunities.
"Opening a New Trade" and "Using Limit Orders Intelligently" are essential techniques that can make or break your trading success, and we provide expert guidance on these critical aspects.
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theambitiouswoman · 10 months
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Basic Financial Rules To Live By 💰✨
Create a plan that shows how much money you get and how much you spend. This helps you see where your money goes.
Set aside a part of your money as savings. Try to save at least 10-20% of what you earn.
Be careful with borrowing money, especially if you have to pay back a lot of extra money (interest).
Save some money for unexpected things like medical bills or losing your job. Aim to have enough to cover your living costs for a few months.
Put your saved money into different things that can make it grow, like stocks or real estate. Be patient, as it takes time.
Don't spend more money than you make. Stick to buying what you really need, not just what you want.
Decide what you want to do with your money, both in the short term (like a vacation) and long term (like retirement).
Set up automatic transfers to your savings and bills so you don't forget to save or pay your bills on time.
Make saving money a top priority before spending on other things.
Regularly look at your money situation, adjust your plan as needed, and see how your investments are doing.
Pay your bills on time and use credit wisely (like credit cards) to keep a good credit score, which can help you get better deals on loans.
Save money for when you're older and don't work anymore. Use retirement accounts to help with this.
Think before you buy things. Don't buy something just because you want it; think if it's necessary.
Keep learning about how money works and how to make smart money choices.
Only use your emergency fund for real unexpected problems, not for things you just want to buy.
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honeytonedhottie · 18 days
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financial literacy⋆.ೃ࿔*:・✍🏽🎀
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so i released a poll if you guys would like a post on financial literacy and the results are here. so im gonna share some things that i learned while taking a financial literacy course…💬🎀
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WHAT IS FINANCIAL LITERACY ;
financial literacy is handling ur money wisely. the google definition of financial literacy is the ability to understand and apply different financial skills effectively, including personal financial management, budgeting, and saving.
ALL ABOUT BUDGETING ;
when u hear the word "budget" its rly easy to think "omg limiting belief" or think of it in a negative light but a budget is just a plan on how u manage ur money. its not always constrictive and negative like u may or may not think of it to be.
budgeting : keeping track of how much $ ur bringing in and how much ur spending…💬🎀
planning a budget is ez pz. you can use some paper and sparkly pink gel pens to create an adorable budget, or u can download different sheets online and just have your budget digitally. theres a plethora of resources out there so just choose whichever is easier for u.
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something else that i learned about during this course was the 50:30:20 rule. its called the 50:30:20 rule because 50% of ur money goes towards ur needs, 30% goes towards wants and 20% goes towards ur savings. and this isnt concrete, its just a good framework and u can adjust to ur own specific needs and goals.
for example if u manifested $4000. ur 50% would be $2000, ur 30% would be $1200 and ur 20% would be $800…💬🎀
HOW DO U KNOW WHAT UR NEEDS/WANTS ARE ;
things like ur rent and groceries are ur needs and things like vacations and going out with ur girls are wants. and to apply the 50:30:20 rule you first have to...
♡ calculate ur needs, wants and savings budget
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♡ compare ur expenses to ur budget
the way u do this is to subtract your expenses from your budget. this is your budget balance. if your budget balance is zero or positive, that means you are living within your means and have some extra money. if your budget balance is negative, that means you are spending more than you should and may have a budgeting problem.
let me know if u guys want more content about this cuz i had a lot of fun writing this…💬🎀
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bitchesgetriches · 6 months
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{ MASTERPOST } Everything You Need to Know about Retirement and How to Retire
How to start saving for retirement
Dafuq Is a Retirement Plan and Why Do You Need One?
Procrastinating on Opening a Retirement Account? Here’s 3 Ways That’ll Fuck You Over.
Season 4, Episode 5: “401(k)s Aren’t Offered in My Industry. How Do I Save for Retirement if My Employer Won’t Help?”
How To Save for Retirement When You Make Less Than $30,000 a Year
Workplace Benefits and Other Cool Side Effects of Employment 
Your School or Workplace Benefits Might Include Cool Free Stuff
Do NOT Make This Disastrous Beginner Mistake With Your Retirement Funds
The Financial Order of Operations: 10 Great Money Choices for Every Stage of Life
Advanced retirement moves
How to Painlessly Run the Gauntlet of a 401k Rollover
The Resignation Checklist: 25 Sneaky Ways To Bleed Your Employer Dry Before Quitting
Ask the Bitches: “Can I Quit With Unvested Funds? Or Am I Walking Away From Too Much Money?”
You Need to Talk to Your Parents About Their Retirement Plan
Season 4, Episode 8: “I’m Queer, and Want To Find an Affordable Place To Retire. How Do I Balance Safety With Cost of Living?” 
How Dafuq Do Couples Share Their Money? 
Ask the Bitches: “Do Women Need Different Financial Advice Than Men?”
From HYSAs to CDs, Here’s How to Level Up Your Financial Savings
Season 3, Episode 7: “I’m Finished With the Basic Shit. What Are the Advanced Financial Steps That Only Rich People Know?” 
Speaking of advanced money moves, make sure you’re not funneling money to The Man through unnecessary account fees. Roll over your old retirement accounts FO’ FREE with our partner Capitalize:
Roll over your retirement fund with Capitalize
Investing for the long term
When Money in the Bank Is a Bad Thing: Understanding Inflation and Depreciation
Investing Deathmatch: Investing in the Stock Market vs. Just… Not 
Investing Deathmatch: Traditional IRA vs. Roth IRA
Investing Deathmatch: Stocks vs. Bonds 
Wait… Did I Just Lose All My Money Investing in the Stock Market? 
Financial Independence, Retire Early (FIRE)
The FIRE Movement, Explained 
Your Girl Is Officially Retiring at 35 Years Old
The Real Story of How I Paid off My Mortgage Early in 4 Years 
My First 6 Months of Early Retirement Sucked Shit: What They Don’t Tell You about FIRE
Bitchtastic Book Review: Tanja Hester on Early Retirement, Privilege, and Her Book, Work Optional
Earning Her First $100K: An Interview with Tori Dunlap 
We’ll periodically update this list with new links as we continue writing about retirement. And by “periodically,” we mean “when we remember to do it.” Maybe remind us, ok? It takes a village.
Contribute to our staff’s retirement!
Holy Justin Baldoni that’s a lot of lengthy, well-researched, thoughtful articles on the subject of retirement. It sure took a lot of time and effort to finely craft all them words over the last five years!
In case I’m not laying it on thick enough: running Bitches Get Riches is a labor of love, but it’s still labor. If our work helped you with your retirement goals, consider contributing to our Patreon to say thanks! You’ll get access to Patreon exclusives, giveaways, and monthly content polls! Join our Patreon or comment below to let us know if you would be interested in a BGR Discord server where you can chat with other Patrons and perhaps even the Bitches themselves! Our other Patrons are neat and we think you should hang out together.
Join the Bitches on Patreon
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brownsugar-dreams · 8 months
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How are you investing 🍬 or extra money? I started trying to learn about stock investments during the panorama. I lost just under $5k playing around with crypto 😭 but I learned (and still learning) a lot about financial management. I recently moved $10k from my HY savings account to a CD. I was dating a finance guy and he told me to open up a CD because it’s a higher interest rate and he matched my initial deposit 🥰 There’s so much to learn but it’s much better than letting money sit & collect dust! I’ve been wanting to hop on live & share my experiences with sugar investments 🤔
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screampied · 6 months
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Any suggestions on how to write smut
yuh! i can’t speak for everyone but these are some things that help me 💛🌟.
tag things properly: tagging your kinks, warnings are really important. it’s normal to forget a few things after you post smth, i have a few times and you can always change it later — but make sure to list every or just about every kink/thing that’s happened (ex: fem! afab! /etc.) and for kinks such as (ex. dumbification, spanking, daddy kink) some things that aren’t tagged properly may end up triggering someone. always specify the reader beforehand.
synonyms are your best friend: i mean like, you’re gonna eventually find yourself thinking you’re repeating words. maybe you’re like “how many variations of 'thrust' can i use?” use a thesaurus! i use wordhippo and its a really good resource to strengthen your word structure, especially if you have a hard time with building up pace.
be dramatic: this is fiction, it’s okay to have fun in your writing. when you’re writing smut, not everything has to be so serious—in real life, there’s lots of awkward and silly moments! have fun, don’t be worried about whether this character won’t do this or say that, it’s your story.
do research: whether you have irl experience or not, it’s completely fine to do research! maybe you’re trying to fully describe a certain position. there’s no shame in it, besides the more descriptive, the better!
don’t rush through it: take your time, it’s different for everyone but i know that writing actual smut takes a bit long sometimes. rushing through smut scenes will make it feel not as natural, a build up in between / during scenes are sometimes very important. sometimes a tip to help not rush through scenes is outline it beforehand. jot down certain brief things you want to happen before fully executing it. once you feel like it’s a good time to end it, you’ll know!
be captivating: when writing smut, you kinda wanna do certain things that may catch a reader's eye. whether it’s aesthetics, a good synopsis, or even a few steamy paragraphs before the read more! your synopsis doesn’t have to be too long, but make it a strong sentence or two giving a brief summary of your piece. before you go to the read more break, write a bit in a captivating way to where someone would want to click read more and read your entire post!
be patient: lastly, be patient. whether you’ve been writing smut for years, months, or even a few days, at the end of the day it takes time. it takes time to build up and be comfortable with your writing and your own personal writing style. there’ll be some days where you feel like you’re not getting enough recognition or feel like your work isn’t good enough compared to others—that’s totally valid to feel that way! the important thing to remember is that, try to have fun. don’t force yourself to write, take breaks when necessary. you won’t be able to master the writing of smut in a single day, just practice and you got this !!!
there’s probably more stuff i’m leaving out but this is the most i could think of heh. hope this helps u love!
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cleofied · 11 months
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money saving tips
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here are some ways you can save your money ! i hope this helps!
transfer 4/5 of your money into your bank account (if you need cash on hand)
if you are looking to save cash, use two piggy banks; one for your savings and the other one for money you are going to spend
dont buy (unnecessary) things if you can't buy them 3x
ask yourself if the thing you want to buy is something you need or something you want
it's more than okay to spend money on things that you want but leave some wishes for a time when you are more financially stable
find other things to do instead of shopping
see if the thing you want to buy is available for a cheaper price
make an emergency fund
make a grocery list and follow it (don't buy things that aren't listed)
save up coupons and buy things on sale
find hobbies that make you money instead of costing money
cancel unnecessary subscriptions
make your drink/food at home instead of buying it in shops
invest in things that last longer (so you don't have to buy them over and over again)
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estuaryorange · 2 years
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Thinking about how few shits Stede gives about the distress of the crew really makes the bathtub scene hit even fucking harder like Lucius keeled over in front of him and he was just annoyed fuckery rehearsal was interrupted but Ed has a flashback and panics and he breaks open his own fucking door and sinks to his knees beside him and says Ed’s name in the tenderest voice and I am oN fIrE
Oh you’re dying Lucius? Inconvenient and rude. Ed is upset?!?! Fuckery, what fuckery ARE YOU OK EDWARD would you feel better if I tell you that you’re good at maiming people please don’t cry I’ll forgive you for planning to murder me I’ll do anything to stop you looking so desperately sad let me just touch you gently let me make it better
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majimasleftasscheek · 2 years
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Like a Dragon Ishin Goromi exists and I can prove it !
Before the fight against Shinpachi, there is a discussion between two NPCs ;
"So I heard that Okita the Shinsengumi captain is quite the looker. So much so that a woman allegedly snuck into the barracks to see him. But no one know what happened to her"
Someone has seen Goromi !
I saw that!!!!
100% adding it to my headcanon...
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honeytonedhottie · 8 days
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financial literacy continued⋆.ೃ࿔*:・👛💵
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so i released a poll if you guys would like a post on financial literacy and the results are here. so im gonna share some things that i learned while taking a financial literacy course…💬🎀
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HOW TO SAVE MONEY ;
automatically deposit a certain percentage of ur income into ur savings account so that u dont even have to think about it
to do something more FUN tho, (at least in my opinion) is to make a challenge where u have to save every $10 dollar bill, or $20 dollar bill or whatever. just something to make saving money seem like a game if u wanna have some fun with it.
EMERGANCY FUND ;
most experts will tell u that ur emergency fund should be 3-6 months of ur needed expenses. so calculate ur needed expenses and multiply that by 6 to figure out how much you'd need to have in ur emergency fund.
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PAYING YOURSELF FIRST ;
you should always put urself first in every single situation including financially. so to pay urself first simply means to put ur future and needs before anything else. FOR EXAMPLE... let's say u wanna buy an ipad by the end of the year, an ipad is $345.
lets also say that u get paid weekly, so you'd divide $345 by the number of weeks in a year (52) you'd get 6.6. so you'd have to save roughly $6-$6.50 a week which isnt a lot at all. and you'd be getting what u want.
INTEREST AND CREDIT ;
interest is like a reward that the bank gives you for trusting them to look after your money. the more money you have in your account, and the longer you keep it there, the more interest you can earn…💬🎀
so the bank calculates interest as a percentage of the total amount in a bank account. so if the bank pays a 1% interest you'll earn $1 for every $100 in ur bank account over the course of a year. so if u have $500 in ur account you'll get $5. its not a lot, but interest builds on itself.
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credit is the ability of the consumer to acquire goods or services prior to payment with the faith that the payment will be made in the future…💬🎀
for example missing payment deadlines can negatively affect ur credit score. why is this important? if u wanna go to college and wanna use student loans, u might not be able to if ur credit history is bad. as ur credit history grows you'll get a credit score. the higher ur score, the better ur credit is.
BUILDING CREDIT ;
get a secured card. a secured credit card is a special type of credit card with a down payment. when you open the card, you will give the credit card company a deposit to hold. it can be as little as $100. the company holds the money for you and gives you a credit card with a line of credit equal to your deposit
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sign up for victoria's secret direct paper mailers. you'll get a coupon each month for 1 free panty for every purchase. when u go to the mall, get urself a panty and a sweet treat 🧁 (DO NOT PUT ANYTHING ON THE CARD THAT U CANT IMMEDIATELY PAY OFF)
and then go home and pay ur credit card bill off, and then dont use it again until the next month.
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bitchesgetriches · 8 months
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Want to learn how to invest?
ATTENTION CITIZENS OF BITCH NATION.
Our beloved comrade, Dumpster Doggy aka Amanda Holden, is teaching an investing workshop starting THIS SUNDAY, FEB 4. Dumpster Doggy designed this workshop as your first step toward financial freedom, and it is perfect for beginners and those who just want to understand the reasoning and mechanics behind investing.
This workshop is for you if you:
Have debt — yes, you should consider investing even if you have debt now
Don't know where to start 
Want to be certain that your educational foundation is absolutely solid 
Understand that investing is the key to building wealth, and know that a paycheck alone is not wealth
Don't want to work forever
Want your money to start working for you
Know that you just need to get started—no matter how small the dollar amount! 
Know that education must be your foundation and that investing without knowledge is dangerous 
Have a workplace retirement account
Don't have a workplace retirement account
The course costs $15. We wouldn't recommend something paid like this if we didn't believe in it, so this endorsement does NOT come lightly. Amanda is one of our ride-or-dies, and she left Wall Street so she could teach investing through a feminist lens.
But if $15 is too rich for your blood, we are offering Amanda's course FOR FREE to our Patreon donors. Sign up at the $5 level or higher and it's yours ($15-$5=$10 SAVINGS HOLY CANNOLI). We'll have the information for Patreon donors up tomorrow.
Lastly, if you can't make it live, you'll still get a recording of the workshop. So don't worry if you're not available this Sunday. Ok here are those links again:
Investing for Freedom Workshop with Dumpster Doggy
Bitches Get Riches Patreon for free access to workshop
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yugiohz · 2 months
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can I ask what your drawing setup is like? I just bought a refurbished ipad for art and I dunno if it’d be helpful to buy a keyboard for shortcuts n stuff, I’m curious what other artists do!
hmmm, I’m a very artist I don’t rlly use any of the additional hardware etc….. I’d say start with the basics and you will figure out over time what’s worth investing in! for example, I definitely need an ergonomic grip for my stylus, but I personally don’t undo or rotate all that much, so I don’t feel the need to get one of those mini keyboards.
my current setup is my android tablet & then my Wacom that I use with my laptop, I don’t use anything fancy I’d say idndkd, but yeah an ergonomic pencil is important I think :) otherwise it depends on what your process and work flow are like!
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eelhound · 2 years
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"Let’s have a look now at stock tips.
There are many ways to be successful at stocks. For instance, you can be lucky, or you can cheat. Those are the two ways.
Lucky is difficult. Not impossible, but it does require some spells. You have to wear a small bag around your neck stuffed with thistle and rosemary, and burn the one thing in your life most precious to you. And even then, half the time you just end up with your sourdough turning out perfect, or getting Wordle in two, which if you think about it is actually much more impressive than getting it in one, you will say to everyone you know even though they extremely do not care. What I’m saying is it’s hard to aim luck.
So your best bet is to cheat. Fortunately, there are a TON of ways to cheat. For instance, you can do some corporate espionage, find out information before it hits the open market, and then invest accordingly. Or you can manipulate the markets, causing untold suffering and wiping out the entire economy for the sake of buying your third house. If history tells us anything, and I hope it doesn’t, you won’t ever get punished.
But the absolute best way to cheat, and doctors hate this one weird trick, is to join congress. Because there is no law against actively investing while in congress despite the fact that you will be constantly told secret information that will radically affect the markets. And you can just make a ton of money on that info without any consequences because who is going to pass a law against that? You? Don’t make me laugh. Please don’t make me laugh. It hurts so terribly when I laugh. Ow. Ouch. Oh man. I miss laughing. I miss it so much.
This has been stock tips."
- Joseph Fink and Jeffrey Cranor, from Welcome to Night Vale, ep. 220.
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femmefatalevibe · 1 year
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I want to FIRE! Do you have any tips for that ;)
Hi love! While I'm not committed to their FIRE movement per se, here are some of my best tips to set yourself up for financial success:
Diligently keep track of your income and expenses. Audit every week or month to give yourself an honest look at your financial activity
Create financial goals and a realistic budget to help you achieve them
Prioritize saving up a 6-month emergency fund, maxing out your Roth IRA (or backdoor Roth IRA) and HSA account (if in the U.S.)
Purchase high-quality, timeless items that are built to last; It's cheaper in the long run to maintain items vs. constantly repurchasing items if you have the option
Create multiple sources of income: A 9-5 job, investments, side hustle, digital products, etc. Find ways to monetize activities you would enjoy doing without earning a dime
Focus on building a strong network and high-value, transferable skills: Even if you plan on working as an employee forever (no shame in that – it's a great way to get a steady paycheck), always strategize your career in a way that would leave you equipped to make it on your own. You need to be in the driver's seat of your career and financial life at all times
Make food at home, take care of your health, and take advantage of preventative medical testing, screenings, and procedures. Losing your health (physical and mental) is the easiest way to ruin your life satisfaction and your finances
Hope this helps xx
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goatedelite · 1 year
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how rich people budget vs poor people budget
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ryuseitai · 19 days
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I work ok tje 17th Let me put let me out. Let me oouuuutttttt
#probBly the 18th as well but i dont actually know yet#but the 17th here will be the acgual time of chiak day..#Aell its okay bc i dont care bc i dont like him. So.#i liued imnsorry. i like gim#in other news: tomorrow i think is officiappy one year aince i started workijg my cirrent job so#im going to count my tip jar.. to see.. one full uear#last time.i cojnted ghere was 100 something hut that was a frw momths ago now#i dont rmbr exactly when..#but yaaaaay. counting. yaaaay#moneyyyy#also ghe csndle jar thing i have it ik is getting cramped and messy#bc i havent counged it in a while.so.i uavent Taken all.of.itput in a while so tjeres lile#a neat circle in ghe middle.and them i jusg stuck stuff after around it and it barely all fits#i need go invest in a second empty candle#Or actually d9 something with the money. <- not going to.happen#the only time.ibe ever used anu of it was times.i ran out of singles for bus fare#so id take one ftom thefe#That reminded me#Eafloer.i was tjinking like#itd be soooo much easier to get bus fare if i had a car...#bc its always a hassle bc i habe to wapk to tje bank and Dude the bank is never fuckint open#Aas a kid ur like oooohh the bank so.importsnt and adult..#and theyre open lile 20 minuyes a day. If this place is so damn importsnt why is it closed all ghe time#Nyways my point. i tjought that and then was like#.....If i had a car i woidpnt need bus fare at all bc i wouldnt have to take the bus#anyways th e bank is so annoying#closes at 5 on weekdays and i get home after 4 most days i work#and i also jist. dont geel like doing errands after worming all day#and Closed complefslu on sunday#and open from 9 am to noon on saturday like the fuck
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